Advancing to locally made yoghurt and sour milk

Judith

Amalo , Olenguruone, Nakuru County, Kenya

100% repaid

Entrepreneur

Name

Judith

Member since

June 2016

On-time repayments

94 installments  •  87%

About Me

I was born in Olenguruone in 1987. I started my schooling in 1991 in Kiptenden Primary School where I earned my KCPE and then proceeded to Amalo Secondary School. During this time, I struggled to maintain myself in pocket money and I helped my parent while on holiday. After schooling, I managed our livestock (cows) which are liked and the care of which is most practiced in our culture.
I want to have 2 to 3 kids. I like surfing and travelling.

My Business

I buy and sell milk. Milk is one of the most in-demand foods and a source of income to farmers. This is why I opt to buy milk from farmers. I boost the price to receive more income. Where the dairy plant buys at a lower price at $0.32, I buy at $0.37 and sell at $0.45. This income mainly goes to school for school fees and other expenses.

Loan Proposal

With the new loan I will buy a fridge of a capacity to hold milk up to 100 litres ,more milk for me to diversify,inputs for making yoghurt and sour milk and for advertising new product,with the new products yoghurt and sour milk where my community people like it its more rich in nutrients and more sweet and its price is higher than for milk thus more income,I expect more income where I will be selling milk at $0.4 ,sour milk at $0.5 and yoghurt $0.7 this will enable a profit increase to $15 per month and more as I increase my milk buying .

Show original English  

About Me

I was born in Olenguruone in 1987 ,I started my school in 1991 in Kiptenden primary school where I my kcpe and proceeded to Amalo secondary during this I struggled to maintain myself in pocket money and helped my parent while in holiday.after school I managed our livestock (cows) which is liked and most practiced in our culture.i do milk business during morning hours then my clothes business during the day.I have 2 kids I like surfing and travelling.

My Business

I buy and sell milk,where milk being one of demanding food and source of income to farmers,this where I opt to buying milk from farmers to boost the price and more income this where the dairy plant available buys at lower price at $0.32 ,i buy at $0.37 and sell at $0.45 this where i hire a motorcycle and go in villages buying milk then sell at hotels,my store and more i do use for making value added product like yoghurt and sour milk.income which mainly goes to school for school fees for my siblings (brother and sister)and other expenses.

Loan Proposal

With the new loan I will buy a fridge of a capacity to hold milk up to 100 litres ,more milk for me to diversify,inputs for making yoghurt and sour milk and for advertising new product,with the new products yoghurt and sour milk where my community people like it its more rich in nutrients and more sweet and its price is higher than for milk thus more income,I expect more income where I will be selling milk at $0.4 ,sour milk at $0.5 and yoghurt $0.7 this will enable a profit increase to $15 per month and more as I increase my milk buying .

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$332.00

Date disbursed

Oct 15, 2016

Repayment status

On Time

Projected term

17 months

Lenders

M

Meckel

Boulder, United States

JimVandegriff

Trinidad, California, United States

SeeMeeFi

Ontario, Canada

birtom

Ettlingen, Germany

S

Sergio

Boise, United States

RandyPetersen1

Colorado Springs, United States

IM

Isak Maaseide

Tromso, Norway, Norway

fairspirit

Utrecht, Netherlands

S

ssj2k4

Broken Arrow, United States

H

HomesteadSchool

Glen Spey, United States

K

kingcamo1095

Mountain Home, United States

VicC2

Richmond, United States

dmirpuri

Bangkok, Thailand

xtrahardware

Cazenovia, United States

meyerraf

Cedar Rapids, United States

P

Pcuser152

Christchurch, New Zealand

Matching Fund

Sterling, United States

Paul Buchheit

Mountain View, United States

J

jdallatezza

United States

SuperMario28

Cudahy, United States

Joerg

Velen, Germany

Jes-c

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

Cari Donaldson

United States

Jan V

Port Dalhousie, Canada

Jane

Ontario, Canada

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