Growing yams, maize and cassava

Adamu Sulemana

Ghana, Ghana

100% repaid

Entrepreneur

Name

Adamu Sulemana

Member since

June 2020

On-time repayments

31 installments  •  29%

About Me

A nurse by profession, a farmer, and a transport business man. I end my income from my salary, farming and transport business.

My Business

I m a farmer who cultivate yam ,maize and cassava. I also into transport by using kia truck to work and earn my daily income.My source of income is mainly from my salary, farming and the transport business I do.

Loan Proposal

This loan will help me buy agro chemicals for my farm products and also take labour for the farm. This will help me get enough time for other business of mine. The previous loan has been so helpful to me

Income Source

This is a farming business which covid has no impact on it. This involves agro chemicals, labour and technological skills. With this covid has no effect on the farming
Beside there is a direct market for the farm product. Since consumption is on the increase.

Feedback

1

None

1

  • Erik G    Jan 15, 2021

    Unfortunately despite my previous positive review (which I will leave up here) with the last bigger loan Adamu dropped all contact and communication regarding making any repayments or recommitments so we don't know what happened. Unfortunate that he looses a great track record and will increase the cost of lending for other borrowers by defaulting. Hope everything is OK Adamu. This is where open communication from him would have helped tremendously.

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  • Erik G    Sep 11, 2020

    Great communication and on schedule repayments. Many thanks. Really helps builds confidence in your lenders. Very happy to support another loan request to help with you growth.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$54.76

Date disbursed

Jul 7, 2020

Repayment status

On Time

Projected term

1 week

Cost to entrepreneur

Service fee: $3.67

Credit risk payment: $2.91

Lenders

L

Liz

Nowra, Australia

Jason

Auckland, New Zealand

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  • Agbenyega Christian Peter    May 3, 2021

    Please I called and adamu told me he will pay but the adjustment system is not favourable for him but I have advised him to pay

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  • Agbenyega Christian Peter    Mar 24, 2021

    I have called the borrower and he promise to pay soon. I have encourage him to pay

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  • James Ohemeng    Feb 22, 2021

    I called and he said he will pay.

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  • Issaka Bukari    Jan 28, 2021

    I was able to speak to his brother called Ujakpa Adams with whom he used as his reference, Adam's told me he will talk to him to start with payments

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  • Kwamina Bartels    Dec 24, 2020

    Sulemana's contact goes through but he didn't answer so I spoke to one reference to advise him

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  • Adamu Sulemana    Dec 7, 2020

    Because of sickness and I can't go and harvest my crops

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    • Erik G    Dec 29, 2020

      Adamu - sorry to hear you have been unwell. How are you feeling now? Able to harvest you crops? Do you intend to start repayments? Erik

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  • Erik G    Nov 23, 2020

    Hi Adamu - hope all is well. What are the challenges you are facing? Hope you can start to repay soon to keep up your great track record and keep the confidence you have built with the lenders that support you. Best, Erik

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  • Christian Golo    Nov 18, 2020

    I spoke with Adamu and he promised to make payment within the week

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  • Adamu Sulemana    Oct 27, 2020

    I received 2606.
    This is another farming season l will buy yam Sets, agro chemicals
    I just want to use this opportunity to thank them so much God richly bless you.

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    • Erik G    Nov 30, 2020

      Adamu - how is it going? No communication since you received the loan and you have missed four payments? What are the challenges you are facing? How are you feeling?

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  • Adamu Sulemana    Oct 23, 2020

    I will Employ labourers and buy yam set
    It will help me increase productivity
    I want to use this opportunity to thank the entire zidisha team for giving me this opportunity to increase my business.

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  • Adamu Sulemana    Sep 10, 2020

    The loan l took helped me to increase productivity from 40%-85%. Infact my production level has increased. So profit was made l get money to pay my lights Bill's and employed labour to help me in the farming. Some people could not have a single product to harvest. Support those people to feed their families.

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  • Adamu Sulemana    Sep 3, 2020

    1.I purchased agro chemicals and also employed labour.
    2. I have an increase in production about 70%.
    3. My earnings have increased about 60%.
    4. Yes but to further increase productivity.
    5. The profit made has helped me to pay bills. I gave some token quantities of the farm products to the old ladies and widows within the community.
    6. Traditional way of farming techniques people used baket to fetch water and use basket to water their crops

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  • Erik G    Sep 1, 2020

    Adamu - thanks for the great communications and updates and also for keeping to the repayment schedule. Looks like you are managing things well. Great to see/hear. Helps to create and build confidence in you from your lenders/investors! Great to know that since joining Zidisha you've been able to increase earnings and productivity so much. If another loan will help your growth plans after your have paid off this one, I'll be there to support it! All the best, Erik

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  • Adamu Sulemana    Aug 25, 2020

    Please l bought agro chemicals and also employ labour for my crops. This helped me to increase productivity to about 60%. It has increased my earnings by 51 .5%. I used the increase earnings to expand the farms. Am to pay light bills and also get funding for children's school fee. The interesting thing about my neighborhood is all about farming children's mostly use moon lights to play during the night

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  • Adamu Sulemana    Aug 16, 2020

    I purchased fertiliser, pesticides and also employ labour. I have been able to expand my farm spray fall army worms. I had 50% increment. To expand my farm and also buy farm inputs. Since I joined zidisha l have increase productivity by 50% . Some times l helped others with Food stuffs. The area is mainly a farming community with electricity you will see children playing when there's moon light.

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  • Adamu Sulemana    Aug 7, 2020

    Please l received 1,917 Ghana cedies. I will buy agro chemicals and also employ labour. With Zidisha my farm has expanded and making more yield. I just want to say thank you. God bless you so much. Am very happy and proud to be part of zidisha. Please keep it to help people like us. Am very grateful.

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  • Adamu Sulemana    Aug 6, 2020

    I thank you leaders and thanks would not be enough l say God bless you. I will buy agro chemicals and also employ labour to help me take of my crops. One again l say thank you God bless you

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  • Adamu Sulemana    Aug 3, 2020

    The recent loan that I just repay was not just a loan but rather a big support to me. This helped me to employ labour to take care of my crops and also apply fertiliser to the crops. My productivity has increased. Ever since l have started farming l have experienced such an increase because there's no fun for the crops. As l joined the great Zidisha life has not been the same. Am indeed happy that am part of zidisha. I just want to say thank you. Am sure zidisha has came to help me. God bless you so much.

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  • Adamu Sulemana    Aug 3, 2020

    Thank you all the lenders

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