Nicholas
Nairobi, Kenya
33% repaid
Name
Nicholas
Member since
May 2016
On-time repayments
243 installments • 62%
I was in born in kitui County, in a family of six children and am the first born in my family. I went to kaliku primary school which was 8 kilometers away from my home. Kitui is a semi desert area with high temperature with scarce resources and being marginalized in terms of development. We had to walk for a long distance to get to school. I passed my exams well and joined high school at mutito boys. I completed my high school education through sponsorship from wellwishers. I passed my exam and proceeded to tertiary education at foundation Institute of Africa still through sponsorships. I pursued a diploma in the field of human resources management. Due to scarcity of job opportunities in my country, I didn't get a job at the moment and I applied for a loan through local chamas (youth group) to start my own business. People in my area are social, cooperative, religious and hardworking. I would like my children to be business minded people, respectful, industrious and God fearing, ready to give back to the society.
I deal with mpesa, airtel and electricity tokens services. I chose this business due to its demand for from the current economic growth and development margins the. The business is very important to me and my customers as it enhance security in terms of money safety and security. I spent $50 on weekly basis to get float and tokens for my customers. The returns are encouraging as I can make a profit of over 30%weekly. I spent my profit to pay rent, bills, growing my business and paying school fees for my brother and my niece who is an orphan currently in form one.
Thank you lender for this opportunity,i feel privileged and honored being associated with zidisha family.
i humbly submit my loan proposal of $585.71 ,am deeply in need of amount for my business purpose.
i will spent $300 on Mpesa agent ,the amount will be used on balancing float and cash.
i will spent $150 on Airtel agent ,amount to be used on balancing float and cash.
i will use $40 on buying Safaricom lines and replacement lines.
i will use $60 on buying both Safaricom and Airtel credits cards.
i will use $ 30 on electricity tokens .
the loan is expected to promote my business profits by at least 30%,i will depend on the profits to cater my family needs as well as repaying my weekly loan.
Thank you dear,your positive consideration ,i will greatly appreciate.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$580.00
Date disbursed
Jun 21, 2017
Repayment status
Late
Projected term
47 months
Other loans
Amount repaid
$193.52
Amount remaining
$386.04
Expected completion
May 9, 2021
Status
Repaying late
Installment amount
$22.29
