Ajaj Store

Andrews

Berekum, Ghana

Funds disbursed

$0 to go

100% funded of $351 goal

0

days left

Entrepreneur

Name

Andrews

Member since

August 2017

On-time repayments

165 installments  •  62%

About Me

I am a member of a family size of ten. Am the forth of eight siblings and the first male child. I am the first to have been educated. At the age of 17 my dad who was a labourer and the bread winner died and I had to combine schooling with menial jobs on peoples farms and construction site to enable be in school.
After SHS I proceeded to the training college from where I joined the Ghana Education Service at the age of 23.
I have since worked to take care of my four younger siblings in school.
In 2006 I had the opportunity to study at the university for development studies where I graduated with BSc. Agric Technology degree.
As a graduate teacher in my former SHS, I established AJAJ IDEAS - a store of assorted products ranging from canned products to rice, beans, groundnut, polythene bags, salt, spice, etc.
I wish to improve it to one of the best. Thanks

My Business

AJAJ IDEAS is an established hub of goods to satisfy the population in the catchment area.
it is a one-stop shop where on can get most consumer goods apart from the perishables like cassava, fresh tomato, and so on.
One can fine canned products : tin tomatoes, mackerel, Sardinia, cornbeef, baking powder.
Oil products : magarine, frytol, soya oil, etc.
Polythene products.
Rice, beans, wheat, soya beans, tombrown, etc
When am in school, my sister takes charge till I join her after school.

Loan Proposal

I want to use the loan to
1. Buy more take away polythene bag
2. I will buy 5 bags of bread flour
3. 2 bags of sugar
4. Assorted spices that are in great demand such as Magi, onga, seasonings, nutmeg, ginger,
5. I will buy boxes of tomato tins and sachets
6. Boxes of mackerel and sardines

Income Source

Despite the convid 19 induced economic crises business like my still run because they are daily household consumables which are necessities.
I hope I will earn enough money from this business together with other sale shop I have elsewhere to enable me make a comfortable settlement without any difficulty. When sales are good I could make a profit of GH₵400 or more and when sales are bad I could make about GH₵200.
I will support the payment with proceeds from my other store which can give me GH₵300 and above a week

