Adding mobile-phone S.I.M. cards to my shop

Joseph

Kimende,kiambu,kenya, Kenya

100% repaid

Entrepreneur

Name

Joseph

Member since

February 2014

On-time repayments

329 installments  •  21%

About Me

I am aged 28 years old and married with one child, i have worked with two communication companys as a sales person namely yu and airtel kenya dealing with their products , i done this for two years and since i had a passion in relating with people and traveling, i decided to start a business that i would be doing direct sales /marketing and with the knowledge i had accuared when in the two companys i decided deal with mobile phone accesories / assorted electricals and electronics, i had saved twenty thousand shilling and i decided to use this as capital although the business is good i have been having the problem of goods since i didnt have enough capital and i believe if i can get enough money my business can get to another level.

My Business

I have a business where i am dealing with mobile phone accessories like chargers memory cards ,batteries, housings, screen protectors , lines,plus assorted electricals which i supplies to retailers who own accessories shops in various towns and by doing this i save them the time and money they can use when coming to Nairobi to shop for the same goods. It has been a good business because they even have my number so in case they need something they just order and i organise myself and i never let them down. I have one employee but as the business grows i hope to add more people and that way i will also create employment currently i have about 100 retailers who rely on me to supply them and I believe many more can be found if i had a financial support. .Thanks a lot Zidisha team i believe with your support I can achieve my dreams.

Loan Proposal

Hello lenders , I have a business where I deal with phone accessories which i have operated for the last three years, I would be very happy if I get this loan because I will be in a position to introduce mobile phone simcards which is in high demand in the interior towns where I supply the accessories I already have orders for them but I have not been able to supply them due to lack of enough cash to do so.With the requested cash ,I will be able to purchase 550 pieces with an income of 25$ every day, I will use the income that i have been getting from my business to repay the loan.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$513.00

Date disbursed

Jun 19, 2014

Repayment status

On Time

Projected term

6 months

Lenders

C

Cblodgett

Zurich, Switzerland

M

marvin24

Giessen, Germany

ErikN

Stockholm, Sweden

F

FHult

Stockholm, Sweden

MichaelDean

San Jose, United States

Jouni

Finland

T

tkromm

Agia Paraskevi, Greece

L

laurashearin

Greensboro, United States

E

Erenthydal

Raanana, Israel

calvero

Bergen, Norway

H

howard

Vence, France

Sarasota

Sarasota, Fl, United States

Matching Fund

Sterling, United States

Jonas

Brussels, Belgium

L

LittleJohnny

United Kingdom

S

sbower33

United States

Vesa

Helsinki, Finland

Sputnik

Switzerland

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  • Joseph    Jan 6, 2020

    I will be paying this amount since I want to be on date and also clear the loan soonest

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  • Joseph    Dec 31, 2015

    you have helped my business grow and i would like to show my gratitude by repaying as soon as possible.

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  • Joseph    Nov 2, 2015

    My businesses is picking slowly by slowly and I am looking forward to clearing the full loan soon

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  • Joseph    Sep 28, 2015

    Hello lenders i am very sorry for the delayed payments, this has been caused to that my business has been very down but i am hoping that soon i will be able to make the payments on time.

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  • Joseph    Aug 27, 2015

    Hi lenders soon i will increase my weekly instalments, please bear with me for now.

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  • Joseph    Aug 9, 2015

    Hi lenders, I would request to decrease my weekly instalment for some time ,this is because I recently started a new project/ business which drained all my savings and that way I find it impossible to continue with my current instalment. I believe my new electronics/ electrical business will be working well in the next two months and by then I will be able to repay the loan in a better way.thanks for understanding
    regards
    Joseph.

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  • Joseph    Jun 10, 2015

    Hi lenders, I am happy to let you know that my business is doing good and I very much appreciate your support even though during April and may it was slightly affected by the high rainfall in my area I can say that it is doing well ,I have been so busy and that way I haven't been able to enroll for the driving course though I am looking forward to do so soon.
    thanks so much.
    regards
    Joseph

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  • Jacinta    May 29, 2015

    hello, how do I accept the already funded loan, can't see where to click in order to accept it.Thanks

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    • Joseph    May 29, 2015

      I am happy to see you accepted the loan ,your cash will be disbursed to you soon

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  • Onesmus    May 11, 2015

    all the best in your business

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  • Joseph    Mar 10, 2015

    Hello dear lenders , thankyou for your continued support to my business

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  • Joseph    Jan 31, 2015

    Hello zidisha, this is to let you know that my business is doing good even though it is always a hard month for businesses
    Regards
    Joseph

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  • Joseph    Jan 7, 2015

    Hi zidisha,I think there is a problem with the system since i have tried to change my profile picture but after saving it is bringing the blackish thing but i have contacted the zidisha staff concerning this issue sorry for the inconviniences
    Regards
    Joseph

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  • Joseph    Jan 7, 2015

    Hello dear lenders ,wishing all of you a happy blessed new year.My december holiday was very fine and after doing the goats business i managed to get 270$ this was due to that there were some other business people who had ventured into this business and this made the price to come down .I got my capital back and i have reinvested it by buying more lines to supply. With the profits i got i will be enrolling for a driving course this january and the rest i have ordered 100 chicks to add to my business. Thanks very much for your kindness.
    Regards
    Joseph

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  • Loice    Dec 9, 2014

    Hi I recently got my loan but I want to reschedule and pay it with my second installment next week on Wednesday.I don't know how to reschedule

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  • Ndungu    Dec 4, 2014

    Congrats fellow VM on getting your loan fully funded within such a short time.

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  • Joseph    Dec 3, 2014

    Dear lenders , i am very happy for your generosity, you have been true friends since i joined this platform , you have never let me down and this has made changed my life a lot ,thank you very much for your trust in me and my business. It was such amazing getting funded within 48 hours,i will not let you down and i will always repay in time.

    I will make sure to keep you updated with my proceedings in my project, once again thank you very much.

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  • Moses    Dec 1, 2014

    All the best

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  • Joseph    Nov 30, 2014

    I am very much happy dear lenders ,it is through your support I have been able to reach this far,keep up the spirit.

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  • Erenthydal    Nov 29, 2014

    Congrats Joseph! Happy to hear you're doing well

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  • howard    Nov 29, 2014

    Thank you, Joseph, for your excellent and early repayments.

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