Add more stock to my chemist

Inez Dorez

Namba, Kenya

98% repaid

Entrepreneur

Name

Inez Dorez

Member since

January 2015

On-time repayments

203 installments  •  16%

About Me

I was Born in Migori county with my two parents. I grew up and joined a local primary school where I studied up to class five before moving to our rural home in Vihiga County. Here at Vihiga County, I enrolled in class six and continued with my primary education in class eight where I sat for my K.C.P.E(Kenya Certificate of Primary Education) in 2002 and garnered 358 marks out of possible five hundred. I was very happy and now my dream of becoming a nurse was nearly becoming true when I joined a local provincial school Vokoli Girls still in Vihiga County in 2003. I endurered a lot of things, peer pressure and even strictness from my parents for the next four years which were not easy. in 2007, I completed my High school and the following year, I joined college to train Pharmacy and then trained with Red cross. I successfully became a fully trained nurse and red cross volunteer

My Business

For the past few years, I have been volunteering for Red Cross where I offered humanitarian aids and other works. at the same time, I have been volunteering in some local hospitals and health centers within my locality. I currently sell drugs at a local pharmaceutical shop as a pharmacist and I started my own pharmaceutical in recently which am restocking slowly.
I am seeking money to buy more drugs and other health supplements which will enable me to effectively and smoothly run my own business and become independent from the other pharmaceutical that am working for. in my shop.

Loan Proposal

I am currently seeking the loan of 15000Kes.
With the loan plus my savings, I will be able to add some more medicines prescriptions which I currently don't have. These includes anti-malaria drugs, which is now out of stock. This is because in my area, there are so many cases of malaria especially during this heavy rainy season.
All the money raised here will entirely go towards the purchase of the drugs which are running out of stock. My calculated profits during this season is set to rise by at least 13% which is not bad. I promise to repay my loan on time this time round. I look forward to your kind support. God bless you!!

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.17

Date disbursed

Dec 25, 2015

Repayment status

On Time

Projected term

42 months

Cost to entrepreneur

Service fee: $6.24

Other loans

Lenders

Flipmore

Vancouver, Canada

PG

Paul Graham

United States

R

Ryan

United States

MS

Mike Sutherland

United Kingdom

Julia Trigg

United Kingdom

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  • Inez Dorez    Mar 7, 2019

    I have been unable to pay this loan because i have been financially down and now i have started a small business that is one week old kindly give me more time to do the repayment slowly by slowly until i clear it.please i kindly request to be patient with me because it wasnt my wish to fail paying.i look forward to hear from you hopping that you will give me time .

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  • Inez Dorez    Mar 5, 2019

    Dear zidisha kindly sent me the detailed statement of transaction you did ,the account you deposited the money into the date and year because i requested for this loan but i did not receive any amount on my account.i feel depressed because you are forcing me to pay what idid not receive.kindly what i demand for is the transaction statement and not explanations

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  • Inez Dorez    Nov 20, 2018

    kindly Joost my problem is that i did not receive even a single cent neither on bank nor mpesa i was told that my name will be blacklisted on CRB i have requested for the transaction information and statement but i havent received any .I really want to know where the money was deposited and the account details for me to be satisfied .Am still patient and waiting for the information because am not happy at all .wilfred njiri njamba and Dauglas Mwanga kinly help me do this follow up to know where the money went to because i cant pay for what i did not receive and being listed for CRB is not fair to me .I need to know the truth and have full evidence to prove that i owe zidisha some cash .

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    • Joost    Nov 20, 2018

      Dear Inez,

      Please create a support ticket. I am a lender volunteer and not a Zidisha staff member. And only a Zidisha staff is able to get that information.
      You can create a support ticket using the help menu (www.zidisha.org/borrower/help).

      Below the calculations based on the screenshot.
      150.17 loan
      - 7.51 service costs
      - 133.03 optional member loan fund donations
      = 9.63 received on your account

      According to the info that’s available to me you should be able to repay the 9.63 (the amount you received) and maybe the 7.51 (the costs) and then ask Zidisha support to cancel the loan because you didn’t want the MLF.

      If this isn’t possible then you could repay the loan in full and then immediately ask a refund of the 133.03 because the MLF is refundable.

      Kind regards,
      Joost
      Team Zidisha (lender volunteer)

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  • Joost    Oct 25, 2018

    Dear Inez,

    You opted to enlarge your credit limit by putting a big part of this loan into the Member Loan Fund. You WON’T receive this on your bank account.
    More info about this can be found in the FAQ (www.zidisha.org/faq#faq-65).

    You can find an overview with the calculations on your “your credit limit” page. (www.zidisha.org/current-credit). Before taking out a large loan, you must first build creditworthiness by repaying small test loans over a period of time.

    If you accept this loan then you should go to your dashboard and confirm acceptance by following the instructions on your dashboard (www.zidisha.org/borrower/da...)

    If you don’t accept this loan then please wait 3 days and it will expire automatically.

    If you already accepted the loan and this was a mistake then please cancel the loan by following the instructions on your dashboard (www.zidisha.org/borrower/da...) Or if this isn’t possible anymore then contact support to ask for an MLF refund.

    Ps. This is a place to communicate with lenders. If you need help from Zidisha staff about your account then you should always create a support ticket using the help menu (www.zidisha.org/borrower/help).

    Kind regards,
    Joost
    Team Zidisha

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  • Wilfred Njiri Njamba    Apr 19, 2016

    Inez phone goes unanswered, but will keep following up.

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  • Wilfred Njiri Njamba    Mar 11, 2016

    I ve tried to call Inez but her phone goes unanswered, but will keep following up.

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  • Wilfred Njiri Njamba    Feb 5, 2016

    I talked to Inez, and she said that she is financially down and the day she will get the funds, she will pay.

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  • Wilfred Njiri Njamba    Jan 14, 2016

    Hello lenders, today I talked to Inez regarding her late loan repayment, we discussed the issue and its like some things about members fund deductions were not clear to her, she didn't understand why the deductions were made, I tried to explain to her that about requirements, she was satisfied with our discussion and she agreed to start paying from this week.

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  • Inez Dorez    Dec 22, 2015

    I would like to appreciate you all my lenders. may God bless you big as you continue to help many of the entrepreneurs to earn a living.

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  • Inez Dorez    Dec 16, 2015

    Dear Lenders, I really appreciate for your money that you lent to me to improve my own pharmaceutical chemist. I thank God that all is well now after the floods affected our premises two months a go. May God bless you so much. I am now coming back to seek another loan to add stock of drugs to my chemist.

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  • Inez Dorez    Feb 4, 2015

    Hi Lenders and Zidisha, I would like to thank you for the support that you continue to give small entrepreneures to improve their lives through business. I thank God that my project is up and running, though it has not picked up at higher rate. I have been repaying my installments of 467 weekly for the past two weeks. I kindly would like to decrease my repayments to Kes. 250. I promise that when things will be well again, I will increase this amount upwards.Iappreciate your work.God bless you
    Dores Inez

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  • Dauglas Mwanga    Jan 14, 2015

    Go!go! Dorez go! may God bless you as you begin to be independent

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