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Loise

Subukia, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Loise

Member since

May 2013

On-time repayments

112 installments • 10%

About Me

I am single with both parents, two brothers and two sisters. I live in Subukia a place know for its tomato growing in Kenya. I am a Therapist by profession, a form four graduate and I attained a Diploma in Hair Dressing and Beauty Therapy at Subukia Polytechnic in the year 2010. I started a business so as to provide for myself and to assist my parents in educating my younger brother and sister by paying school fees for them. From my earnings am able to purchase cosmetics and display them at my Hair Dressing and Beauty Salon ready for sale.

My Business

It is a self employment business since I am the owner. The goods that i provide are cosmetics like; hair gel, body lotions and some other make ups for both men and women, I offer services like braiding, blow dry, curling and many others. There is demand for these goods and services because I always make sure that good customer relationship is maintained and customers are well attended to and as a result they prefer my business despite of the existing competition. The availability of ready market makes it profitable . The business may face a risk in case of inflation and this can lead to low demand. From my monthly sales I manage to get a profit of ksh 17000 or more and thus making it possible to cater for the cost of about ksh 6000 including house rent.

Loan Proposal

Am very grateful for this second chance that you have given me. I'll keep my promise of repaying the loan on time and adhere to the rules and regulations. Am going to use the loan in expanding my business like buying more cosmetics,hair driers and also i need to repaint my shop so that it can look more attractive and decent and with that am sure i will be more successful. I also need to expand my shop to create more space or else open a new branch.Thank you very much.