Geoffrey
Eldoret, Kenya
37% repaid
Name
Geoffrey
Member since
May 2014
On-time repayments
135 installments • 66%
I am 39 years old married to one wife with 2 children,the eldest daughter is in primary school class 5 while the younger is a son in baby class..
I am an accountant with Eldohosp Pharmaceuticals ltd. A private firm doing pharmaceuticals products distribution in Kenya.
I live in a slum estate known as Kamukunji /Bondeni in old Uganda road after Gituro quarry ,ask for moon light plot is well known house number 31 and 32 . plot number is 18/529/007
My wife and I started the small bakery business to boost our income to enable us have multiple streams of income so that we may have financial freedom.
My hobbies is listening to gospel music and reading the bible and traveling and my free time I go around the estate preaching to people and witnessing to the people about Jesus Christ as the Lord and savior
My business is Mandazi and queen cakes small bakery in Kamukunji / Bondeni estate of Eldoret .
We started the business two years ago ,our source of the earning from my employment and also the profit I make from the business.
The goods I sell to my customers are mainly Mandazi and queen cakes
Our customers prefer our business because we are always there to serve them and they never find us closed also my wife holds a certificate in comprehensive cookery and very soon will be doing diploma in the same these year starting April,her knowledge in the product enables our business to offer the best .Infact she is the one who is in full time in the job while most of my time Iam at my place of work,She is agood manager.
The business is profitable because there is high demand for the products that we are selling to them.The estate is densely populated .The risk my business faces is scarcity of products due to some times we unable to serve the entire population .
My typical monthly cost of running the business is US$ 205 while Gross profit or income before these expenses is usually approximately US$ 400.
Dear Lenders, I am so grateful to the loan you gave me at first and to this point I am able to take a higher Loan, I would like to request you for another Loan to help me increase my Business and as well as improve on the efficiency of business through education, this time i am going to use this loan to :-
1)-360 USD -purchase local (Juakali)baking machine bigger than the one i have.
2)-380 USD purchasing of the ingredients, baking flour,eggs,milk and sugar for the cakes
3)-600 USD -Pay collage fees for my wife who is in charged of the business she will be doing a diploma in cake baking and decoration starting April these year .
I believe the above funding will increase my business up to 300% and that move will enable me to repay early as before .Also I have planned to repay the money both from my business and employment.
Godbless you I look forward to your wise consideration.
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,332.00
Date disbursed
