Entrepreneur
Name
Emma
Member since
December 2015
On-time repayments
74 installments • 62%
About Me
My name is Emma Midodzi and I'm 46 years old. I am very happy about my life today because my past was very terrible. I never thought l could own my shop, get married, give birth and be able to take care of them up to university level. I have six Children. Three girls and three boys. Four are in Senior High School and two of them are in the University. I started from a humble beginning after my apprenticeship. It was not easy being raised by a single parent and we were nine children. Through my determination and focus in life has gotten me to where l am today. Happily married and my children are always in joy. I have imparted that same hardwork , determination and focus in my children. All my children are all shooting straight at the moon and when they missed the moon, they will definitely find themselves among the stars. I am also giving them my ultimate support educationally to enhance and equip them to achieve the reality of their dreams.
My Business
I am so glad. I own my hair saloon. It is located at the heart of the town. Customers come from far and near. Travelers and new people come over because it is easily seen. Most importantly, my customers are very happy about my services to them. During occasions such as Christmas and Easter I'm always happy because l get a lot of customers to attend to. Likewise funeral and marriage ceremonies. I am blessed with one apprentice and l look forward to training more of them to make it in life. Through my business l have been able to adopt two children whose parents are no more. I reinvest 20% into the business, 40% into my children upkeep and education, 20% for my apprentice 20 into savings.
My profit margin varies daily and it ranges from 30% to 50% a day.
Loan Proposal
A beauty salon is an establishment that provides women with services to improve their beauty, such as hairdressing, manicuring, facial treatment, and massage. So having the right equipment is what guarantees full customer satisfaction and also builds a good patronage. I will use the loan to purchase the following supplies for my salon:
Shampoos
Conditioners
Hair Straightening And Perming Kits
Styling Gels
Serums
Mousse
• Hair Colors
• Hair Dyes
• Hair Extensions
• Wigs
Feedback
Positive
1
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$814.00
Date disbursed
Sep 13, 2016
Repayment status
Late
Projected term
60 months
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