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 2, 2017 | $29.63 | Jul 1, 2017 | $29.63 |
Jul 9, 2017 | $4.94 | Jul 7, 2017 | $4.94 |
Jul 16, 2017 | $4.94 | Jul 14, 2017 | $4.94 |
Jul 23, 2017 | $4.94 | Jul 21, 2017 | $4.94 |
Jul 30, 2017 | $4.94 | Jul 28, 2017 | $4.94 |
Aug 6, 2017 | $4.94 | Aug 4, 2017 | $4.94 |
Aug 13, 2017 | $4.94 | Aug 13, 2017 | $4.94 |
Aug 20, 2017 | $4.94 | Aug 18, 2017 | $4.94 |
Aug 27, 2017 | $4.94 | Aug 26, 2017 | $4.94 |
Sep 3, 2017 | $4.94 | Aug 26, 2017 | $4.94 |
Sep 10, 2017 | $4.94 | Aug 26, 2017 | $4.94 |
Sep 17, 2017 | $4.82 | Aug 26, 2017 | $4.82 |
Sep 24, 2017 | $0.99 | Sep 16, 2017 | $0.99 |
Oct 1, 2017 | $0.99 | Sep 16, 2017 | $0.99 |
Oct 8, 2017 | $0.99 | Sep 16, 2017 | $0.99 |
Oct 15, 2017 | $0.99 | Sep 16, 2017 | $0.99 |
Oct 22, 2017 | $0.99 | Sep 16, 2017 | $0.99 |
Oct 29, 2017 | $0.99 | Sep 24, 2017 | $0.99 |
Nov 5, 2017 | $0.99 | Sep 30, 2017 | $0.99 |
Nov 12, 2017 | $0.99 | Oct 7, 2017 | $0.99 |
Nov 19, 2017 | $0.99 | Oct 15, 2017 | $0.99 |
Nov 26, 2017 | $0.99 | Oct 22, 2017 | $0.99 |
Dec 3, 2017 | $0.99 | Oct 22, 2017 | $0.99 |
Dec 10, 2017 | $0.99 | Nov 1, 2017 | $0.99 |
Dec 17, 2017 | $0.99 | Nov 11, 2017 | $0.99 |
Dec 24, 2017 | $0.99 | Nov 18, 2017 | $0.99 |
Dec 31, 2017 | $0.99 | Nov 25, 2017 | $0.99 |
Jan 7, 2018 | $0.99 | Dec 3, 2017 | $0.99 |
Jan 14, 2018 | $0.99 | Dec 10, 2017 | $0.99 |
Jan 21, 2018 | $0.99 | Dec 17, 2017 | $0.99 |
Jan 28, 2018 | $0.99 | Dec 17, 2017 | $0.99 |
Feb 4, 2018 | $0.99 | Dec 17, 2017 | $0.99 |
Feb 11, 2018 | $0.99 | Jan 7, 2018 | $0.99 |
Feb 18, 2018 | $0.99 | Jan 12, 2018 | $0.99 |
Feb 25, 2018 | $0.99 | Jan 18, 2018 | $0.99 |
Mar 4, 2018 | $0.99 | Jan 28, 2018 | $0.99 |
Mar 11, 2018 | $0.99 | Feb 3, 2018 | $0.99 |
Mar 18, 2018 | $0.99 | Oct 23, 2018 | $0.99 |
Mar 25, 2018 | $0.99 | Oct 23, 2018 | $0.99 |
Apr 1, 2018 | $0.99 | Oct 24, 2018 | $0.99 |
Apr 8, 2018 | $0.99 | Oct 24, 2018 | $0.99 |
Apr 15, 2018 | $0.99 | Nov 16, 2018 | $0.99 |
Apr 22, 2018 | $0.99 | Nov 16, 2018 | $0.99 |
Apr 29, 2018 | $0.99 | Nov 16, 2018 | $0.99 |
May 6, 2018 | $0.99 | Nov 16, 2018 | $0.99 |
May 13, 2018 | $0.00 | ||
May 20, 2018 | $0.00 | ||
May 27, 2018 | $0.00 | ||
Jun 3, 2018 | $0.00 | ||
Jun 10, 2018 | $0.00 | ||
Jun 17, 2018 | $0.00 | ||
Jun 24, 2018 | $0.00 | ||
Jul 1, 2018 | $0.00 | ||
Jul 8, 2018 | $0.00 | ||
Jul 15, 2018 | $0.00 | ||
Jul 22, 2018 | $0.00 | ||
Jul 29, 2018 | $0.00 | ||
Aug 5, 2018 | $0.00 | ||
Aug 12, 2018 | $0.00 | ||
Aug 19, 2018 | $0.00 | ||
Aug 26, 2018 | $0.00 | ||
Sep 2, 2018 | $0.00 | ||
Sep 9, 2018 | $0.00 | ||
Sep 16, 2018 | $0.00 | ||
Sep 23, 2018 | $0.00 | ||
Sep 30, 2018 | $0.00 | ||
Oct 7, 2018 | $0.00 | ||
Oct 14, 2018 | $0.00 | ||
Oct 21, 2018 | $0.00 | ||
Oct 28, 2018 | $0.00 | ||
Nov 4, 2018 | $0.00 | ||
Nov 11, 2018 | $0.00 | ||
Nov 18, 2018 | $0.49 | Nov 23, 2018 | $0.49 |
