Name
Alice
Member since
February 2015
On-time repayments
212 installments • 64%
My name is Alice, a mother of one child and a businesswoman doing business in Mombasa city. I was brought up in a farming community but I always had a desire to move into urban areas and that is what I did immediately after my secondary school.
With the help of my husband, I started selling second hand clothes since this was the ‘in-thing’ then. I am still doing this clothes business but I recently started selling music as well so as to maximize the usage of my business space and make more income.
I believe in hard work and I am very determined to expand my business to become a big store in future and turn it into a family business where my children will also be working.
I run three businesses under one roof, i.e. selling of second hand clothes selling music CDs and Mpesa business . I started with the former but I later realized that there is a huge market for music – both audio and video. This is the second year into my music business and it looks very promising.
I generate about 80% of my income from the clothes department and it is the one I want to strengthen with this loan. I need to stock many and different types of clothes for me retain and win new customers. The demand for this is always higher than what I can cope with in terms of finances. I normally depend of the income that I get from the business to buy new stock and occasionally get assistance from my husband but this is very rare.
Given affordable credit, the business has potential to grow much bigger and that is reason I have joined Zidisha and I hope to join the growth curve now.
I will reinvest the loan amount in the business by Adding my Mpesa(mobile money transfer) capital which is a very big business here in kenya .This will help me in quickly raise school fees for my children, My clients will be able to access the service of money transfer more so those who buy my other goods from my shop at any given time.I believe when I get this loan facility from you its going to boost my business and also am going to be in a position to employ one person to help me operate the shop thus creating an employment opportunity.Given this amount of $360 i wil invest the whole amount in raising the mpesa capital.The total expected profit from this is $70 per month which I will use to pay back and reinvest in the business for more profit
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$369.00
Date disbursed
Oct 9, 2016
Repayment status
Late
Projected term
31 months
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Amount repaid
$237.79
Amount remaining
$131.65
Expected completion
Jun 1, 2019
Status
Repaying late
Installment amount
$2.52
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 22, 2016 | $5.04 | Oct 24, 2016 | $5.04 |
Oct 29, 2016 | $5.04 | Oct 24, 2016 | $0.18 |
Oct 31, 2016 | $4.74 | ||
Nov 10, 2016 | $0.12 | ||
Nov 5, 2016 | $5.04 | Nov 10, 2016 | $4.62 |
