M-PESA mobile phone payment service
Valentine
Elburgon, Kenya
2% repaid
Entrepreneur
Name
Valentine
Member since
July 2014
On-time repayments
279 installments • 9%
About Me
My names are valentaine asaale mongolo.I am a mother of three and currently living widow after my husband was killed in Somalia one year ago.He was serving as a soldier in Kenya.
I live in Elburgon setelite estate and i do my business in Elburgon town.I have a certificate in hair and beauty from Vera and Beauty College in Nairobi.At this point i have a beauty shop in Elburgon where i run an Mpesa and offer my service to my customers.
Besides that i am a gospel artist at our church here in Elburgon and i am planning to realise my first and new album very soon.
My Business
I am in the business of beauty now and as mpesa agent.I run a salon,Mpesa and sell local made and imported shoes,children wear,makeups.Most of my customers comes from within the town.When i started this business i faced so many challeges such as lack of enough capital and stiff competition but with time now as i had improved on the service i offer,am now at the pick within this area.Now i am proud to run a successful,stable and reliable business.
Today if the opportunity is given to have a loan,i will use it to expand my business by bringing new products that will attract me more customers hence earn me more income.
Loan Proposal
I thank you very much for your last loan though almost all of it was stolen by cons.I thank Zidisha community for being patient to because i was left with almost nothing.But Zidisha was just a wonderful family.If it were bank loan all my property would have been auction.Zidisha gave me humble time during my hard time till i was able to repay my loan.Now i apply for third loan and this is my budgeting:
-$900 i want to add to my mpesa service float as this is the business which contribute a larger amount to my earning.This will enable me to give service to many customers hence increasing my profit by atleast 65%.
-$350 i will add beauty products to my shop especially from Uganda which has high demand and less competition.
-$100 i will pay rent,labour for one lady whom i employ and electricity bill so as to reduce future expences.
Feedback
Positive
5
Neutral
1
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,436.00
Date disbursed
Jan 26, 2015
Repayment status
Late
Projected term
61 months
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Summary
Amount repaid
$44.94
Amount remaining
$2,111.28
Expected completion
Feb 9, 2020
Status
