Add more variety to my fabric shop to support my education

Joyce

Berekum Jinijini, Ghana

100% repaid

Entrepreneur

Name

Joyce

Member since

January 2015

On-time repayments

114 installments  •  42%

About Me

My name is Joyce Takuaa, I hail from Berekum-Jinijini in the Brong Ahafo Region of Ghana with House Number JPO/153. I had my secondary education at Sunyani Secondary School (SUSEC) in the Sunyani Municipality and further at Community Health Nurse at Tanoso in the Tano District. I am now pursuing my distance learning at Premier Health Training at Kumasi in the Ashanti Region of Ghana. I am currently working at Jinijini Hospital.

My Business

I am currently working at Jinijini Hospital, after completing Community Health Nurse at Tanoso. Many thanks to my lovely parents for struggled they pass through in to support me and my education. I opened material shop at Berekum Jinijini main market about 2 to 5 years. Because after completing Community Health Nurse School, my parents who gave me highly support through my education were getting old, so I made up my mind to open a provision store for them in order to get their daily meals, because, it is me who is taking care of them. But I soon realized that, there’s no material shop here in Jinijini so if I may open material shop instead of provision, it will help me and my parents and the income will be higher than provision as there’s no any material shop here. Even anytime we need just one yard for a particular material, we go to another town and buy it. So I stopped to open provision store and made it material shop rather. Some of the materials I have in my shop are; Lance, High target clothes, Sitkaprint, Tie and dye, Woodin, Tafital, Kente, Abendenden materials, Shevon materials, Gegya materials, Awuraabena materials, Checks for school and many more. By the grace of God, this business is growing and the income I generate from there is higher respectfully and it’s patronizing as well. I am also pursuing my distance learning at Premier Health Training at Kumasi in the Ashanti Region of Ghana, so I need extra amount of money to support me and my education.

Loan Proposal

As I stated above that the business is well growing, I need to add more materials into my shop to serve my customer properly in order to get more profit from there. As I am speaking now, it’s only my shop where you can get any material you want. So I am pleading to Zidisha and dear Lenders to support me to expand my business and my education also. The bank loan interest is headache as well, so I don’t want to go for any bank loan to support my business and education. That’s why I am pleading to you and I hope my application will meet your favorable and consideration. Thank you and God be with you.

Feedback

3

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$183.00

Date disbursed

Mar 23, 2015

Repayment status

On Time

Projected term

6 weeks

Lenders

sebastienrosa

Quebec, Canada

Susanne

Freising, Germany

H

hilde

seattle, United States

B

BenBurum

BOXBOROUGH, United States

joaoferraz

RINCHOA, Portugal

C

Colibri

Nanaimo, Canada

B

Berkeley100

Berkeley, CA, United States

C

camo1243

United States

Matt B

Stratford Upon Avon, United Kingdom

MB

michael breen

United Kingdom

TB

Taylor Brown

United States

TP

Ted Power

United States

Ask Joyce a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Joyce    Dec 2, 2015

    Dear Lenders, please, I want to make a reschedule in order to make on-time repayment. Because, I want to add more fabrics during the Christmas. Thank you.

    Log in to reply • Share
  • Joyce    Nov 23, 2015

    Dear Lenders,

    God bless you all, please, I have received my loan. Thank you so much for helping me.

    Log in to reply • Share
  • Kripa Aryal    Oct 25, 2015

    Delayed disbursement due to technical issue with MTN website. We are trying to fix this issue asap.

    Log in to reply • Share
  • Joyce    Oct 24, 2015

    I'm very grateful my dear Lenders. My loan is fully funded when it was about to expire. May God bless you all, and Mr. Paul Graham. Stay bless.

    Log in to reply • Share
  • Joyce    Oct 22, 2015

    Dear Lenders, thanks so much for funding my loan, I have 1 day to go, please, help me out. Thank you.

    Log in to reply • Share
  • (Comment deleted by author)

    • Joyce    Oct 22, 2015

      Thank you so much for this message. Repayment is very important as you said, so we all appreciate it. May God bless you as well.

      Also happy birthday to you, may God give you a longer life, and continue to help us always.

      Log in to reply • Share
  • Joyce    Oct 9, 2015

    Dear Lenders,
    I am so grateful that I am receiving a loan from you to support my business. May the Lord Almighty bless you all. I hope this loan also would be fully funded soon.

    Thank you.

    Log in to reply • Share
  • (Comment deleted by author)

    • Joyce    Aug 23, 2015

      Dear Laurie, I am sorry for the delay, by the grace of God I am doing well, I hope you also is doing great. May God bless you.

      Log in to reply • Share
  • (Comment deleted by author)

    • Joyce    May 28, 2015

      Hi Mr. Awudu,
      Thank you so much, and also for loving our beloved Founder and your lovely Mom.
      We will definitely contact you anytime we need help. Thank you.