Nov 25, 2018 | $0.49 | Nov 23, 2018 | $0.49 |
Dec 2, 2018 | $0.49 | Nov 23, 2018 | $0.49 |
Dec 9, 2018 | $0.49 | Nov 23, 2018 | $0.49 |
Dec 16, 2018 | $0.49 | Nov 23, 2018 | $0.49 |
Dec 23, 2018 | $0.99 | Nov 23, 2018 | $0.49 |
Jan 1, 2019 | $0.49 | ||
Dec 30, 2018 | $0.99 | Jan 1, 2019 | $0.99 |
Jan 6, 2019 | $0.99 | Jan 1, 2019 | $0.99 |
Jan 13, 2019 | $0.99 | Jan 1, 2019 | $0.49 |
Jan 6, 2019 | $0.49 | ||
Jan 20, 2019 | $0.99 | Jan 6, 2019 | $0.49 |
Jan 23, 2019 | $0.49 | ||
Jan 27, 2019 | $0.99 | Feb 4, 2019 | $0.99 |
Feb 3, 2019 | $0.99 | Feb 4, 2019 | $0.99 |
Feb 10, 2019 | $0.99 | Feb 4, 2019 | $0.99 |
Feb 17, 2019 | $0.99 | Feb 22, 2019 | $0.99 |
Feb 24, 2019 | $0.99 | Mar 3, 2019 | $0.99 |
Mar 3, 2019 | $0.99 | Mar 13, 2019 | $0.99 |
Mar 10, 2019 | $0.00 | ||
Mar 17, 2019 | $0.49 | Mar 15, 2019 | $0.49 |
Mar 24, 2019 | $0.49 | Mar 15, 2019 | $0.49 |
Mar 31, 2019 | $0.49 | Mar 15, 2019 | $0.49 |
Apr 7, 2019 | $0.49 | Mar 15, 2019 | $0.49 |
Apr 14, 2019 | $0.49 | Mar 15, 2019 | $0.49 |
Apr 21, 2019 | $0.99 | Mar 15, 2019 | $0.49 |
Apr 24, 2019 | $0.49 | ||
Apr 28, 2019 | $0.99 | Apr 30, 2019 | $0.49 |
May 2, 2019 | $0.49 | ||
May 5, 2019 | $0.99 | May 2, 2019 | $0.99 |
May 12, 2019 | $0.99 | May 2, 2019 | $0.49 |
May 16, 2019 | $0.49 | ||
May 19, 2019 | $0.99 | May 16, 2019 | $0.49 |
May 30, 2019 | $0.49 | ||
May 26, 2019 | $0.99 | Jun 5, 2019 | $0.49 |
Jun 11, 2019 | $0.49 | ||
Jun 2, 2019 | $0.99 | Jun 21, 2019 | $0.99 |
Jun 9, 2019 | $0.99 | Jul 2, 2019 | $0.49 |
Jul 4, 2019 | $0.49 | ||
Jun 16, 2019 | $0.99 | Jul 16, 2019 | $0.49 |
Jul 20, 2019 | $0.49 | ||
Jun 23, 2019 | $0.99 | Jul 30, 2019 | $0.49 |
Aug 14, 2019 | $0.49 | ||
Jun 30, 2019 | $0.99 | Aug 14, 2019 | $0.99 |
Jul 7, 2019 | $0.99 | Aug 14, 2019 | $0.99 |
Jul 14, 2019 | $0.99 | Aug 14, 2019 | $0.99 |
Jul 21, 2019 | $0.99 | Aug 14, 2019 | $0.99 |
Jul 28, 2019 | $0.99 | Aug 14, 2019 | $0.49 |
Aug 28, 2019 | $0.49 | ||
Aug 4, 2019 | $0.99 | Sep 3, 2019 | $0.99 |
Aug 11, 2019 | $0.99 | Sep 3, 2019 | $0.99 |
Aug 18, 2019 | $0.99 | Oct 18, 2019 | $0.99 |
Aug 25, 2019 | $0.00 | ||
Sep 1, 2019 | $0.00 | ||
Sep 8, 2019 | $0.00 | ||
Sep 15, 2019 | $0.00 | ||
Sep 22, 2019 | $0.00 | ||
Sep 29, 2019 | $0.00 | ||
Oct 6, 2019 | $0.00 | ||
Oct 13, 2019 | $0.00 | ||
Oct 20, 2019 | $0.00 | ||
Oct 27, 2019 | $0.00 | ||
Nov 3, 2019 | $0.49 | Nov 2, 2019 | $0.49 |
Nov 10, 2019 | $0.49 | Nov 11, 2019 | $0.49 |
Nov 17, 2019 | $0.49 | Nov 19, 2019 | $0.49 |
Nov 24, 2019 | $0.49 | Nov 26, 2019 | $0.49 |
Dec 1, 2019 | $0.49 | Dec 1, 2019 | $0.49 |
Dec 8, 2019 | $0.99 | Dec 10, 2019 | $0.49 |
Dec 12, 2019 | $0.49 | ||
Dec 15, 2019 | $0.99 | Dec 12, 2019 | $0.99 |
Dec 22, 2019 | $0.99 | Dec 12, 2019 | $0.99 |
Dec 29, 2019 | $0.99 | Dec 12, 2019 | $0.49 |
Jan 1, 2020 | $0.49 | ||
Jan 5, 2020 | $0.99 | Jan 11, 2020 | $0.99 |
