Sanou Sarr

Mbour, Senegal

100% repaid

Entrepreneur

Name

Sanou Sarr

Member since

August 2010

On-time repayments

9 installments  •  100%

About Me

My name is N'deye Sanou Sarr, married and a mother of three children aged eight, five and three. I live Mbour, Senegal, which is about 45 km from the capital Dakar.

My Business

I specialize in the sale of lubricants: Wynn's, brake liquid for motor vehicles, cartridges, etc. It is a very profitable business because the product is in high demand among drivers. I purchase two large casks of lubricant at a time, which I then sell at retail in one-liter bottles. Once packaged they are ready to sell. It has been years now that I've been engaged in this business. Its earnings allow me to pay for the education of my three daughters, for daily household expenses and also some savings for emergencies.

Loan Proposal

I hope to use this loan to continue my business of selling lubricants and other car accessories. I live in a region that has many cars. I approach my business by listening to and informing my customers about the quality of the products I sell. This is why, after redistributing casks in 1 liter bottles, I can sell at least 20 liters a day.
In this business, I make significant profits. For example, I bought casks at 400 000 CFA, after redistributing them, I earned a minimum of 420 liters * 1200 which equals 504 000 CFA. I therefore earned 104 000 in profit per month, which will allow me to repay my loan and to support the needs of my children.

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About Me

je m'appelle n'deye sanou sarr,mariée et mère de trois filles agés de 8ans,5ans et 3ans.J'habite à mbour situè dans une localité du SENEGAL à 45km de dakar.

My Business

Je m'exerce dans la commercialisation des lubrifiants (wynn's - liquide de frein - cartouche etc ) .C' est un commerce très lucratif car prisès par les chauffeurs. J' achète 2 futs que je met au détail dans des bouteilles de 1 litre; après reconditionnement je les met en vente .J' ai une place à la maison qui me permet de rayonner mes produits pret à la vente. Cela fait maintenant des annèes que je m' attèle à ce commerce .Avec ces revenus je m' occupe de l' èducation de mes 3 filles; de survie quotidienne et aussi de quoi mettre de cotè( voir ma dernière lettre).

Avec ce pret je souhaite continuer mon bussness de vente de lubrifiants et accessoires de voitures.J'habite dans une zone ou il y a une forte présence de voitures.J'adopte,une politique de sensibilisation et d'information sur la qualitè des produits que je commercialise.Ces pourquoi,aprés avoir reconditionnés les futs dans des bouteilles de 1litre ,j'arrive à vendre au minimum 20 litres par jour .De ce commerce ,je peux avoir un chiffre d'affaire trés important. Par exemple,j'achéte 2 futs à 400000francs,après reconditionnement j'ai au minimum 420 litres *1200 celà fait 504000 francs.Donc j'ai un bénèfice de 104000 francs par mois, qui me permet d'honorer mon pret et de subvenir au besoin de mes enfants.

Loan Proposal

Avec ce pret je souhaite continuer mon bussness de vente de lubrifiants et accessoires de voitures.J'habite dans une zone ou il y a une forte présence de voitures.J'adopte,une politique de sensibilisation et d'information sur la qualitè des produits que je commercialise.Ces pourquoi,aprés avoir reconditionnés les futs dans des bouteilles de 1litre ,j'arrive à vendre au minimum 20 litres par jour .De ce commerce ,je peux avoir un chiffre d'affaire trés important. Par exemple,j'achéte 2 futs à 400000francs,après reconditionnement j'ai au minimum 420 litres *1200 celà fait 504000 francs.Donc j'ai un bénèfice de 104000 francs par mois, qui me permet d'honorer mon pret et de subvenir au besoin de mes enfants

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$892.05

Date disbursed

Dec 2, 2010

Repayment status

On Time

Projected term

10 months

Cost to entrepreneur

Lender interest: $892.05 at 4.92% annual rate over 10 months = $36.57

Service fee: $32.49

Lenders

Julia Kurnia

Sterling, Virginia, United States

Wiseclerk

Remagen, Germany

A

Anninymouse

Southampton, United Kingdom

JB

James Broderick

Cobham, United Kingdom

X

xander

Plainfield, Vermont, United States

neffe

Berlin, Germany

R

rurumm

Muenchen, Germany

Feldborg

Stuttgart, Germany

Ask Sanou a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Ndeye Bineta Sarr    Aug 26, 2014

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  • Ndeye Bineta Sarr    Aug 26, 2014

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  • mfrost3    Aug 25, 2014

    Hi everyone,

    My name is Miriam and I'm a Client Relationship Manager here in Senegal. I had the pleasure of visiting Sanou Sarr over the weekend. She now lives in Parcelles Assainies, a suburb on the outskirts of Dakar, and runs a gaming center for children. As you can see from the pictures, it's a very popular place in the neighborhood. Sanou hopes to post a loan application soon in order to buy a Playstation for the center and she hopes you will support her in this endeavor!

