Addition to my food shop inventory

Awa Iroha

Aba, Nigeria

100% repaid



Awa Iroha

Member since

December 2019

On-time repayments

82 installments  •  60%

About Me

Born in a peasant family but grew up as a disciplined and committed person.
I am focused and ambitious within the ambit of the law and business ethics.
I am energetic and enjoy good health.
I work harmoniously with my colleagues both below and above me with minimal supervision. My integrity eloquently speaks for me wherever I am found and I respect all legit agreements of engagement.

My Business

I am employed as a public servant in a State-owned Polytechnic, Abia State Polytechnic, Aba.
Unfortunately, the staff are being owed over 15 months salary, hence my resolve to explore an alternative source of income.
My business is foodstuffs retailing.
Despite the serious adverse effect of the COVID 19 Pandemic on the business, I am determined to forge ahead.

Loan Proposal

The loan will be used to increase my inventory base (stock) which will in turn enhance my sales revenue and profit.
Increase in stock volume will enhance my sales operations.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Dec 25, 2019

Repayment status

On Time

Projected term

2 weeks

Cost to entrepreneur

Service fee: $2.54

Credit risk payment: $6.09



Perth, Australia

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  • Awa Iroha    Jul 13, 2021

    To the glory of God I was offered provisional admission into the Nigerian Law School Abuja. This is an expectation that has lasted 6 years. So even though it was pleasant outcome, it drained all I had and beyond. I was able pay the school fee of N296, 000 but still struggling to meet up with other expenses here on campus.

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  • Awa Iroha    May 25, 2021

    I am still financially down for now

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  • Awa Iroha    May 23, 2021

    For the past three weeks I have been saddled with retinue of burials of my family members.
    In fact I am overwhelmed. Business has nosedived due to insecurity and imposition of curfew in Abia State.

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  • Awa Iroha    Apr 12, 2021

    I am most grateful to my lenders for the prompt funding of my present loan.
    I shall employ 70%of the loan sum in inventory, 20% on infrastructural expansion and 10% on contingencies.
    This will enable my business to make a substantial growth.
    As usual, I shall endeavor to be making prompt and regular repayments of the loan to the best of my ability.
    May the Good LORD grant mh lenders more Properous years in goid health.
    Awa Iroha

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  • Awa Iroha    Apr 6, 2021

    The COVI-19 pandemic shook every facet of the economy nationally and globally. Many jobs have been lost and prices of things keep soaring on daily basis.
    But for Zidisha loan I would have long gone under. Zidisha gave me a lifeline and made repayments less stressful.
    Long live Zidisha!

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  • Awa Iroha    Mar 26, 2021

    My elder sister died in January, yet to be buried and my daughter underwent major surgery last month and I'm still battling to settle the hospital bill.

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  • Samuel Emmanuel    Mar 18, 2021

    Awa iroha says his daughter went through some surgery which cost him a huge sum, but hoping to finish up his payment in the next two to three weeks

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  • Awa Iroha    Feb 26, 2021

    All expectations for better business operations were dashed.
    Things are really getting tougher on daily basis.

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  • Awa Iroha    Jan 29, 2021

    Very hard period. I lost my only sister on 12/01/2021 and my wife's younged brother last Sunday (24/01 /2021). Too tough for me right now please.

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  • Awa Iroha    Jan 18, 2021

    My only sister (elder) died a week ago after brief illness. A sort of devastated.

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  • Christine E Graham    Jan 11, 2021

    Good morning, Awa, thank you for your repayment posted on January 10th.

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  • Awa Iroha    Dec 27, 2020

    Could not realize my expected revenue due unfavorable economic climate.

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  • Samuel Emmanuel    Dec 2, 2020

    Awa has promised to begin payment next week

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  • Awa Iroha    Nov 16, 2020

    The aftermath of the covid 19 pandemic and the recent endears lockdown has devastating effect on the overall economic activities in my locality.

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  • Awa Iroha    Oct 23, 2020

    Hello dear lenders/Zidisha team, the prevailing unrest in Nigeria which led to 24 hour curfew being imposed in some states including mine ( Abia State) has made it impossible for me to make my Zidisha loan repayment this week.
    Please bear with me.
    Thanks for your understanding.
    Awa Iroha.

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  • Awa Iroha    Sep 20, 2020

    To all my lenders, I'm very grateful for your show of support.
    This loan will be principally used to replenish my inventory which will enable generate daily income from sales thereby making it convenient for me to maintain my weekly repayment.
    Thanks once again for being there for me and I hereby reaffirm my promise of never to let you down.

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  • Awa Iroha    Sep 17, 2020

    Thanks A. A. Okon for your positive comment.
    It's quite reassuring.
    Remain blessed.

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  • Akrangko Afaiko Okon    Sep 17, 2020

    I will pay back as soon as possible

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  • Awa Iroha    Sep 9, 2020

    My Respected Lenders/Volunteers,
    Compliments of the season to you all.
    I am glad to inform you that I successfully repaid my last loan two days ago quite ahead of the repayment date of 11th Sept, 2020.
    This is a confirmation of my promise to you that I will not let you down.
    My business is really coming up despite the adverse effect of the COVID 19 pandemic on almost everything globally. With the reported cases declining, I hope to make greater progress with my next loan.
    Please keep on supporting me and you will never regret your action.
    Thank you and God bless.

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  • Awa Iroha    Aug 13, 2020

    I am delighted to inform my wonderful lenders that I have been consistent in my loan repayment despite the unabated economic hardship on the globe ,particularly in my country, Nigeria.
    My promise to make you people proud still subsists.
    God bless you all.

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