108 installments • 65%
Mr name is Wilson Wasonga and love books from my young age and have been small scale books seller in Kenya. I have a family with children and now 38 years old Living in my own build house after saving some cash for the last ten years. With my goal to being financial independents i want now to concentrate in building t my mission.
So i decided to get some funds to help me reach my goal in the next five years.
Born and raised in Kenya, have gone to education up to college level and in the books business experience of ten years, I request for the consideration to help me reach my dream of opening school supermarket by the end of 2022.
my major aim is to help those who cannot afford school products in learning days by renting them the used and new school books and stationary at a fees so that their children and themselves can get the required learning materials.
Am a books-man and that is how my business is referred in Kenya [Ruiru Books]
I started my business in 2008 after the Kenyan went to election, with my little money of $4. I open a stall and have been struggling with it for over the years giving me small income where I keep others and restock the remaining.
Its is a challenging business because it has some peak months in January, February, April, August and December. so that is the time i get good business while part of the months the business provide availability to survive on. So as i approach the season I wanted to get some cash to make it viable by the end of the year.
in good times it generate even an income of $450 or $600, but buy the lower sides it can generate between $300 and $400.
For now I have one employee together with my wife who help me to cater for the business.
As I conclude, the new line in business has now push me to apply for a helping hand in this line as our country has now introduced a new curriculum which has resulted into part of the business.
In this loan i will be able to stock exams and back to school third term materials, which will help students to do their third term in school well.
The third term students are not allowed to come back even for half term so they will have to report to school equiped with what they need in the whole term.
Too third term is major exams term so all needed for exams is a must.
Thinks like mathematical tables, sets, rullers, calculators rubbers,pencils and pens are a must have.
So my plan is to stock enough even if not that much but for my customers to become equiped with them.
So i hope that what i get from zidisha will just need some small addition to help boost my bookstore.
Sep 2, 2019
Cost to entrepreneur
Service fee: $20.46
Credit risk payment: $85.94