Nov 14, 2016 | $0.42 | ||
Nov 12, 2016 | $5.04 | Nov 14, 2016 | $5.04 |
Nov 19, 2016 | $5.04 | Nov 14, 2016 | $4.62 |
Nov 28, 2016 | $0.42 | ||
Nov 26, 2016 | $5.04 | Nov 28, 2016 | $5.04 |
Dec 3, 2016 | $5.04 | Nov 28, 2016 | $4.32 |
Dec 6, 2016 | $0.73 | ||
Dec 10, 2016 | $5.04 | Dec 6, 2016 | $5.04 |
Dec 17, 2016 | $5.04 | Dec 6, 2016 | $4.06 |
Dec 19, 2016 | $0.98 | ||
Dec 24, 2016 | $5.04 | Dec 19, 2016 | $5.04 |
Dec 31, 2016 | $5.04 | Dec 19, 2016 | $4.06 |
Jan 5, 2017 | $0.98 | ||
Jan 7, 2017 | $5.04 | Jan 5, 2017 | $5.04 |
Jan 14, 2017 | $3.76 | Jan 5, 2017 | $3.76 |
Jan 21, 2017 | $0.00 | ||
Jan 28, 2017 | $0.00 | ||
Feb 4, 2017 | $2.52 | Feb 3, 2017 | $2.52 |
Feb 11, 2017 | $2.52 | Feb 3, 2017 | $2.52 |
Feb 18, 2017 | $2.52 | Feb 3, 2017 | $2.52 |
Feb 25, 2017 | $2.52 | Feb 3, 2017 | $2.52 |
Mar 4, 2017 | $2.52 | Mar 6, 2017 | $2.52 |
Mar 11, 2017 | $2.52 | Mar 6, 2017 | $2.52 |
Mar 18, 2017 | $2.52 | Mar 29, 2017 | $2.52 |
Mar 25, 2017 | $2.52 | Mar 29, 2017 | $2.52 |
Apr 1, 2017 | $2.52 | Mar 31, 2017 | $2.52 |
Apr 8, 2017 | $2.52 | Mar 31, 2017 | $2.52 |
Apr 15, 2017 | $2.52 | Apr 8, 2017 | $2.52 |
Apr 22, 2017 | $2.52 | Apr 8, 2017 | $2.32 |
May 2, 2017 | $0.20 | ||
Apr 29, 2017 | $2.52 | May 2, 2017 | $2.52 |
May 6, 2017 | $2.52 | May 2, 2017 | $2.29 |
May 15, 2017 | $0.23 | ||
May 13, 2017 | $2.52 | May 15, 2017 | $2.52 |
May 20, 2017 | $2.52 | May 15, 2017 | $0.27 |
May 24, 2017 | $2.25 | ||
May 27, 2017 | $2.52 | May 24, 2017 | $2.52 |
Jun 3, 2017 | $2.52 | May 24, 2017 | $0.09 |
May 28, 2017 | $2.43 | ||
Jun 10, 2017 | $2.52 | May 28, 2017 | $0.59 |
Jun 13, 2017 | $1.93 | ||
Jun 17, 2017 | $2.52 | Jun 13, 2017 | $1.10 |
Jun 19, 2017 | $1.42 | ||
Jun 24, 2017 | $2.52 | Jun 19, 2017 | $1.60 |
Jun 27, 2017 | $0.92 | ||
Jul 1, 2017 | $2.52 | Jun 27, 2017 | $2.52 |
Jul 8, 2017 | $2.52 | Jun 27, 2017 | $0.55 |
Jul 4, 2017 | $1.97 | ||
Jul 15, 2017 | $2.52 | Jul 4, 2017 | $1.06 |
Jul 12, 2017 | $1.46 | ||
Jul 22, 2017 | $2.52 | Jul 12, 2017 | $1.56 |
Jul 17, 2017 | $0.96 | ||
Jul 29, 2017 | $2.52 | Jul 17, 2017 | $2.07 |
Jul 25, 2017 | $0.45 | ||
Aug 5, 2017 | $2.52 | Jul 25, 2017 | $2.52 |
Aug 12, 2017 | $2.52 | Jul 25, 2017 | $0.05 |
Aug 28, 2017 | $2.47 | ||
Aug 19, 2017 | $2.52 | Aug 28, 2017 | $2.52 |
Aug 26, 2017 | $2.52 | Aug 28, 2017 | $0.05 |
Sep 16, 2017 | $2.47 | ||
Sep 2, 2017 | $2.52 | Sep 16, 2017 | $0.55 |
Oct 7, 2017 | $1.97 | ||
Sep 9, 2017 | $2.52 | Oct 7, 2017 | $2.52 |
Sep 16, 2017 | $2.52 | Oct 7, 2017 | $0.40 |
Nov 2, 2017 | $2.12 | ||
Sep 23, 2017 | $2.52 | Nov 2, 2017 | $2.52 |
Sep 30, 2017 | $2.52 | Nov 2, 2017 | $2.52 |
Oct 7, 2017 | $2.52 | Nov 2, 2017 | $2.52 |
Oct 14, 2017 | $2.52 | Nov 2, 2017 | $0.40 |
Nov 15, 2017 | $2.12 | ||
Oct 21, 2017 | $2.52 | Nov 15, 2017 | $2.52 |
Oct 28, 2017 | $2.52 | Nov 15, 2017 | $2.52 |
Nov 4, 2017 | $2.52 | Nov 15, 2017 | $2.52 |
Nov 11, 2017 | $2.52 | Nov 15, 2017 | $0.60 |
Nov 18, 2017 | $1.92 | ||
Nov 18, 2017 | $2.52 | Nov 18, 2017 | $2.52 |
