Fatou Bintou

Dakar, Senegal

100% repaid

Entrepreneur

Name

Fatou Bintou

Member since

May 2012

On-time repayments

32 installments  •  56%

About Me

Very active woman with organizations promoting women's condition, entrepreneur initiating several development programs helping vulnerable groups. Married woman doing business. I am married and a mother of 5, with 2 daughters and 3 sons. I have lived in my husband's home in Dakar for more than 15 years. I have 4 sisters and 3 brothers. I have pursued an education in general teaching and attended several trainings programs related to the improvement on woman's condition.

My Business

I sell household items and woman's beauty products. The merchandise is purchased in bulk in stores and resold in the peri-urban neighborhood of Parcelles Assainies. The business of woman's products is prosperous and my profit margin of retail merchandise is in the order of 20%. Each month, my net benefits reach 250000FCFA. Outside of the retail store rent and ancillary fees, the majority of my expenses are related to procurement of merchandise.
The loan from Zidisha will give me the opportunity to increase my business through regular stocking to meet my client's needs.

Loan Proposal

With the Zidisha loan, I will buy merchandise for my business. I will increase my capacity to service the strong demand from my clients. I have been in this space for years and have therefore gained a stable customer base. For lack of capital, I have difficulty stocking up to meet customer needs.

Show original Français  

About Me

Femme très active dans les organisation de promotion féminine, entrepreneure qui initie beaucoup de programme de développement en faveur des personnes vulnérables. Femme marieè qui fais du commerce. Je suis marie et mère de famille. J'ai 5 ans 2 filles et 3 garçon. Je vis dans la maison de mari et je vis à Dakar depuis plus 15 ans. J'ai 4 soeurs et 3 frères. J'ai fais des études dans l'enseignement général et j'ai suivi beaucoup de formation liées à l'amélioration des condition de femmes.

My Business

Vends des articles de ménages et tous produits de beauté pour femme. Les marchandises sont achetées en gros dans les boutiques que je revends aux Parcelles Assainies. Ce commerce de produits pour femme est prospère et je gagne des marge bénéficiaires de l'ordre de 20% par rapport au prix de revient des marchandises. Chaque mois je fais des chiffres d'affaire de 250000FCFA et à par le loyer de la boutique et les frais divers l'essentielle de mes dépenses est constitué de mes approvisionnements en marchandises.
Le prêt Zidisha me donnera la possibilité d'accroire mon commerce en en approvisionnement régulier pour le besoin de mes clients

Loan Proposal

AVEC LE PRET ZIDISHA J ACHETERAI DES MARCHANDISES POUR LE BESOIN DE MON COMMERCE ET JE VAIS AUGMENTER MA CAPACITE A SERVIR LA FORTE DEMANDE DE MES CLIENTS QUI ME SOLLICITE PARTOUT POUR LES VENDRE CAR DEPUIS DE LONGUE ANNEE JE SUIS DANS CE DOMAINE ET ENTRE TANT J AI ACQUIS UNE CLIENTELE STABLE ET FAUTE DE MOYEN JE RESTE DIFFICLE 0 LES RAVIATILLER POUR LEUR BESOIN

Feedback

4

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Loan Info

Project Type

Classic Loan

Disbursed amount

$477.00

Date disbursed

Sep 26, 2012

Repayment status

On Time

Projected term

12 months

Other loans

Lenders

BM

Benedicte Monroe

Sarasota// Phnom Penh, United States

S

slevon

Hemsbach, Germany

D

Delph007

Den Haag, Netherlands

investor

Candiac, Canada

LA

United States

sarasofia

Stockholm, Sweden

RochelleSpencer

New York, United States

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  • Fatou Bintou    Sep 8, 2014

    bonjour chers preteurs. je voulais m excuser pour le retard demon remboursement. en fait je suis tombè des escaliers et j ai eu le bras cassè. Je vais remboursè ce mois ci bien que n'ayant pas encore recommencé mes activités. Merci

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  • Fatou Bintou    Sep 13, 2013

    I write to you my lenders with joy - you have helped me and my work is going very well, I make sales every day everything is going well and I pray to the good god to help me meet the repayment plan. Thank-you.

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    • Fatou Bintou    Oct 14, 2013

      Dear lenders, it is a long time since I wrote, because of lack of time. Recently in my country we are facing a serious water shortage and we have to fetch water from the well every day. In some areas water service has been coming back, but unfortunately where I live the water service is still missing. I leave in the morning and return in the afternoon to cook for the family and then take care of my business. I pray that everything returns to normal and I also pray for you, dear lenders.

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  • Fatou Bintou    Sep 2, 2013

    I check but my money is still not showing in my account, so I will try to find my copy of submission and send to you, all the members of Zidisha have the smae problems as me because with the information system everything is very quick, I hope that Julia will fix this problem which concerns everyone. Thank-you.

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  • Fatou Bintou    Aug 28, 2013

    Hello, I made a repayment on August 16th but don't see anything in my repayment account, also I want to inform you that we have some flooding, but I will do everything I can to respect the repayment plan. Thank-you.

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  • LA    Jan 18, 2013

    Hi Fatou,

    Do you have an idea when you will be able to get back on track with repayments?

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  • Julia Kurnia    Aug 22, 2012

    Dear lenders,

    This applicant's loan application had originally been cancelled because we discovered that the microfinance institution which had provided a reference in support of the application was not reliable. The applicant has now reapplied using a different reference and credit history which we were able to confirm independently.

    Should you have any questions regarding this application, please do not hesitate to contact me at [email protected].

    Regards,

    Julia Kurnia
    Director, Zidisha Inc.

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  • Fatou Bintou    Jul 27, 2012

    julia a ma grande surprise je viens de voir que vous avez annulé le pret que sidisha m,avait accordé moi je peu manié un ordinateur j,ai fé mon comentaire devant les americain j,attendé le pret pour pouvoir acheté mes draps et réglelé les comendes de drap merci julia

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  • Fatou Bintou    Jul 27, 2012

    julia a ma grande surprise je viens de voir que vous avez annulé le pret que sidisha m,avait accordé moi je peu manié un ordinateur j,ai fé mon comentaire devant les americain j,attendé le pret pour pouvoir acheté mes draps et réglelé les comendes de drap merci julia

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  • Julia Kurnia    Jul 26, 2012

    Dear lenders,

    We have discovered that the lending institution official who had confirmed this applicant's reported credit history was complicit in an attempt to deceive Zidisha by allowing computer-literate individuals to impersonate two applicants who turned out not to have written their own loan applications. We are therefore closing the accounts of the other applicants who had been referred by this official, and returning funds that had been bid to lenders.

    Should you have any questions or comments, please do not hesitate to contact me directly.

    Regards,

    Julia Kurnia
    Director, Zidisha Inc.
    [email protected]

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