Adding stock of clothes in my bussiness

Josphat Karani

Mombasa, Kenya

100% repaid



Josphat Karani


Mombasa, Kenya

On-time repayments

274 weekly installments  •  80%

About Me

I started my education in early 90s and in 2005 i finished my primary level and latter joined my seceondary from 2006 to 2009.From there i was employed as a turnboy in a transport company and i worked there for two years.That is where my interest in starting a small bussiness started.I started selling plastic bags where i stayed for one year in the bussiness.Latter on a friend of mine introduced me to clothes selling and thats when i joined the bussiness.I have been trying all i can to be where i dream to be and it hasn't be easy.I am looking forward to be a great bussiness man in the future to enable me to fulfill my goals and that of society at large.At the same time i want to be a source of blessing/income to the needy as i do pity those who are under go difficulties in life may it be getting food for them to eat and clothes to wear.Therefore if i get this loan i will increase my stock with new arrival clothes that will bring more customers in attention and this help them to buy more of them.Hence employing the less desparate ones in my bussiness for them to get an income and for there lives to shine too.

My Business

I used to sell Plastics bags before they were burned.Later i was introduced by my friend in the business of selling New clothes where i started with as little as ten thousand shillings. From there the compétition in business was high and i decided to shift to another business. Selling of Food (Cereal Shop).

Loan Proposal

Immeadiately i get this loan i will buy the new arrivals clothes both men's and women's in order to get more customers.I will also try my best to make sure that my customers are satisfied my my services in order for them to preach the news concerning my business therefore bringing their friends.
Secondly children clothes i will also add to the current stock hence my business will have all clothes may it be those of kids,women and men.
By so doing i expect my profit to increase by 10% as i will have the access to serve all my clients with best quality clothes.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Apr 22, 2016

Repayment status

On Time

Projected term

33 months

Cost to entrepreneur

Service fee: 5% of $150.01 = $7.51

Upon joining Zidisha, Josphat paid a lifetime membership fee of $8.86.

Josphat opted to pay $27.22 into the Zidisha Members Loan Fund in return for a higher starting credit limit.


Paul Buchheit

Mountain View, United States

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