Entrepreneur
Name
Otniel
Member since
March 2016
On-time repayments
238 installments • 45%
About Me
Otniel is my name, I have two children, I lived in Semarang, I worked as an employee in the garment factory, my wife had a business making herbal drinks, and I wish the business is growing. so I want to be an entrepreneur in the future. and can meet the needs of my children"s education up to undergraduate level.
My Business
I got salary as an employee of the factory amounts Rp.3.000.000 or USD 222, and the income from my wife of this herbal drink for IDR 2,000,000 or USD 144 . for that I believe this business can thrive, if I had a better processing equipment, so it can more production. because we are currently constrained by the limitations of machines for production. we sell our products to school canteens, hospital canteens, and so forth. estimates advantage of every product we sell is about 30% of the cost of goods.
Loan Proposal
I need this money so my children can go to school. but because my wife and savings are not sufficient, then I need additional funds for the purposes of my child"s school. please help so that I can send my son, __dan so I do not need to take money from my business capital. and I promise that I will not be late to repay this loan.
Show original Bahasa Indonesia
About Me
Nama saya Otniel, saya memiliki 2 orang anak, saya tinggal di Kota Semarang Propinsi Jawa Tengah Negara Indonesia, saya bekerja sebagai karyawan di pabrik garment, istri saya memiliki usaha pembuatan minuman Kesehatan Tradisional dari bahan Herbal, dan saya ingin usaha ini berkembang. sehingga saya ingin menjadi pengusaha di kemudian hari. dan dapat mencukupi kebutuhan pendidikan anak saya hingga level sarjana.
My Business
Saya mendapat gaji sebagai karyawan pabrik sebesar Rp.3.000.000, dan penghasilan dari istri saya dari minuman kesehatan herbal Tradisional dan selama ini setelah ada bantuan dari Zidisha adalah Rp. 2.000.000. (USD.150) / dalam 1 bulan. meningkat 100% dari Tahun Kemarin. dan kita kembangkan produk ke Juice Buah-buahan dan Sayuran. untuk itu saya yakin bisnis ini dapat berkembang, jika saya memiliki alat pengolahan yg lebih baik, sehingga dapat produksi lebih banyak. karena kami saat ini terkendala dengan keterbatasan mesin untuk Penyimpanan Bahan Baku dan Hasil Produksi.
selama ini kami menjual produk kami ke kantin sekolah, kantin rumah sakit, dan sebagainya. Banyak Customer kami yang puas, karena kami tidak menggunakan bahan kimia, tetapi menggunakan bahan Alami, dan mereka merasakan manfaat langsung dalam kesehatan mereka akibat menggunakan Produk kami
untuk perkiraan keuntungan dari setiap produk yang kami jual adalah sekitar 30% dari Harga Pokok.
Loan Proposal
Saya membutuhkan dana ini agar anak saya bisa bersekolah. namun karena tabungan saya dan istri tidak mencukupi, maka saya butuh tambahan dana untuk keperluan sekolah anak saya. mohon bantuannya agar saya dapat menyekolahkan anak saya,
dan agar saya tidak perlu mengambil dana dari modal usaha saya. dan saya berjanji bahwa saya tidak akan terlambat dalam mengangsur pinjaman ini.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$153.00
Date disbursed
Feb 24, 2017
Repayment status
On Time
Projected term
7 months
Other loans
Lenders
Pitten, Austria
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$153.04
Amount remaining
$0.00
Date repaid
Sep 29, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 5, 2017 | $4.59 | Mar 3, 2017 | $4.59 |
| Mar 12, 2017 | $4.59 | Mar 12, 2017 | $4.59 |
| Mar 19, 2017 | $4.59 | Mar 18, 2017 | $4.59 |
| Mar 26, 2017 | $4.59 | Mar 25, 2017 | $4.59 |
| Apr 2, 2017 | $4.59 | Apr 2, 2017 | $4.59 |
| Apr 9, 2017 | $4.59 | Apr 9, 2017 | $4.59 |
| Apr 16, 2017 | $4.59 | Apr 15, 2017 | $4.59 |
| Apr 23, 2017 | $4.59 | Apr 28, 2017 | $4.59 |
| Apr 30, 2017 | $4.59 | Apr 28, 2017 | $4.59 |
| May 7, 2017 | $4.59 | May 12, 2017 | $4.59 |
| May 14, 2017 | $4.59 | May 12, 2017 | $4.59 |
| May 21, 2017 | $4.59 | May 29, 2017 | $4.59 |
| May 28, 2017 | $4.59 | May 29, 2017 | $4.59 |
| Jun 4, 2017 | $4.59 | May 29, 2017 | $4.59 |
| Jun 11, 2017 | $4.59 | Jun 17, 2017 | $4.59 |
| Jun 18, 2017 | $4.59 | Jun 17, 2017 | $4.59 |
| Jun 25, 2017 | $4.59 | Jun 17, 2017 | $4.59 |
| Jul 2, 2017 | $4.59 | Jul 14, 2017 | $4.59 |
| Jul 9, 2017 | $4.59 | Jul 14, 2017 | $4.59 |
| Jul 16, 2017 | $4.59 | Jul 14, 2017 | $4.59 |
| Jul 23, 2017 | $4.59 | Aug 3, 2017 | $4.59 |
| Jul 30, 2017 | $4.59 | Aug 3, 2017 | $4.59 |
| Aug 6, 2017 | $4.59 | Aug 3, 2017 | $4.59 |
| Aug 13, 2017 | $4.59 | Aug 28, 2017 | $4.59 |
| Aug 20, 2017 | $4.59 | Aug 28, 2017 | $4.59 |
| Aug 27, 2017 | $4.59 | Aug 28, 2017 | $4.59 |
| Sep 3, 2017 | $4.59 | Sep 16, 2017 | $4.59 |
| Sep 10, 2017 | $4.59 | Sep 16, 2017 | $4.59 |
| Sep 17, 2017 | $4.59 | Sep 29, 2017 | $4.59 |
| Sep 24, 2017 | $4.59 | Sep 29, 2017 | $4.59 |
| Oct 1, 2017 | $4.59 | Sep 29, 2017 | $4.59 |
| Oct 8, 2017 | $4.59 | Sep 29, 2017 | $4.59 |
| Oct 15, 2017 | $4.59 | Sep 29, 2017 | $4.59 |
| Oct 22, 2017 | $1.53 | Sep 29, 2017 | $1.53 |
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