An overlock machine for my business

Billy Mukhongo

Langas, Kenya

1% repaid



Billy Mukhongo

Member since

August 2015

On-time repayments

6 installments  •  0%

About Me

I am married with two children Amos and Annet . I am the first born in a family on six children. My childhood life was difficult due to extreme poverty and my dads drinking nature. My father could drink then beat my mother up . We skipped meals and missed vital health check ups that made my young brother contact polio. My dad passed on three years ago and my mum passed on a year ago. I schooled upto form four but could not proceed to college due to lack of fees.
After completing secondary education .I worked as a casual laborer in clothing I saved $100 that I used to buy sweaters for school children ,and started selling them to a school in the neighborhood. I new the business was good and could help me have a better future. I trained as a tailor while still doing the business and started producing my own cloths for resale . I specialize in school uniforms and I am currently supplying two schools and hope to expand my business.
My kids are still young,Amos is two and Annet is six months.
I love molding and drawing and spend a lot of time designing cloths and tents. I love watching and playing soccer.

My Business

I sell make and sell school uniforms for children and students. The high enrollment in schools and increased populations has given me more business and increased the demand of the uniforms.
I choose the business because I had worked as a casual in the clothing industry and I understood the various pros and cons in the clothing industry which made it possible to run a successful business.
my typical costs per month are $200 and my typical revenues per month are $400. I use the proceeds from the business to support my siblings and children ,reinvest in the business and support an orphan neighbor who lives with the grandmother.

Loan Proposal

Given the loan ,I would invest the money in purchase of a new overlock machine after my current over-lock machine spoilt last month. I currently pay $3 on average per day to have my cloths done and these is very expensive . A new over-lock would cost me $100 and I would use my savings to top up the loan and buy these important equipment for my business.Thank you in advance.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Aug 25, 2015

Repayment status


Projected term

6 weeks

Cost to entrepreneur

Service fee: $4.14

Billy opted to pay $24.91 into the Zidisha Members Loan Fund in return for a higher starting credit limit.




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