Name
Thomas
Member since
December 2014
On-time repayments
278 installments • 65%
My name is Thomas Mwanza and I have a passion for making a difference in my local urban community. I believe that if every person contributes positively to the society, our world will be greatly improved in no time. In addition, I know that sacrifice is the reason for a better tomorrow. I was raised and educated up to college level in the rural areas of Eastern Kenya before relocating to the city in search of work. Since I could not secure a formal job, I opted to work in a barbershop as an assistant and saved some money with which I began my own business. Beginning the business was not easy since I had to skip meals to save some money . In the end, I was able to accumulate enough money because I was patient. In my culture there is a wise saying that: little by little fills the drum, and I completely agree with it.
My business is a barbershop where I offer the service of shaving people according to their desired styles. The reason for getting in to this business is because it was my hobby since childhood. Demand for barber services is constant and I always have customers. I am particularly good in relating with customers in addition to shaving them excellently so I have many new and return customers. The typical costs I incur in this business are related to buying shampoos, rent, electricity bill, and salary for one assistant. These costs are usually lesser than the income I get. Therefore, I will get money to repay the loan in timely manner.
I intend to use the loan to pay an artist to repaint and make decorative drawings on the walls and roof. The walls are currently out of shape as the old paint is peeling off. I have saved some money to purchase the required colours. A decorated shop will push my income higher as it will definitely appeal to younger customers.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$90.00
Date disbursed
Jul 13, 2016
Repayment status
On Time
Projected term
10 months
Other loans
Amount repaid
$94.50
Amount remaining
$0.00
Date repaid
Jan 13, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 24, 2016 | $5.04 | Jul 22, 2016 | $5.04 |
Jul 31, 2016 | $5.04 | Jul 28, 2016 | $5.04 |
Aug 7, 2016 | $5.04 | Aug 6, 2016 | $5.04 |
Aug 14, 2016 | $5.04 | Aug 13, 2016 | $5.04 |
Aug 21, 2016 | $5.04 | Aug 20, 2016 | $5.04 |
Aug 28, 2016 | $5.04 | Aug 26, 2016 | $5.04 |
Sep 4, 2016 | $5.04 | Sep 2, 2016 | $5.04 |
Sep 11, 2016 | $2.02 | Sep 9, 2016 | $2.02 |
Sep 18, 2016 | $2.02 | Sep 16, 2016 | $2.02 |
Sep 25, 2016 | $2.02 | Sep 24, 2016 | $2.02 |
Oct 2, 2016 | $2.02 | Sep 30, 2016 | $2.02 |
Oct 9, 2016 | $2.02 | Oct 8, 2016 | $2.02 |
Oct 16, 2016 | $2.02 | Oct 15, 2016 | $2.02 |
Oct 23, 2016 | $2.02 | Oct 22, 2016 | $2.02 |
Oct 30, 2016 | $2.02 | Oct 29, 2016 | $2.02 |
Nov 6, 2016 | $2.02 | Nov 4, 2016 | $2.02 |
Nov 13, 2016 | $2.02 | Nov 11, 2016 | $2.02 |
Nov 20, 2016 | $2.02 | Nov 18, 2016 | $2.02 |
Nov 27, 2016 | $5.04 | Nov 26, 2016 | $5.04 |
Dec 4, 2016 | $5.04 | Dec 3, 2016 | $5.04 |
Dec 11, 2016 | $1.01 | Dec 10, 2016 | $1.01 |
Dec 18, 2016 | $1.01 | Dec 17, 2016 | $1.01 |
Dec 25, 2016 | $1.01 | Dec 24, 2016 | $1.01 |
Jan 1, 2017 | $1.01 | Dec 31, 2016 | $1.01 |
Jan 8, 2017 | $1.01 | Jan 12, 2017 | $1.01 |
Jan 15, 2017 | $1.01 | Jan 12, 2017 | $1.01 |
Jan 22, 2017 | $1.01 | Jan 12, 2017 | $1.01 |
Jan 29, 2017 | $1.01 | Jan 12, 2017 | $1.01 |
Feb 5, 2017 | $1.01 | Jan 12, 2017 | $1.01 |
Feb 12, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
Feb 19, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
Feb 26, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
Mar 5, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
Mar 12, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
Mar 19, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
Mar 26, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
Apr 2, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
Apr 9, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
Apr 16, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
Apr 23, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
Apr 30, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
May 7, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
May 14, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
May 21, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
May 28, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
Jun 4, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
Jun 11, 2017 | $0.73 | Jan 13, 2017 | $0.73 |
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