Beauty salon

Entrepreneur

About Me

I am Owusu Berchie, holder of Bsc Management degree and HND Marketing from the University Cape Coast and Sunyani Polytechnic respectively. I am also a staff of National Health Insurance Authority - Asutifi Office. As a child, my Dad who was an Agriculturist and the only breadwinner of a family of eight, wanted to see me go higher on the education ladder but unfortunately he passed-on few months into my final senior high school exams. I wrote my final exams whilst the remains of my father was still in the morgue. I knew education was my only way out and thankfully, in the midst of all the difficulties, I made it to the Polytechnic and subsequently to the University. I started my MTN mobile money transaction when a friend of mine educated me on business and its potential growth. I have a three year old daughter called Fiona and my dream is to see her become one the best layers of her generation. I have set a monthly contribution for her education fund towards her higher education. The fund can only be assess by her when she attains eighteen years. Football is my passion and the beautiful game takes greater part of my pastime. Watching Game Of Thrones is also one of favorite leisure hours and ardent fun of Manchester United.

My Business

My business, the MTN mobile money services is a mainly transfer or receipt of fund through mobile phone. The operation is done offline and you only need a registered chip from the network provider (MTN) and cash deposit to start the business. The more funds you have in your mobile money wallet or phone, the more you are able to do more transactions and the greater your profit margins. Profits or gains are generated by the number of transaction you do per month. The service is currently booming in my country as seven in ten adults currently send and/or receive money through the service which is also helped by the large mobile penetration in my country. The growth potential is also enormous as additional services such purchase of government treasury bills and mobile savings breaking new frontiers. I plan to do my Masters (second degree) once my business is well established and new branches opened.

Loan Proposal

Thank you all for giving me a helping hand up to this point. I am very grateful for your support and l do not take your kind gesture for granted.
I am here again seeking your help to enable me complete what we already started and which, is fortunately turning up to be good business. My Beauty Salon is already up and running and bringing in money. My whole idea of a salon is a place where people can feel relax and be comfortable enough for their hair and nails to be worked on. Where the whole family can have their beauty needs met at a very relax atmosphere.
Currently, l am close to my idea but not close enough. I urgently needs an air conditioner that provides the kind of fresh air we all crave for, in my kind of environment. Our weather is not very kind and can be really hot at some point.
If this loan is funded, l will like to use the whole amount to purchase a very reliable air conditioner to help in making my Salon comfortable for the people who patronise the place and even draw in more clients.
I seek your continuous support and l pray you all lend a helping hand to my request.
Thank you.

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