Josphine

Kandutura Waka., Kenya

100% repaid

Entrepreneur

Name

Josphine

Member since

December 2011

On-time repayments

46 installments  •  9%

About Me

I am 56yrs old married with 10 children 6boys and 4girls. Although I am old I am still in the business field in order to help my husband to support our family. I have been in Kandutura in Rongai for more than 25yrs. Due to the low income from the garden I decide to start the little general shop which helps us a lot. When my husband goes out to find work to do(casual labour) I just remain at home running my shop. My plot no. is 58.

My Business

As I' ve said I am running a general shop which helps the residence instead of going to the neighboring cent re. People really buy my shop and I normally stock the items that are required in domestic in daily bases. What I do get, I buy stock and support my family among other expenses. For the years I have been in this business, I can't say anything concerning with risk.

Loan Proposal

adding my stock

Feedback

6

None

1



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$598.00

Date disbursed

Feb 1, 2012

Repayment status

On Time

Projected term

12 months

Lenders

rebecca

Chapin SC, United States

N

nani

austin, United States

BM

Benedicte Monroe

Sarasota// Phnom Penh, United States

Sideburnjack

Conroe, TX, United States

Brian

Midhurst, Canada

D

Delph007

Den Haag, Netherlands

Ishaque

New Jersey, United States

P

pabloo

Castleford, United Kingdom

HI

Highly Improbable

Saskatoon, Canada

canadianlstan

Toronto, Canada

SKWAW

SHANTY BAY, ONTARIO, Canada

Joellen

Boulder, United States

S

SarahJoy

Peterborough, Canada

COOPITALIST

Toronto, Canada

SCortez

Florida, United States

S

sebseb

The Hague, Netherlands

Ask Josphine a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Pst.joseph    Apr 5, 2014

    Although her business has gone down abit she told me there was a confusion on the side of the payment but we are going to make it in the way it is supposed to be.

    Log in to reply • Share
  • Josphine    Dec 9, 2013

    I am very sorry because I have no met what I promised but this happens because of family issues and the business going down the way I was not expecting. Now my business is in a position of paying 3000 per month as I have been paying for five months now. With God help I promise to finish this loan without fail. Please Lenders just bear with me.

    Log in to reply • Share
    • Hope2012    Dec 9, 2013

      That's fine don't worry just do your best.

      Log in to reply • Share
    • rfcno    Feb 7, 2014

      Josphine,

      As I said in June all that matters is you are able to earn enough to live on -- I know you will repay the loan when you can. I hope your business prospers and soon provides you enough to make repayments but PLEASE do not feel distressed! Good luck!

      Log in to reply • Share
    • rfcno    Feb 7, 2014

      Josphine,

      As I said in June all that matters is you are able to earn enough to live on -- I know you will repay the loan when you can. I hope your business prospers and soon provides you enough to make repayments but PLEASE do not feel distressed! Good luck!

      Log in to reply • Share
  • Josphine    Jun 4, 2013

    Please Lenders I didn't do as I said in my application but this happened because my business was affected during the election time and up to now it has not resumed fully. I saw it is fare to reschedule in order to pay the remaining amount. Once again bear with me but I do promise to pay as rescheduled.

    Log in to reply • Share
    • rfcno    Jun 10, 2013

      Hi Josphine,

      All that matters to me is your success in growing your business. I know when sales increase and you have more regular customers repaying the loan will be easier. We have a saying here, "you cannot squeeze water from a rock," meaning if water is not available it is not possible to make it appear. If you are making enough to pay your expenses and have food, a roof over your head, and other necessities I am happy. That is most important.

      I trust and hope your efforts will be more successful soon. Good luck!

      Robert
      New Orleans, LA USA

      P.S. Please do not be alarmed by my photograph! It is from an old movie about a very naughty little girl who is very greedy. That is how I view most forms of Capitalism -- very greedy. Zidisha is one example of Capitalism I support!

      Log in to reply • Share
  • Josphine    May 31, 2013

    Dear Analin,,due to an avoidable circumstance my business has really dropped,therefore i have decided to request humbly for reschedule of my loan in monthly payment from nine thousands to six thousand. I m sure if adjusted that way i will push on without any delay in payment in the time line. In connection with the business in this area it takes time to shoot up.Customers are so low in economy,cos much of their money is put in their farming system.Further to that my last year income was below average where i have really struggled to reach the far i have shown in repayment.Finely
    i would be comfortable if repayment period is prolonged from one year to a year and a half commencing from the month June 2013.Please i hope you will bear it with me. Thank you in advance.

    Log in to reply • Share
  • Cordula    Oct 15, 2012

    Dear Josphine, thank you very much for you explanation with respects to rescheduling your loan. I wish you much success with your business and I am looking forward to hearing how it goes in the future!
    Best regards
    Cordula

    Log in to reply • Share
  • Josphine    Oct 15, 2012

    Due to important part that have to be put in place within two months, it is my humble re guest to be give another two months grace period to be able to cover as planned.The main reasons are as follows,i need some extension to make the shop more expanded so as to attract more customers in feature.Also i want to train for the best of my business .

    Log in to reply • Share
  • jyoshiyama    Aug 10, 2012

    Congratulations, Josphine. Good luck in expanding your business. I'm happy that Your loan has been funded. I look forward to reading more about your progress. God bless you!

    Log in to reply • Share
  • jyoshiyama    Aug 10, 2012

    Congratulations, Josphine. Good luck in expanding your business. I'm happy that Your loan has been funded. I look forward to reading more about your progress. God bless you!

    Log in to reply • Share
  • Josphine    Aug 6, 2012

    I fill great honoured by the contributers for the effort shown.May the bless hand of my God be above them.God bless you when the remaining bit succeed.Thankyou in advance.

    Log in to reply • Share
  • Josphine    Aug 2, 2012

    I am gland to see the progress that the contributors has shown,May God bless them mightily. Thank you in advance.

    Log in to reply • Share
  • Josphine    Jul 28, 2012

    Iam happy to see the progress i have made since i qualified with the first loan.It is my trust that it will be of great help when i will get the second loan.There are some extensions to be made,so that the area of work can extended to give more space to keep the items in a visible and accessible area.May God bless the entire Zidisha for the good work their doing to the community.God bless Zidisha as well as my business.Thank you in advance.

    Log in to reply • Share
  • Josphine    Mar 28, 2012

    Thanks for the assistance that I was given by Zidisha for promoting my business.
    From what I got, I managed to construct a permanent building (shop) and the rermaining amount I added the stock.

    Once again thanks to the lenders

    Log in to reply • Share
  • Josphine    Mar 26, 2012

    I am very gland because God is blessing the work of my hands by bringing customers to my shop.

    Log in to reply • Share
    • SCortez    Mar 26, 2012

      I am so glad to hear that things are going well for you. Thank you for keeping us posted.

      Log in to reply • Share
  • SCortez    Feb 1, 2012

    You are very welcome. May God bless you also.

    Log in to reply • Share
  • Josphine    Feb 1, 2012

    thank you for granting me . May God bless you.

    Log in to reply • Share
    • Josphine    Aug 8, 2012

      It is my hope that through the contributors effort ,my long waited loan Will come to being soon.My aim is to start construction soon as i receive the cash.May the Lord bless the work of their hands as they make their final touches.Thank you in advance.

      Log in to reply • Share


Loading...

Loading...

Loading...