    Miriam Frost

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  • Sanou Sarr    Dec 2, 2010

    I just got my loan and I would like to thank all of you. I hope to be able to pay on time and one day get a new loan. I thank you all tremendously

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  • Sanou Sarr    Nov 19, 2010

    I would like to thank you for the confidence you have placed in me and I will work to effectively manage this money to insure future loans. I do not want to pick up my check this month because I want to start managing it and the beginning of next month. It is for this reason that I have decided to pick up loan at the beginning of December to avoid having to pay back at a less convenient time of the month. I would like to thank you again for your generosity and I am positive that you will not regret to have given me this opportunity.

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  • smonroe    Oct 20, 2010

    Sanou started selling car lubricant four years ago when her husband opened a gas station in the beach town of Mbour. “ We needed the extra income. It was unfair for my husband to carry all our family’s burden” Sanou explains. “I knew I could help and I still work to help.”
    Though knowing little about car lubricants, Sanou Sarr felt its sales potential. Mbour’s roads are notoriously clogged by beach goers and Dakar bound travellers. Senegal’s pot holed roads crack engines and tires, leaving an alarmingly high number of drivers strained and in need of help at all hours of the day. Selling car lubricant and other liquids in smaller quantities could give these drivers the amount they needed to make it home and consult a trusted mechanic.
    Wedded to the town’s gas station manager, Sanou already had access to the supplies and clients to get her car lubricant business going. Best of all, she could work from home, allowing her to take care of her two children while working flexible hours for Mbour’s constant stream of commuters.
    Sanou’s business thrives on economies of scale. In a typical month, Sanou buys two or three 200 litre barrels of car lubricant from her husband. By buying in bulk, Sanou spends about two dollars per litre. She then redistributes her barrels into litre bottles and sells them at two and a half dollars per litre, giving her a fifty-cent profit per sale. Most of Sanou’s clients are cab drivers, though she occasionally sells to customers owning electrical generators, making her the only Zidisha client to benefit from Senegal’s persistent power outages.
    Though Mbour is a tourist destination, Sanou maintains that business remains steady throughout the year. “There is greater variance within the month”. She typically sells 15 litres a day in the first half of the month and about 8 litres a day in the last weeks of the months. “This is because most Senegalese earn their salaries at the beginning of the month,” Sanou explains, “ and then try to make ends meet for the rest of it”.
    Sanou’s long-term goal is to make enough money to help her husband purchase a house. She currently divides her profits between her children’s education and reinvesting in her business. With Zidisha’s loan, Sanou plans on expanding her inventory to earn enough money to start saving for a house without compromising her children’s education.

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  • smonroe    Oct 20, 2010

    Hey, guys! My name is Steve and I am one of Zidisha’s Client Relationship Manager based in Senegal.

    While in Senegal, I will be meeting with Zidisha’s clients to understand their stories and help them connect with their lenders from across the globe.

    Communication is fundamental to Zidisha’s microfinancing model. I’m here to facilitate dialogue between borrower and lender. I’ll be posting stories, photos and videos about our lenders to help bring their businesses and lives a little closer to you.

    Please feel free to contact me directly at [email protected] and I’ll be more than willing to answer any questions, suggestions or comments

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  • Sanou Sarr    Oct 15, 2010

    I am Senegalese and a stay at home mom. I've been selling car lubricants for a while and this business has allowed me to the support my family's needs and the education of my three children. My work also allows taxi drivers to have access to car lubricants, motor oil, cartridges, wynn at all moments of the day because my store is at my house and I am willing to sell at all moments. Your loan will help me to make more sales and to expand my benefits of scale.
    Life in Mbour is pleasant, but I live in its downtown. Mbour has a touristy beach area called Saly that tourists love to go to and I live close to Saly. Saly is a fishing village where one finds all types of fish. It's really beautiful and deserves to be visited.

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