      Log in to reply • Share
      • Lotus Flower    Jun 12, 2015

        Awudu's "Aunt Laurie" here--(Awudu and others who have been calling me "mom" since Mother's Day have graciously agreed to call me "Aunt Laurie" instead, since I haven't ever had the experience of being a mom and, hard as I've tried, I just can't relate to the "title"--although, I certainly do appreciate the sentiment!--I'm "aunt" to several by marriage, so I can relate to that "title" somewhat better)--anyway, Joyce I wanted to congratulate you on your loan being fully funded and disbursed, and to wish you well in your business. :)
        Warm regards,
        Laurie

        Log in to reply • Share
  • Joyce    May 28, 2015

    I am very sorry for delaying to inform you that I have received my loan. I am very sorry again. We was writing an exams that's why.
    Thank you so much dear Lenders, my loan got fully funded while it was getting to expire, but you did it before the time, thanks to you all.
    My loan is received and I promise to use it to get profit that can help me and my parents and my education. Thank you.

    Log in to reply • Share
    • Matt B    May 28, 2015

      Joyce - thanks for the update, and good luck with your business. Let us know how you get on. Best wishes, Matt.

      Log in to reply • Share
  • Joyce    May 25, 2015

    I am very grateful for making it. Thanks to all the Lenders and I hope it will be fully funded before 10 hours. Thanks to Ghana Ambassador dear Taylor Hanna and all the Lenders that Awudu mentioned their names. Thank you!!

    Log in to reply • Share
  • (Comment deleted by author)

    • Joyce    May 25, 2015

      Thank you Awudu, I hope my good work will follow me. God bless you.

      Log in to reply • Share
  • Joyce    May 11, 2015

    Dear Lenders, my loan is fully repaid. Now the business is rising by your support. May God bless you.

    Log in to reply • Share
  • Awudu    May 2, 2015

    Hello Joyce,

    Thank you for being a borrower on the first peer-to-peer micro-lending platform, building direct connections between borrowers and lenders across the globe (Zidisha).

    I am happy that you have been assigned to me as your Volunteer Mentor (VM).
    I am very grateful to have the pleasure of being a part of this organization (Zidisha).

    I hope you and your families are enjoying the loan you received from this noble service (Zidisha). It is my belief that your business probably is growing well. You didn’t go for a bank loan, which could have required paying back more in interest than the capital amount. Instead, you chose to receive an affordable loan from Zidisha to help your business grow. And, today, just look at how your business probably is running better than you expected. This is so amazing!

    This platform also is here to help you to expand your business, and to help you not worry much about business collapse. Our dear Lenders extend their generosity and express their desire not just for your business to succeed, but also for you to enjoy your life. Some borrowers and lenders even become real friends on this platform. :)

    I would be very grateful if you would continue to make payments according to your repayment schedule. Lenders on Zidisha contribute to you from the bottom of their heart, and truly want to help you to overcome your challenges. Please, the fund that our Lenders use to lend to you is the same fund that they use to lend other borrowers. So, if you don't repay the loans they extend to you, then they cannot extend future loans to others. This is the way it works.

    One person has reaped a large harvest, but today we all are sharing in it. Who is that person? That person is our beloved founder (Julia Kurnia). May the Lord Almighty bless her (Julia) and give her more knowledge and a long life. May the Lord Almighty also bless all of our Lenders, always.

    Thank you for being a part of and enjoying this noble platform, Zidisha.

    Awudu Yahaya
    Volunteer Mentor

    Log in to reply • Share
    • Joyce    May 3, 2015

      Dear Awudu, I'm also happy that i have assigned to you as my Volunteer Mentor.
      All this tells me you are truly Volunteer Mentor. Because this is not your first time. I promise to do what you are expecting me to do.

      Thank you too. May God bless you and your Mum. Yesterday I met your Mum with your junior sister on their way to home. My greetings to her.

      Log in to reply • Share
  • Joyce    Mar 23, 2015

    Dear Lenders, Many thanks to you all I have received my loan. I'm soo happy.

    Log in to reply • Share
  • Eva    Mar 20, 2015

    all the best in your venture the future is bright with zidisha

    Log in to reply • Share
  • Joyce    Mar 18, 2015

    I am more happy that my loan is funding.......thanks to you all.

    Log in to reply • Share
  • Joyce    Mar 16, 2015

    Dear Lenders, thanks for your support. I have completed paying my first loan and here is my second loan. Kindly support me. Thank you.

    Log in to reply • Share
  • Matt B    Mar 14, 2015

    Joyce - thank you for the update. I am happy that things are going well for you and your business.

    Log in to reply • Share
    • Joyce    Mar 15, 2015

      Thank you dear Matt B, yes, things are going well through you Lenders and Zidisha.
      Thank you very much for always be with me.

      Log in to reply • Share
    • Robert    Mar 17, 2015

      Hi matt B thank you for always supporting us its through your support we are able to grow and progress with our business

      Log in to reply • Share
  • Joyce    Mar 14, 2015

    Dear Zidisha and Lenders, Thank you very much for your highly supports. I have add more Uniforms for my shop. Thank you and God bless you all.

    Log in to reply • Share


Loading...

Loading...

Loading...