Barbershop refurbishment

Thomas Mwanza

Nairobi, Kenya

100% repaid



Thomas Mwanza

Member since

December 2014

On-time repayments

278 installments  •  65%

About Me

My name is Thomas Mwanza and I have a passion for making a difference in my local urban community. I believe that if every person contributes positively to the society, our world will be greatly improved in no time. In addition, I know that sacrifice is the reason for a better tomorrow. I was raised and educated up to college level in the rural areas of Eastern Kenya before relocating to the city in search of work. Since I could not secure a formal job, I opted to work in a barbershop as an assistant and saved some money with which I began my own business. Beginning the business was not easy since I had to skip meals to save some money . In the end, I was able to accumulate enough money because I was patient. In my culture there is a wise saying that: little by little fills the drum, and I completely agree with it.

My Business

My business is a barbershop where I offer the service of shaving people according to their desired styles. The reason for getting in to this business is because it was my hobby since childhood. Demand for barber services is constant and I always have customers. I am particularly good in relating with customers in addition to shaving them excellently so I have many new and return customers. The typical costs I incur in this business are related to buying shampoos, rent, electricity bill, and salary for one assistant. These costs are usually lesser than the income I get. Therefore, I will get money to repay the loan in timely manner.

Loan Proposal

I intend to use the loan to pay an artist to repaint and make decorative drawings on the walls and roof. The walls are currently out of shape as the old paint is peeling off. I have saved some money to purchase the required colours. A decorated shop will push my income higher as it will definitely appeal to younger customers.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jul 13, 2016

Repayment status

On Time

Projected term

10 months

Cost to entrepreneur

Service fee: $3.71

Thomas opted to pay $16.24 into the Zidisha Members Loan Fund in return for a higher starting credit limit.


Paul Buchheit

Mountain View, United States

Ask Thomas a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.