Repaying late
Installment amount
$2.73
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 8, 2015 | $21.92 | Feb 9, 2015 | $21.92 |
| Feb 15, 2015 | $0.55 | Feb 9, 2015 | $0.55 |
| Feb 22, 2015 | $2.73 | Feb 15, 2015 | $2.73 |
| Mar 1, 2015 | $2.73 | Feb 15, 2015 | $2.73 |
| Mar 8, 2015 | $2.73 | Feb 15, 2015 | $2.73 |
| Mar 15, 2015 | $2.73 | Feb 15, 2015 | $2.73 |
| Mar 22, 2015 | $2.73 | Feb 15, 2015 | $2.73 |
| Mar 29, 2015 | $2.73 | Feb 15, 2015 | $2.73 |
| Apr 5, 2015 | $2.73 | Feb 15, 2015 | $2.73 |
| Apr 12, 2015 | $2.73 | Feb 15, 2015 | $2.73 |
| Apr 19, 2015 | $2.73 | Feb 15, 2015 | $0.63 |
| Apr 26, 2015 | $2.73 | ||
| May 3, 2015 | $2.73 | ||
| May 10, 2015 | $2.73 | ||
| May 17, 2015 | $2.73 | ||
| May 24, 2015 | $2.73 | ||
| May 31, 2015 | $2.73 | ||
| Jun 7, 2015 | $2.73 | ||
| Jun 14, 2015 | $2.73 | ||
| Jun 21, 2015 | $2.73 | ||
| Jun 28, 2015 | $2.73 | ||
| Jul 5, 2015 | $2.73 | ||
| Jul 12, 2015 | $2.73 | ||
| Jul 19, 2015 | $2.73 | ||
| Jul 26, 2015 | $2.73 | ||
| Aug 2, 2015 | $2.73 | ||
| Aug 9, 2015 | $2.73 | ||
| Aug 16, 2015 | $2.73 | ||
| Aug 23, 2015 | $2.73 | ||
| Aug 30, 2015 | $2.73 | ||
| Sep 6, 2015 | $2.73 | ||
| Sep 13, 2015 | $2.73 | ||
| Sep 20, 2015 | $2.73 | ||
| Sep 27, 2015 | $2.73 | ||
| Oct 4, 2015 | $2.73 | ||
| Oct 11, 2015 | $2.73 | ||
| Oct 18, 2015 | $2.73 | ||
| Oct 25, 2015 | $2.73 | ||
| Nov 1, 2015 | $2.73 | ||
| Nov 8, 2015 | $2.73 | ||
| Nov 15, 2015 | $2.73 | ||
| Nov 22, 2015 | $2.73 | ||
| Nov 29, 2015 | $2.73 | ||
| Dec 6, 2015 | $2.73 | ||
| Dec 13, 2015 | $2.73 | ||
| Dec 20, 2015 | $2.73 | ||
| Dec 27, 2015 | $2.73 | ||
| Jan 3, 2016 | $2.73 | ||
| Jan 10, 2016 | $2.73 | ||
| Jan 17, 2016 | $2.73 | ||
| Jan 24, 2016 | $2.73 | ||
| Jan 31, 2016 | $2.73 | ||
| Feb 7, 2016 | $2.73 | ||
| Feb 14, 2016 | $2.73 | ||
| Feb 21, 2016 | $2.73 | ||
| Feb 28, 2016 | $2.73 | ||
| Mar 6, 2016 | $2.73 | ||
| Mar 13, 2016 | $2.73 | ||
| Mar 20, 2016 | $2.73 | ||
| Mar 27, 2016 | $2.73 | ||
| Apr 3, 2016 | $2.73 | ||
| Apr 10, 2016 | $2.73 | ||
| Apr 17, 2016 | $2.73 | ||
| Apr 24, 2016 | $2.73 | ||
| May 1, 2016 | $2.73 | ||
| May 8, 2016 | $2.73 | ||
| May 15, 2016 | $2.73 | ||
| May 22, 2016 | $2.73 | ||
| May 29, 2016 | $2.73 | ||
| Jun 5, 2016 | $2.73 | ||
| Jun 12, 2016 | $2.73 | ||
| Jun 19, 2016 | $2.73 | ||
| Jun 26, 2016 | $2.73 | ||
| Jul 3, 2016 | $2.73 | ||
| Jul 10, 2016 | $2.73 | ||
| Jul 17, 2016 | $2.73 | ||
| Jul 24, 2016 | $2.73 | ||
| Jul 31, 2016 | $2.73 | ||
| Aug 7, 2016 | $2.73 | ||
| Aug 14, 2016 | $2.73 | ||
| Aug 21, 2016 | $2.73 | ||