Mar 16, 2015
Repayment status
Late
Projected term
83 months
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Amount repaid
$533.11
Amount remaining
$900.44
Expected completion
Jun 4, 2017
Status
Repaying late
Installment amount
$55.14
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 29, 2015 | $15.95 | Mar 28, 2015 | $15.95 |
Apr 5, 2015 | $15.95 | Mar 28, 2015 | $0.54 |
Apr 1, 2015 | $15.41 | ||
Apr 12, 2015 | $15.95 | Apr 1, 2015 | $1.08 |
Apr 12, 2015 | $14.87 | ||
Apr 19, 2015 | $15.95 | Apr 12, 2015 | $1.62 |
Apr 18, 2015 | $14.33 | ||
Apr 26, 2015 | $15.95 | Apr 18, 2015 | $1.82 |
Apr 26, 2015 | $14.12 | ||
May 3, 2015 | $15.95 | Apr 26, 2015 | $0.93 |
Apr 30, 2015 | $15.01 | ||
May 10, 2015 | $15.95 | Apr 30, 2015 | $1.25 |
May 9, 2015 | $14.69 | ||
May 17, 2015 | $15.95 | May 9, 2015 | $0.67 |
May 16, 2015 | $15.27 | ||
May 24, 2015 | $15.95 | May 16, 2015 | $0.20 |
May 23, 2015 | $15.75 | ||
May 31, 2015 | $15.95 | May 23, 2015 | $0.19 |
May 30, 2015 | $15.76 | ||
Jun 7, 2015 | $15.95 | May 30, 2015 | $5.12 |
Jun 6, 2015 | $10.82 | ||
Jun 14, 2015 | $15.95 | Jun 6, 2015 | $0.16 |
Jun 13, 2015 | $15.78 | ||
Jun 21, 2015 | $15.95 | Jun 13, 2015 | $1.80 |
Jun 20, 2015 | $14.14 | ||
Jun 28, 2015 | $15.95 | Jun 20, 2015 | $0.12 |
Jun 27, 2015 | $15.82 | ||
Jul 5, 2015 | $15.95 | Jun 27, 2015 | $0.75 |
Jul 11, 2015 | $15.20 | ||
Jul 12, 2015 | $15.95 | Jul 11, 2015 | $0.51 |
Jul 25, 2015 | $15.44 | ||
Jul 19, 2015 | $1.13 | Jul 25, 2015 | $1.13 |
Jul 26, 2015 | $15.38 | Jul 25, 2015 | $6.51 |
Aug 1, 2015 | $8.88 | ||
Aug 2, 2015 | $15.38 | Aug 1, 2015 | $8.15 |
Aug 15, 2015 | $7.23 | ||
Aug 9, 2015 | $15.38 | Aug 15, 2015 | $15.38 |
Aug 16, 2015 | $15.38 | Aug 15, 2015 | $9.25 |
Oct 1, 2015 | $6.13 | ||
Aug 23, 2015 | $15.38 | Oct 1, 2015 | $8.97 |
Oct 2, 2015 | $6.42 | ||
Aug 30, 2015 | $15.38 | Oct 2, 2015 | $4.67 |
Nov 1, 2015 | $10.71 | ||
Sep 6, 2015 | $15.38 | Nov 1, 2015 | $0.05 |
Nov 4, 2015 | $15.33 | ||
Sep 13, 2015 | $15.38 | Nov 4, 2015 | $1.48 |
Nov 12, 2015 | $13.90 | ||
Sep 20, 2015 | $15.38 | Nov 12, 2015 | $2.03 |
Dec 2, 2015 | $13.35 | ||
Sep 27, 2015 | $15.38 | Dec 2, 2015 | $3.36 |
Dec 9, 2015 | $12.02 | ||
Oct 4, 2015 | $15.38 | Dec 9, 2015 | $8.86 |
Dec 14, 2015 | $6.53 | ||
Oct 11, 2015 | $15.38 | Dec 14, 2015 | $15.38 |
Oct 18, 2015 | $15.38 | Dec 14, 2015 | $15.38 |
Oct 25, 2015 | $9.75 | Dec 14, 2015 | $2.26 |
Dec 16, 2015 | $7.48 | ||
Nov 1, 2015 | $0.00 | ||
Nov 8, 2015 | $0.00 | ||
Nov 15, 2015 | $0.00 | ||
Nov 22, 2015 | $0.00 | ||
Nov 29, 2015 | $0.00 | ||
Dec 6, 2015 | $0.00 | ||
Dec 13, 2015 | $0.00 | ||
Dec 20, 2015 | $1.29 | Dec 16, 2015 | $1.29 |
Dec 27, 2015 | $1.29 | Dec 16, 2015 | $0.02 |
Dec 24, 2015 | $1.26 | ||
Jan 3, 2016 | $1.29 | Dec 24, 2015 | $1.29 |
Jan 10, 2016 | $1.29 | Dec 24, 2015 | $1.29 |
Jan 17, 2016 | $1.29 | Dec 24, 2015 | $1.07 |
Jan 18, 2016 | $0.22 | ||
Jan 24, 2016 | $1.29 | Jan 18, 2016 | $1.29 |
Jan 31, 2016 | $1.29 | Jan 18, 2016 | $1.29 |
Feb 7, 2016 | $1.29 | Jan 18, 2016 | $0.07 |