Nov 25, 2017 | $2.52 | Nov 18, 2017 | $0.60 |
Dec 2, 2017 | $1.92 | ||
Dec 2, 2017 | $2.52 | Dec 2, 2017 | $2.52 |
Dec 9, 2017 | $2.52 | Dec 2, 2017 | $0.60 |
Dec 24, 2017 | $1.92 | ||
Dec 16, 2017 | $2.52 | Dec 24, 2017 | $2.52 |
Dec 23, 2017 | $2.52 | Dec 24, 2017 | $2.52 |
Dec 30, 2017 | $2.52 | Dec 24, 2017 | $2.52 |
Jan 6, 2018 | $2.52 | Dec 24, 2017 | $0.60 |
Feb 6, 2018 | $1.92 | ||
Jan 13, 2018 | $2.52 | Feb 6, 2018 | $2.52 |
Jan 20, 2018 | $2.52 | Feb 6, 2018 | $2.52 |
Jan 27, 2018 | $2.52 | Feb 6, 2018 | $2.52 |
Feb 3, 2018 | $2.52 | Feb 6, 2018 | $0.60 |
Feb 27, 2018 | $1.92 | ||
Feb 10, 2018 | $2.52 | Feb 27, 2018 | $2.52 |
Feb 17, 2018 | $2.52 | Feb 27, 2018 | $2.52 |
Feb 24, 2018 | $2.52 | Feb 27, 2018 | $2.52 |
Mar 3, 2018 | $2.52 | Feb 27, 2018 | $0.60 |
Mar 10, 2018 | $1.92 | ||
Mar 10, 2018 | $2.52 | Mar 10, 2018 | $2.52 |
Mar 17, 2018 | $2.52 | Mar 10, 2018 | $0.60 |
Apr 24, 2018 | $1.92 | ||
Mar 24, 2018 | $2.52 | Apr 24, 2018 | $2.52 |
Mar 31, 2018 | $2.52 | Apr 24, 2018 | $0.10 |
Nov 1, 2018 | $2.02 | ||
Nov 21, 2018 | $0.40 | ||
Apr 7, 2018 | $2.52 | Nov 21, 2018 | $2.52 |
Apr 14, 2018 | $2.52 | Nov 21, 2018 | $2.12 |
Dec 19, 2018 | $0.40 | ||
Apr 21, 2018 | $2.52 | Dec 19, 2018 | $1.61 |
Jan 6, 2019 | $0.91 | ||
Apr 28, 2018 | $2.52 | Jan 6, 2019 | $2.52 |
May 5, 2018 | $2.52 | Jan 6, 2019 | $1.61 |
Jan 21, 2019 | $0.91 | ||
May 12, 2018 | $2.52 | Jan 21, 2019 | $2.52 |
May 19, 2018 | $2.52 | Jan 21, 2019 | $1.61 |
Feb 6, 2019 | $0.91 | ||
May 26, 2018 | $2.52 | Feb 6, 2019 | $2.12 |
Jun 2, 2018 | $2.52 | ||
Jun 9, 2018 | $2.52 | ||
Jun 16, 2018 | $2.52 | ||
Jun 23, 2018 | $2.52 | ||
Jun 30, 2018 | $2.52 | ||
Jul 7, 2018 | $2.52 | ||
Jul 14, 2018 | $2.52 | ||
Jul 21, 2018 | $2.52 | ||
Jul 28, 2018 | $2.52 | ||
Aug 4, 2018 | $2.52 | ||
Aug 11, 2018 | $2.52 | ||
Aug 18, 2018 | $2.52 | ||
Aug 25, 2018 | $2.52 | ||
Sep 1, 2018 | $2.52 | ||
Sep 8, 2018 | $2.52 | ||
Sep 15, 2018 | $2.52 | ||
Sep 22, 2018 | $2.52 | ||
Sep 29, 2018 | $2.52 | ||
Oct 6, 2018 | $2.52 | ||
Oct 13, 2018 | $2.52 | ||
Oct 20, 2018 | $2.52 | ||
Oct 27, 2018 | $2.52 | ||
Nov 3, 2018 | $2.52 | ||
Nov 10, 2018 | $2.52 | ||
Nov 17, 2018 | $2.52 | ||
Nov 24, 2018 | $2.52 | ||
Dec 1, 2018 | $2.52 | ||
Dec 8, 2018 | $2.52 | ||
Dec 15, 2018 | $2.52 | ||
Dec 22, 2018 | $2.52 | ||
Dec 29, 2018 | $2.52 | ||
Jan 5, 2019 | $2.52 | ||
Jan 12, 2019 | $2.52 | ||
Jan 19, 2019 | $2.52 | ||
Jan 26, 2019 | $2.52 | ||
Feb 2, 2019 | $2.52 | ||
Feb 9, 2019 | $2.52 | ||
Feb 16, 2019 | $2.52 | ||
Feb 23, 2019 | $2.52 | ||
Mar 2, 2019 | $2.52 | ||
Mar 9, 2019 | $2.52 | ||
Mar 16, 2019 | $2.52 | ||
Mar 23, 2019 | $2.52 | ||
Mar 30, 2019 | $2.52 | ||
Apr 6, 2019 | $2.52 | ||
Apr 13, 2019 | $2.52 | ||
Apr 20, 2019 | $2.52 | ||
Apr 27, 2019 | $2.52 | ||
May 4, 2019 | $2.52 | ||
May 11, 2019 | $2.52 | ||
May 18, 2019 | $2.52 | ||
May 25, 2019 | $2.52 | ||
Jun 1, 2019 | $0.17 |
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