| Aug 28, 2016 | $2.73 | ||
| Sep 4, 2016 | $2.73 | ||
| Sep 11, 2016 | $2.73 | ||
| Sep 18, 2016 | $2.73 | ||
| Sep 25, 2016 | $2.73 | ||
| Oct 2, 2016 | $2.73 | ||
| Oct 9, 2016 | $2.73 | ||
| Oct 16, 2016 | $2.73 | ||
| Oct 23, 2016 | $2.73 | ||
| Oct 30, 2016 | $2.73 | ||
| Nov 6, 2016 | $2.73 | ||
| Nov 13, 2016 | $2.73 | ||
| Nov 20, 2016 | $2.73 | ||
| Nov 27, 2016 | $2.73 | ||
| Dec 4, 2016 | $2.73 | ||
| Dec 11, 2016 | $2.73 | ||
| Dec 18, 2016 | $2.73 | ||
| Dec 25, 2016 | $2.73 | ||
| Jan 1, 2017 | $2.73 | ||
| Jan 8, 2017 | $2.73 | ||
| Jan 15, 2017 | $2.73 | ||
| Jan 22, 2017 | $2.73 | ||
| Jan 29, 2017 | $2.73 | ||
| Feb 5, 2017 | $2.73 | ||
| Feb 12, 2017 | $2.73 | ||
| Feb 19, 2017 | $2.73 | ||
| Feb 26, 2017 | $2.73 | ||
| Mar 5, 2017 | $2.73 | ||
| Mar 12, 2017 | $2.73 | ||
| Mar 19, 2017 | $2.73 | ||
| Mar 26, 2017 | $2.73 | ||
| Apr 2, 2017 | $2.73 | ||
| Apr 9, 2017 | $2.73 | ||
| Apr 16, 2017 | $2.73 | ||
| Apr 23, 2017 | $2.73 | ||
| Apr 30, 2017 | $2.73 | ||
| May 7, 2017 | $2.73 | ||
| May 14, 2017 | $2.73 | ||
| May 21, 2017 | $2.73 | ||
| May 28, 2017 | $2.73 | ||
| Jun 4, 2017 | $2.73 | ||
| Jun 11, 2017 | $2.73 | ||
| Jun 18, 2017 | $2.73 | ||
| Jun 25, 2017 | $2.73 | ||
| Jul 2, 2017 | $2.73 | ||
| Jul 9, 2017 | $2.73 | ||
| Jul 16, 2017 | $2.73 | ||
| Jul 23, 2017 | $2.73 | ||
| Jul 30, 2017 | $2.73 | ||
| Aug 6, 2017 | $2.73 | ||
| Aug 13, 2017 | $2.73 | ||
| Aug 20, 2017 | $2.73 | ||
| Aug 27, 2017 | $2.73 | ||
| Sep 3, 2017 | $2.73 | ||
| Sep 10, 2017 | $2.73 | ||
| Sep 17, 2017 | $2.73 | ||
| Sep 24, 2017 | $2.73 | ||
| Oct 1, 2017 | $2.73 | ||
| Oct 8, 2017 | $2.73 | ||
| Oct 15, 2017 | $2.73 | ||
| Oct 22, 2017 | $2.73 | ||
| Oct 29, 2017 | $2.73 | ||
| Nov 5, 2017 | $2.73 | ||
| Nov 12, 2017 | $2.73 | ||
| Nov 19, 2017 | $2.73 | ||
| Nov 26, 2017 | $2.73 | ||
| Dec 3, 2017 | $2.73 | ||
| Dec 10, 2017 | $2.73 | ||
| Dec 17, 2017 | $2.73 | ||
| Dec 24, 2017 | $2.73 | ||
| Dec 31, 2017 | $2.73 | ||
| Jan 7, 2018 | $2.73 | ||
| Jan 14, 2018 | $2.73 | ||
| Jan 21, 2018 | $2.73 | ||
| Jan 28, 2018 | $2.73 | ||
| Feb 4, 2018 | $2.73 | ||
| Feb 11, 2018 | $2.73 | ||
| Feb 18, 2018 | $2.73 | ||
| Feb 25, 2018 | $2.73 | ||
| Mar 4, 2018 | $2.73 | ||
| Mar 11, 2018 | $2.73 | ||
| Mar 18, 2018 | $2.73 | ||
| Mar 25, 2018 | $2.73 | ||
| Apr 1, 2018 | $2.73 | ||
| Apr 8, 2018 | $2.73 | ||
| Apr 15, 2018 | $2.73 | ||
| Apr 22, 2018 | $2.73 | ||
| Apr 29, 2018 | $2.73 | ||
| May 6, 2018 | $2.73 | ||
| May 13, 2018 | $2.73 | ||
| May 20, 2018 | $2.73 | ||