Feb 10, 2016 | $1.22 | ||
Feb 14, 2016 | $1.29 | Feb 10, 2016 | $1.29 |
Feb 21, 2016 | $1.29 | Feb 10, 2016 | $0.24 |
Feb 29, 2016 | $1.04 | ||
Feb 28, 2016 | $1.29 | Feb 29, 2016 | $1.29 |
Mar 6, 2016 | $1.29 | Feb 29, 2016 | $0.97 |
Mar 14, 2016 | $0.32 | ||
Mar 13, 2016 | $1.29 | Mar 14, 2016 | $1.29 |
Mar 20, 2016 | $1.29 | Mar 14, 2016 | $1.29 |
Mar 27, 2016 | $1.29 | Mar 14, 2016 | $0.41 |
Mar 31, 2016 | $0.88 | ||
Apr 3, 2016 | $1.29 | Mar 31, 2016 | $1.29 |
Apr 10, 2016 | $1.29 | Mar 31, 2016 | $1.29 |
Apr 17, 2016 | $1.29 | Mar 31, 2016 | $0.70 |
Apr 16, 2016 | $0.58 | ||
Apr 24, 2016 | $1.29 | Apr 16, 2016 | $1.29 |
May 1, 2016 | $1.29 | Apr 16, 2016 | $0.66 |
May 13, 2016 | $0.63 | ||
May 8, 2016 | $1.29 | May 13, 2016 | $1.29 |
May 15, 2016 | $1.29 | May 13, 2016 | $1.29 |
May 22, 2016 | $1.29 | May 13, 2016 | $1.29 |
May 29, 2016 | $1.29 | May 13, 2016 | $1.01 |
Jun 24, 2016 | $0.27 | ||
Jun 5, 2016 | $1.29 | Jun 24, 2016 | $1.29 |
Jun 12, 2016 | $1.29 | Jun 24, 2016 | $1.29 |
Jun 19, 2016 | $1.29 | Jun 24, 2016 | $1.27 |
Jul 1, 2016 | $0.01 | ||
Jun 26, 2016 | $1.29 | Jul 1, 2016 | $1.29 |
Jul 3, 2016 | $1.29 | Jul 1, 2016 | $1.10 |
Jul 26, 2016 | $0.19 | ||
Jul 10, 2016 | $1.29 | Jul 26, 2016 | $1.29 |
Jul 17, 2016 | $1.29 | Jul 26, 2016 | $1.29 |
Jul 24, 2016 | $1.29 | Jul 26, 2016 | $1.29 |
Jul 31, 2016 | $0.25 | Jul 26, 2016 | $0.25 |
Aug 7, 2016 | $0.00 | ||
Aug 14, 2016 | $0.00 | ||
Aug 21, 2016 | $0.00 | ||
Aug 28, 2016 | $0.00 | ||
Sep 4, 2016 | $0.00 | ||
Sep 11, 2016 | $0.00 | ||
Sep 18, 2016 | $1.29 | Sep 18, 2016 | $1.29 |
Sep 25, 2016 | $1.29 | Sep 18, 2016 | $1.29 |
Oct 2, 2016 | $1.29 | Sep 18, 2016 | $0.18 |
Sep 29, 2016 | $1.11 | ||
Oct 9, 2016 | $1.29 | Sep 29, 2016 | $1.29 |
Oct 16, 2016 | $1.29 | Sep 29, 2016 | $0.19 |
Nov 3, 2016 | $1.10 | ||
Oct 23, 2016 | $1.29 | Nov 3, 2016 | $1.29 |
Oct 30, 2016 | $1.29 | Nov 3, 2016 | $1.29 |
Nov 6, 2016 | $1.29 | Nov 3, 2016 | $1.29 |
Nov 13, 2016 | $1.29 | Nov 3, 2016 | $1.29 |
Nov 20, 2016 | $1.29 | Nov 3, 2016 | $1.29 |
Nov 27, 2016 | $1.29 | Nov 3, 2016 | $1.29 |
Dec 4, 2016 | $1.29 | Dec 7, 2016 | $1.29 |
Dec 11, 2016 | $1.29 | Dec 7, 2016 | $1.29 |
Dec 18, 2016 | $1.29 | Dec 7, 2016 | $1.29 |
Dec 25, 2016 | $1.29 | Dec 7, 2016 | $0.76 |
Jan 7, 2017 | $0.53 | ||
Jan 1, 2017 | $1.29 | Jan 7, 2017 | $1.29 |
Jan 8, 2017 | $0.93 | Jan 7, 2017 | $0.93 |
Jan 15, 2017 | $0.00 | ||
Jan 22, 2017 | $0.00 | ||
Jan 29, 2017 | $0.00 | ||
Feb 5, 2017 | $0.00 | ||
Feb 12, 2017 | $55.14 | Feb 11, 2017 | $2.75 |
Feb 19, 2017 | $55.14 | ||
Feb 26, 2017 | $55.14 | ||
Mar 5, 2017 | $55.14 | ||
Mar 12, 2017 | $55.14 | ||
Mar 19, 2017 | $55.14 | ||
Mar 26, 2017 | $55.14 | ||
Apr 2, 2017 | $55.14 | ||
Apr 9, 2017 | $55.14 | ||
Apr 16, 2017 | $55.14 | ||
Apr 23, 2017 | $55.14 | ||
Apr 30, 2017 | $55.14 | ||
May 7, 2017 | $55.14 | ||
May 14, 2017 | $55.14 | ||
May 21, 2017 | $55.14 | ||
May 28, 2017 | $55.14 | ||
Jun 4, 2017 | $22.36 |
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