20 installments • 60%
my name is Stanley kipkoech bett am married with two children born and raised in Bomet county and lives in longisa adjacent to Bomet na narok highway near longisa hospital.., my education level is high school coz I was unable to further my studies due to financial constraints and started doing casual labour till I got some little money which help me to start growing tomatoes and cabbages (agribusiness )and later I venturred into money transfer business as my side hustle because in agribusiness you get too much time to relax as then I thought mpesa could help me utilize this time while am waiting for either tomatoes, cabbages to mature and and ready for market of which I've seen great improvement in profit since I started it because I've hired one person to assist me when am committed elsewhere for I'm earning 300dollars or more in a month apart from agribusiness and am seeing zidisha as a beneficiary in terms of emergencies and looking forward to be part of in my daily work coz their in my work so if zidisha fund my businesses when I'm in need difinitely in the next two years I'll be far because their loan are flexible in terms of repayment.
I do farming (agribusiness) mainly growing potatoes, tomatoes and vegetables I thought of this idea when I saw huge demand for fresh vegetables in the nearest town because of more hotels and restaurants mushrooming same applies to schools in the neighborhood so my market for my products is town and school which has promoted my financial upto this where my two children can go to school without fees arrears and feed well ... finally I do mobile money transfer (mpesa) and banking agent services in bomet town with the surplus from farm products and profit ...the main reason why I risked to take both agribusiness and mobile money transfer was to ensure I remain vibrant in this field of business which is more competitive and requires more resilience which I've seen great improvement in financial growth so with zidisha flexible loans repayment I will manage to work even more harder.
I want to use the requested loan amount to purchase knapsack sprayer to use in my farm ....this assist alot in pest and weed control this season I've planted tomatoes.
I will look for more additional markets to sell my farm produce like I will have to travel almost 5 days a week to reach almost neighboring market and this an sure I will get huge to sustain my loan as well as stability in my current business ...,even though I got a reliable one.
Oct 22, 2020
Cost to entrepreneur
Service fee: $2.39
Credit risk payment: $1.92