| May 27, 2018 | $2.73 | ||
| Jun 3, 2018 | $2.73 | ||
| Jun 10, 2018 | $2.73 | ||
| Jun 17, 2018 | $2.73 | ||
| Jun 24, 2018 | $2.73 | ||
| Jul 1, 2018 | $2.73 | ||
| Jul 8, 2018 | $2.73 | ||
| Jul 15, 2018 | $2.73 | ||
| Jul 22, 2018 | $2.73 | ||
| Jul 29, 2018 | $2.73 | ||
| Aug 5, 2018 | $2.73 | ||
| Aug 12, 2018 | $2.73 | ||
| Aug 19, 2018 | $2.73 | ||
| Aug 26, 2018 | $2.73 | ||
| Sep 2, 2018 | $2.73 | ||
| Sep 9, 2018 | $2.73 | ||
| Sep 16, 2018 | $2.73 | ||
| Sep 23, 2018 | $2.73 | ||
| Sep 30, 2018 | $2.73 | ||
| Oct 7, 2018 | $2.73 | ||
| Oct 14, 2018 | $2.73 | ||
| Oct 21, 2018 | $2.73 | ||
| Oct 28, 2018 | $2.73 | ||
| Nov 4, 2018 | $2.73 | ||
| Nov 11, 2018 | $2.73 | ||
| Nov 18, 2018 | $2.73 | ||
| Nov 25, 2018 | $2.73 | ||
| Dec 2, 2018 | $2.73 | ||
| Dec 9, 2018 | $2.73 | ||
| Dec 16, 2018 | $2.73 | ||
| Dec 23, 2018 | $2.73 | ||
| Dec 30, 2018 | $2.73 | ||
| Jan 6, 2019 | $2.73 | ||
| Jan 13, 2019 | $2.73 | ||
| Jan 20, 2019 | $2.73 | ||
| Jan 27, 2019 | $2.73 | ||
| Feb 3, 2019 | $2.73 | ||
| Feb 10, 2019 | $2.73 | ||
| Feb 17, 2019 | $2.73 | ||
| Feb 24, 2019 | $2.73 | ||
| Mar 3, 2019 | $2.73 | ||
| Mar 10, 2019 | $2.73 | ||
| Mar 17, 2019 | $2.73 | ||
| Mar 24, 2019 | $2.73 | ||
| Mar 31, 2019 | $2.73 | ||
| Apr 7, 2019 | $2.73 | ||
| Apr 14, 2019 | $2.73 | ||
| Apr 21, 2019 | $2.73 | ||
| Apr 28, 2019 | $2.73 | ||
| May 5, 2019 | $2.73 | ||
| May 12, 2019 | $2.73 | ||
| May 19, 2019 | $2.73 | ||
| May 26, 2019 | $2.73 | ||
| Jun 2, 2019 | $2.73 | ||
| Jun 9, 2019 | $2.73 | ||
| Jun 16, 2019 | $2.73 | ||
| Jun 23, 2019 | $2.73 | ||
| Jun 30, 2019 | $2.73 | ||
| Jul 7, 2019 | $2.73 | ||
| Jul 14, 2019 | $2.73 | ||
| Jul 21, 2019 | $2.73 | ||
| Jul 28, 2019 | $2.73 | ||
| Aug 4, 2019 | $2.73 | ||
| Aug 11, 2019 | $2.73 | ||
| Aug 18, 2019 | $2.73 | ||
| Aug 25, 2019 | $2.73 | ||
| Sep 1, 2019 | $2.73 | ||
| Sep 8, 2019 | $2.73 | ||
| Sep 15, 2019 | $2.73 | ||
| Sep 22, 2019 | $2.73 | ||
| Sep 29, 2019 | $2.73 | ||
| Oct 6, 2019 | $2.73 | ||
| Oct 13, 2019 | $2.73 | ||
| Oct 20, 2019 | $2.73 | ||
| Oct 27, 2019 | $2.73 | ||
| Nov 3, 2019 | $2.73 | ||
| Nov 10, 2019 | $2.73 | ||
| Nov 17, 2019 | $2.73 | ||
| Nov 24, 2019 | $2.73 | ||
| Dec 1, 2019 | $2.73 | ||
| Dec 8, 2019 | $2.73 | ||
| Dec 15, 2019 | $2.73 | ||
| Dec 22, 2019 | $2.73 | ||
| Dec 29, 2019 | $2.73 | ||
| Jan 5, 2020 | $2.73 | ||
| Jan 12, 2020 | $2.73 | ||
| Jan 19, 2020 | $2.73 | ||
| Jan 26, 2020 | $2.73 | ||
| Feb 2, 2020 | $2.73 | ||
| Feb 9, 2020 | $1,426.60 | ||
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