Application to purchase a heifer

Arlington

Kiamuyeki, Kenya

100% repaid

Entrepreneur

Name

Arlington

Member since

March 2016

On-time repayments

205 installments  •  52%

About Me

This is my third loan-funding attempt after the first one and second was only funded and expired at 6% and another expired at 20%. This could not have achieved what I had planned and this is the reason am applying again.

My name is Arlington Omushieni a retired civil servant who wants to venture to commercial indigenous poultry project. I decided to venture into this avenue as it has promising rewards in our locality.

I also plan to expand later and start incubation process and feed mixing business. The chicks will be sold locally and the feeds to my neighbors and God willing to the whole country.

My Business

I will be selling chicken meat, eggs and at a later stage chicks. This will not only be enough to repay the loan but allow for some saving as well. As the business expands i intend to venture into agro-processing whereby i will slaughter and package poultry meat for the market, process poultry manure to contribute towards promotion of organic farming and reduce green house gases.

I am now applying my second loan through Zidisha to enable diversify to dairy farming. The first loan was very helpful because, I have been able to be self sufficient in chicken eggs and poultry meat, which am able to sell the surplus to my neighborhood.

I am planning to buy a one and half year old heifer which I will tend and serve it when it's two years. After 9 months, I will be having a calf and the cow which will be producing milk for both my consumption and selling.

Subsequently, I will keep adding a cow every year for another two or three years.

This together with the poultry business will have enable me pay school fees for my children and save the rest.

I trust that Zidisha will enable me achieve my dreams.

I now want to apply for third loan after successfully repaying my second one. I want to buy another cow to increase my dairy herd. Dairy farming in my country is a lucrative and has bright future ahead that can transform one's financial capabilities.

This is my 4th Zidisha loan that I am apply to upgrade my livestock business as it has proved to be lucrative and since I started with the profits have been steadily raising by about 60% every calving season, in addition to having a large herd.1```

This is my fifth loan from Zidisha . The funds have helped me to expand my business. I intend to use this particular loan to purchase and add another heifer to increase my dairy herd.

The loan am applying for will be used to expand my dairy herd by purchasing an additional heifer to increase milk production by 20 per cent

Loan Proposal

Hallo all Zidisha lenders and Zidisha staff. I am happy to apply my second loan through Zidisha.

This second loan is for purchase of a quality friesian heifer which preferably will be one and half year old. This is because I will be able to adjust the heifer to its new environment before it's first calving.

Thereafter, I will be able to tend to the cow and it's calf and start selling milk and rearing the calf.

The loan breakdown is as follows:-

1) Heifer..........................................................$250
2) Construction of a cow shed................$50
3) Feeds & vet services..............................$70

TOTAL:- $370

I hope and trust that you will fund my project and I assure you that, I will honor to repay all the loan amount.

Regards,

Arlighton.

Feedback

3

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$375.00

Date disbursed

Sep 29, 2016

Repayment status

On Time

Projected term

5 months

Lenders

T

Tmann

Los Angeles, United States

ErikN

Stockholm, Sweden

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Matching Fund

Sterling, United States

KrautFunding

Hamburg, Germany

Paul Buchheit

Mountain View, United States

JK

Hamburg, Germany

PG

Paul Graham

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

Ask Arlington a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Elisha    Jan 31, 2021

    he will resume to repay once business improve.

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  • Mohamed    Dec 22, 2020

    Arlington said business is down at the moment, he promised to resume paying soon

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  • Janice    Nov 12, 2020

    He had complained about the loan that Zidisha deducted from the current loan but he is still looking for funds to service his loan soon.

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  • Arlington    Oct 13, 2020

    No income from project coz lost the dairy animals to disease.
    Cannot understand why zidisha forced me to pay more than 63000/- not received.

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  • Eunice Atieno    Jul 30, 2020

    Arlington will soon continue servicing his loan as he promised

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  • Janice    Jun 27, 2020

    Arlington has been struggling with his dairy farming of late but he will pay his loan as he is committed to this loan to complete soon.

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  • Arlington    Apr 8, 2020

    All my dairy flock died from Contagious Pleural. Pneumonia disease at my farm.

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  • Janice    Apr 4, 2020

    He explained to me about his loan repay delay and I have requested him to reschedule his loan up to date,which he agreed to reschedule. Thanks

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  • Arlington    Mar 30, 2020

    Hallow Zidisha, please help me to understand why Ty have asked to pay over 63000/- over and above my loan of about 83000/- It's a big vlburdeb to me cozbi never received this amount (63000/-) at all.

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  • Timothy    Mar 28, 2020

    I have talked to Omushieni and advised him to make adjustments and continue making repayment. He promise to pay by the end of this month.

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    • Arlington    Mar 30, 2020

      Kindly I do not remember you talking to me. However, the problem I would like resolved is as to why Zidisha has added an extra 63000/-on my loan being money I never received. Please deal with this issue soonest. Thank you.

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  • Eunice Atieno    Mar 20, 2020

    Hello lenders,
    I called Arlington today and he.was very sorry for not meeting his loan obligations due to the problem he is facing with his cows that have developed diseases that have eaten all his profit. He said he will offset the arrears soon and update his lenders.

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  • Madesto    Mar 10, 2020

    i haved talked to omushieni and he has promised to clear dus by the end of next month.thank you

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  • Josphat    Mar 3, 2020

    Hello lenders,I talked to Arlington and advised him to adjusted the loan repayment to what he can afford as soon so to increase hi next time application.

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  • Arlington    Jan 11, 2020

    The heifer i purchased died one month after calving down way back in September, 2019 and this affected my cash flow hence affecting my loan payment as anticipated.

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  • Josphat    Dec 25, 2019

    Hello lenders , i have talked to Wendy Emily and advised to adjust the amount repayment to keep the faith high in order he can borrow more again.

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  • Wendy Emlyn    Dec 18, 2019

    Hello Arlington.
    Are you able to make any more payments yet?
    God bless you,
    Wendy

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  • Wendy Emlyn    Sep 4, 2019

    Hello Arlington.
    Are you able to make any more payments yet?
    God bless you,
    Wendy

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  • Arlington    Jul 16, 2019

    Thank you for funding my loan . I pledge to utilize for he intended purpose

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  • Joshi    Jul 15, 2019

    Hello Arlington,
    send us a picture of the heifer, and later of the calve :-). Wish you all the best. Do you still have poultry or work only with dairy now?

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