Beauty product expansion

Gladys Adera

Gem, Kenya

100% repaid

Entrepreneur

Name

Gladys Adera

Member since

August 2014

On-time repayments

175 installments  •  80%

About Me

I am the 8th born in a family of 9 children. Only two are working in a family, I have a daughter in school, I am not married. I would wish to expand my business for cosmetics that I do in Nairobi a long river road. I started this business with small beauty products but believe to expand it and also help educate my daughter who is at school. Though still in a primary level, so that I can also be able to invest for her as she is joining secondary school by next Year. Will be very happy to get he loan and appreciate to here from you
soon.

My Business

My business is personal, i just sale beauty products, cosmetics, lipsticks, and a bit of hair weaves, so I would wish to expand it more so as to get more profit and to attract more customers because the business as a lot of competition this side so I would wish to do more to it.
I would expand it by getting all the hair products and weaves, shampoos to make it be a competitive that others can join. I just want this loan to add up on the little I have to make it grow. And believe would be able to make a return to pay you back at least 2000/-- every week.

I know it has been a while since I took a loan, I am requesting for a loan to pay for my daughter school fees and to uplift my business that went down. Thank you.

Loan Proposal

Dear Zidisha team members,

Thank you once again for the good and generous work.

My next loan I still need to expand more on my business especially beauty products and add more weaves. I need this loan during this season because this is the time also business does well and it will make me save for my daughter, my business and also help my other sisters that are not doing well now during this season.

My daughter will be going back to school next year that will enable me save for her some tuition money and also some shopping. I believe and trust that I will pay back this loan on time as you post. This is the period business is doing quite well and with the weaves, I know many people would like to buy when they are going especially home for christmas or other functions.

Thank you one more time for even the trust and help you give us. And will be grateful if I receive this loan on time.

Be blessed,

Gladys Adera

Feedback

3

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$98.18

Date disbursed

Dec 18, 2014

Repayment status

On Time

Projected term

6 weeks

Cost to entrepreneur

Lender interest: $98.18 at 10.38% annual rate over 1 month = $1.26

Service fee: $0.46

Lenders

MarktheMormon

Sandy, Utah, United States

braccino

Settimo Milanese MI, Italy

McJulio

New Jersey, United States

bycyt

Whitefish, United States

M

Malibu

Westwood, United States

M

Markus

Hamburg, Germany

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  • Gladys Adera    Dec 18, 2021

    Dear zidisha Team,
    Thank you so much to bear with me until this time. It as not been easy. And I hope next time I will be able to pay on time, if you will allow me to apply for another loan. Thank you all.

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  • Gladys Adera    Oct 21, 2021

    Dear Zidisha Team,
    I am still not able to complete or pay the amount because of financial constraints I have been going through. When I will get a large amount, I will make full payment. For today I can only pay 500/-.

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  • Gladys Adera    Sep 3, 2021

    Thank you Zidisha Team.

    I am sorry to have taken so long with the loan payment. I am still not able to pay the whole amount. I assure you when I will get the whole amount for this loan, I will clear. Today bear with me and let me pay 1000.

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  • Gladys Adera    Jul 27, 2021

    Thank you all for bearing with me. I am still paying the little I can for now. I will adjust when things are okay.

    Thank you,

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  • Gladys Adera    Jul 27, 2021

    I am still not able to pay the full amount. I request to pay the little I can, until the day I will be able to clear this loan.

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  • Justus Auka    Jul 27, 2021

    I have talked to Gladys, she is working hard to put things together and pay the loan.

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  • Gladys Adera    Jun 15, 2021

    Dear Zidisha Team,

    I am very sorry, I am still not able to pay my loan as should be. I request you bear with me. I am not stable yet. When I will get the whole amount will clear my loan.
    I request I pay the little I can get for now.
    Thank you.

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  • Gladys Adera    May 18, 2021

    I am still not able to pay for my installments even on time. As soon as I will get the full amount will clear the loan. I am still not able. not on any bad note.

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  • Gladys Adera    Apr 26, 2021

    Still not able to pay the full amount.

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  • Gladys Adera    Apr 7, 2021

    I am not able to pay the amount at this time.

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  • Gladys Adera    Mar 30, 2021

    Right now am not working, I need to pay between 50 to 100 every week until I will have the whole amount to clear this debt.

    Thanks

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  • Gladys Adera    Mar 15, 2021

    I am not able to pay right now.

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  • Gladys Adera    Mar 9, 2021

    I don't have money to pay right now when I have I will pay.

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  • Gladys Adera    Feb 25, 2021

    I am not working, so I may not be able to pay even the least of 1128. I have already debts from the previous week. Kindly change the amount of the least current adjustment from 1128, to even 500. thank you.

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  • Gladys Adera    Feb 12, 2021

    I am still not even able to pay this installment of 1128 this week. I wish I can adjust it to 200/- but I am unable. I do not know where I am going to get this amount.

    Thank you

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  • Gladys Adera    Feb 4, 2021

    I request if you could make the next instalment after this lower. Right now am afraid i cannot increase my instalment

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  • Gladys Adera    Jan 16, 2021

    I am not able to increase may instalment because my business went down. It was actually closed down. If I could get a lower amount than this it will be fine with me because I don't have business at the moment.

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  • Gladys Adera    Dec 16, 2020

    I am still not able to increase my installment because my business went down. I will be able to increase when business becomes better.

    Thanks
    Gladys Adera
    Member

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  • Gladys Adera    Nov 8, 2020

    Dear zidisha,

    Sorry, I cannot increase my loan due to business that went down. I will increase when my business as gone up.
    Than
    Thank you,
    Gladys.

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