My Videos

Apr 2, 2021: Loan portfolio

Feedback

1

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$351.00

Date disbursed

Apr 9, 2021

Repayment status

Late

Projected term

3 months

Lenders

BelleStarr

Albuquerque, United States

G

garrybuck

Oro Valley, United States

AltruisticSelfishnes

Chicago, United States

ErikN

Stockholm, Sweden

KyRoamer

Louisville, Kentucky, United States

P

pieces15

Grand Falls-Windsor, Canada

F

FHult

Stockholm, Sweden

C

cjmenchaca

Austin, United States

P

pmyadlowsky

Charlottesville, United States

JimVandegriff

Trinidad, California, United States

C

chrisherron

Chicago, United States

J

Jaslogic

Castle Rock, United States

Sundstroms

Falun, Sweden

F

fourstarsfamily

Melbourne, Australia

SeeMeeFi

Ontario, Canada

D

Divergent

Bethesda, United States

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

lorello

Vicopisano, Italy

ads68

Melbourne, Australia

P

Peksa

Espoo, Finland

V

Valis

Singapore, Singapore

JTShorty

Gorham, Maine, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

ShaneS

Port Pirie, Australia

JPadgett

Chandler, United States

A

AndrewC

London, United Kingdom

mikeice

Kohler, United States

Scotts5320

New York, United States

sderickson

Berkeley, CA, United States

SBlue1

Germany

T

tophini

Alma, United States

G

goloans

Palo Alto, United States

camden01

Connecticut, United States

G

gclimer

Chattanooga, United States

mepster

San Francisco, Ca, United States

chriseyre

Fremont, Ca, United States

R

RonEddy

United States

B

bscent

Hong Kong

Vesa

Helsinki, Finland

Jamal Hamou

Cascadia, Canada

M

mbarbier

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

S

Sven

Netherlands

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

R

Robert

Berlin, Germany

JL

Jindou Lee

United States

SMOICE

Berlin, Germany

MW

Matt Willis

United States

Jon

Sweden

Jake Badger

Roskilde, Denmark

H

Hakon

Drammen, Norway

JT

John Tabacchi

United States

moursund

Beaver Nation, United States

Kevin

San Francisco, United States

I

Ian

United Kingdom

KL

Ket Lin

United States

NH

N Holt

United States

C

cota

United States

YM

Yelka Mikolji

United States

ME

Manaal Eisa

Washington DC, United States

CNV

United States

PT

Paul T

Amsterdam, Netherlands

TH

tom hd

United Kingdom

PR

Paul Rausch

United States

Isabella

UK, United Kingdom

R

Rolf

Zurich, Switzerland

Carla

United States

SB

Sue Bucholz

Sacramento, United States

C P

Mazatlan, Mexico

Sinan Taifour

Munich, Germany, Germany

BE

Bob Ewing

United States

HCPSPIRIT

Helsinki, Finland

P

Peter

United States

CJ

Chloe Jensen

United States

E

Eve

United Kingdom

Tim

Utrecht, Netherlands

R

Roman

Germany

RS

Ralph Smyth

United Kingdom

L

Lauren

Sacramento, United States

AS

Alex Shapiro

United States

M

MaggieK

United States

JB

Juan Busco

United States

R

Ru

New York, United States

Frank

Germany

E

emily

Australia

F

Fonz

United States

Brian Herrmann

Chicago, United States

SS

Sophia Schach

United States

Anya

Redmond, Washington, United States

Ask Andrews a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Christian    Oct 13, 2021

    Andrews is not answering my calls, I spoke with the brother who is his referenc to talk with him to pay off his outstanding loan balance.

    Log in to reply • Share
  • Christian    Sep 9, 2021

    The brother who is his reference promised to talk with him to resume payments

    Log in to reply • Share
  • Christian    Aug 6, 2021

    Andrews is still not answering my calls, but I was able to speak with the brother who promised to speak with him and encourage him to make payment.

    Log in to reply • Share
  • Christian    Jul 1, 2021

    Andrews is still not answering but calls but I was able to speak with the brother who promised to talk to him about his delayed payment.

    Log in to reply • Share
  • Christian    Jun 8, 2021

    Andrews was not answering but call but I was able to speak with the brother who promised to talk to him about his delayed payment.

    Log in to reply • Share
  • Andrews    May 17, 2021

    Due to slow business I have challenge paying

    Log in to reply • Share
    • Christian    Jul 1, 2021

      Andrews,

      "In 2006 I had the opportunity to study at the university for development studies where I graduated with BSc. Agric Technology degree" These are your own words. Meaning that apart from the business you are also a regular employee and on government payroll. So if business is not doing well you can use small percentage of your salary to be making payment gradually.
      This would help you build a very credible integrity here on the platform.

      Andrews, I wish you good luck.

      Log in to reply • Share
  • Christian    May 6, 2021

    He made a promise to resume payment

    Log in to reply • Share
  • Andrews    Apr 25, 2021

    Poor sales

    Log in to reply • Share
  • Andrews    Apr 9, 2021

    I will use the loan to buy bread flour, tin tomatoes, sugar, mackerel, milk, rich, polythene bag.
    These products sell fast and that will not lock my capital.

    I am very excited about the offer of the loan.
    I wish to express my sincere gratitude to all the lender for funding by loan.

    Log in to reply • Share
  • Andrews    Apr 2, 2021

    In my previous loan, I had a challenge with relocation so but after I gained grounds at my current location, the returns has been very good.
    It helped me to increase the stock of items on sale at the store making my profit soared.

    Log in to reply • Share
  • Andrews    Mar 6, 2021

    Business relocated

    Log in to reply • Share
  • James    Feb 22, 2021

    I called him and he has made payment up to date.

    Log in to reply • Share
  • Andrews    Feb 22, 2021

    Business bad due to relocation

    Log in to reply • Share
  • Issaka    Jan 27, 2021

    Andrews business has been slowed down due to the economic situation, he has promised to make some payments soon.

    Log in to reply • Share
  • Andrews    Dec 5, 2020

    I traveled and by business slowed

    Log in to reply • Share
  • Andrews    Nov 29, 2020

    I paid GH₵200.00 yesterday but is still not credited.
    Transaction: ID: 10489425029

    Log in to reply • Share
  • Andrews    Oct 13, 2020

    I thank God that sales are now improving and am able to make payment.
    My relocation really affected me. I hope things continue to get better.
    Thanks to the zidisha team for the patience.

    Log in to reply • Share
    • Margaret    Oct 25, 2020

      Hi Andrews,
      Thank you for the update, we all understand that sometimes things happen in business that can't be helped. It is good you kept us all posted on your situation. I hope business picks up quickly for you in your new location! Regards, Margaret

      Log in to reply • Share
  • Andrews    Oct 11, 2020

    business slow due relocation

    Log in to reply • Share
  • Andrews    Sep 26, 2020

    Am having difficulty paying because of relocation

    Log in to reply • Share
  • Christian    Sep 25, 2020

    Able to speak with Andrews this afternoon, he mentioned that he recently re-located his business and that has affected him hence the delayed in payment. he has promised to resume payment now.

    Log in to reply • Share


Loading...

Loading...

Loading...