Jan 12, 2020 | $0.99 | Jan 20, 2020 | $0.99 |
Jan 19, 2020 | $0.99 | Jan 30, 2020 | $0.99 |
Jan 26, 2020 | $0.99 | Jan 30, 2020 | $0.99 |
Feb 2, 2020 | $0.99 | Jan 30, 2020 | $0.99 |
Feb 9, 2020 | $0.99 | Feb 19, 2020 | $0.99 |
Feb 16, 2020 | $0.99 | Apr 1, 2020 | $0.99 |
Feb 23, 2020 | $0.99 | Apr 1, 2020 | $0.99 |
Mar 1, 2020 | $0.99 | Apr 7, 2020 | $0.99 |
Mar 8, 2020 | $0.99 | Apr 7, 2020 | $0.99 |
Mar 15, 2020 | $0.99 | Apr 17, 2020 | $0.99 |
Mar 22, 2020 | $0.99 | Apr 17, 2020 | $0.99 |
Mar 29, 2020 | $0.00 | ||
Apr 5, 2020 | $0.00 | ||
Apr 12, 2020 | $0.00 | ||
Apr 19, 2020 | $0.00 | ||
Apr 26, 2020 | $0.49 | Apr 29, 2020 | $0.49 |
May 3, 2020 | $0.49 | May 5, 2020 | $0.49 |
May 10, 2020 | $0.49 | May 12, 2020 | $0.49 |
May 17, 2020 | $0.49 | May 25, 2020 | $0.49 |
May 24, 2020 | $0.49 | May 28, 2020 | $0.49 |
May 31, 2020 | $0.00 | ||
Jun 7, 2020 | $0.00 | ||
Jun 14, 2020 | $0.00 | ||
Jun 21, 2020 | $0.00 | ||
Jun 28, 2020 | $0.49 | Jun 23, 2020 | $0.49 |
Jul 5, 2020 | $0.49 | Jul 3, 2020 | $0.49 |
Jul 12, 2020 | $0.49 | Jul 14, 2020 | $0.49 |
Jul 19, 2020 | $0.49 | Jul 21, 2020 | $0.49 |
Jul 26, 2020 | $0.49 | Jul 28, 2020 | $0.49 |
Aug 2, 2020 | $0.00 | ||
Aug 9, 2020 | $0.49 | Aug 4, 2020 | $0.49 |
Aug 16, 2020 | $0.49 | Aug 18, 2020 | $0.49 |
Aug 23, 2020 | $0.49 | Aug 27, 2020 | $0.49 |
Aug 30, 2020 | $0.49 | Sep 2, 2020 | $0.49 |
Sep 6, 2020 | $0.49 | Sep 8, 2020 | $0.49 |
Sep 13, 2020 | $0.99 | Sep 22, 2020 | $0.49 |
Sep 25, 2020 | $0.49 | ||
Sep 20, 2020 | $0.99 | Sep 25, 2020 | $0.99 |
Sep 27, 2020 | $0.99 | Sep 25, 2020 | $0.49 |
Oct 6, 2020 | $0.49 | ||
Oct 4, 2020 | $0.99 | Oct 6, 2020 | $0.99 |
Oct 11, 2020 | $0.99 | Oct 6, 2020 | $0.49 |
Nov 2, 2020 | $0.49 | ||
Oct 18, 2020 | $0.99 | Nov 2, 2020 | $0.99 |
Oct 25, 2020 | $0.99 | Nov 2, 2020 | $0.49 |
Dec 1, 2020 | $0.49 | ||
Nov 1, 2020 | $0.99 | Dec 1, 2020 | $0.99 |
Nov 8, 2020 | $0.49 | Dec 1, 2020 | $0.49 |
Nov 15, 2020 | $0.00 | ||
Nov 22, 2020 | $0.00 | ||
Nov 29, 2020 | $0.00 | ||
Dec 6, 2020 | $0.50 | Dec 8, 2020 | $0.50 |
Dec 13, 2020 | $0.50 | Dec 16, 2020 | $0.50 |
Dec 20, 2020 | $0.50 | Dec 23, 2020 | $0.50 |
Dec 27, 2020 | $0.50 | Jan 20, 2021 | $0.50 |
Jan 3, 2021 | $0.50 | Jan 20, 2021 | $0.50 |
Jan 10, 2021 | $22.29 | Jan 20, 2021 | $3.93 |
Jul 5, 2022 | $2.96 | ||
Jan 17, 2021 | $22.29 | ||
Jan 24, 2021 | $22.29 | ||
Jan 31, 2021 | $22.29 | ||
Feb 7, 2021 | $22.29 | ||
Feb 14, 2021 | $22.29 | ||
Feb 21, 2021 | $22.29 | ||
Feb 28, 2021 | $22.29 | ||
Mar 7, 2021 | $22.29 | ||
Mar 14, 2021 | $22.29 | ||
Mar 21, 2021 | $22.29 | ||
Mar 28, 2021 | $22.29 | ||
Apr 4, 2021 | $22.29 | ||
Apr 11, 2021 | $22.29 | ||
Apr 18, 2021 | $22.29 | ||
Apr 25, 2021 | $22.29 | ||
May 2, 2021 | $22.29 | ||
May 9, 2021 | $13.92 |
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