Beauty salon

Entrepreneur

About Me

Am Happiness, married with 2 kids and 2 dependents a resident of Lusaka, Zambia.
I have always had an interest in being an entrepreneur instead of working for someone, as such even before getting married, i tried a number of business ventures, however due to luck of capital all failed.
After marriage, my husband through savings, helped me with a little capital which i used to start a salon business & now thanks to joining ZIDISHA last year, my business has grown even to allow me currently employ one person and i have a big appetite to grow my business & employ more youths in my community.
My plans for the year 2021 is to expand my business; open another salon, add mobile money for both Airtel & MTN users in my current salon and God willing venture into farming as well.

My Business

Currently with a million thanks to ZIDISHA loans, my salon business has grown to such a level as selling cosmetics for women such as make up kits, nails, nail polish etc, different hairs as well as platting of women's hair.
I do blowing of hair, steaming using my brand new hair dryer as well as toning services.
Last week i managed to register for mobile money agent with both Airtel & MTN and now badly in need of cash to invest in the business.

Loan Proposal

As my last loan was very help with salon equipment, this time i wish to buy alot of different hair for women as this period i have alot of demand from women wanting to do there hair for Christmas & new year parties. Am more than positive i can repay the loan before the due date like i have managed with the last one. My secret is to work extra had & now that i have a helper to, we can work faster also. Am also planning on purchasing a hair dryer for a start also.
Hope my request will be granted in a favorable time frame so i can benefit from this Christmas period.

Income Source

My business as really grown in the last few months that i have even managed to employ a helper. As this period there are alot of parties, i have alot of demand for women wanting to do there hair as such wont have a problem to repay the loan

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Loan Info

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