Betty's restaurant inn

Beatrice Omanwa

Ongata Rongai, Kenya

100% repaid

Entrepreneur

Name

Beatrice Omanwa

Member since

May 2014

On-time repayments

309 installments  •  39%

About Me

My name is Beatrice Magoma Omanwa. I am aged forty six, single and have two children. My first born is a son called Brian who is 22 years old and in college. My second born is called Michelle aged 18 years old in form four.

I live in Ongata Rongai in Nairobi, Kenya.

I have gone up to college level.

I worked with Stanbic Bank Kenya, from 1997 to 2004 when I left due to restructuring of the organization when they were in the process of merging with CFC Bank.

I worked in operations department as a team leaders facilities.

I supervised 12 staff and was in-charge of administrative matters in the bank.

During my career I participated in many charitable work. Fund raising for children's homes, visiting them, going to hospitals to visit the sick and was in-charge of organizing for office function e.g Christmas parties.

I love cooking, entertaining guests, interacting with people of all kinds of life, site seeing and swimming.

When I left the bank my interest was to start up a restaurant, and in 2005 I put up one within my compound.

I learn t about your organization through a friend and am humbled to having been accepted by your team to apply for a loan for which I do not take for granted

My Business

After leaving employment, I decided to open up a restaurant with the dues paid to me. The business has been successful but due to fees contraints and having learnt about your organisation, I decided to register with Zidisha Organsation. I thank your team for shortlisting me to apply for the loan for which I thank you.

I run a restaurant at Ongata Rongai, Laiser Hill, Delta Road. It is located about 700 1 km from Rongai Shopping Centre. I merger in traditional dishes eg Githeri, Mokimo, Matoka, Osuga. I also blend and fresh juice.

My clientele are my neighbour, construction workers, students, office staff. I sell take aways for students and neighbours, and we deliver to offices during working days which is convenient for them.

I have two employees who assist in the preparation and supply.

I purchase my cooking stuff from neighbouring villages, green houses and my near by market.

If awarded this facility I will be able to expand my business by stocking the restaurant and since this is a new county many job opportunities have been created thus bring more customers to my restaurant.

Due to crime in our country the government has employed enough security thus enabling us to deliver in late hours.

My average income per day is about $120. My expense per day is about $30. My two employees fees is $ 81.

Through the sells from the restaurant, I will be able to repay the loan I owe to the organisation as per your requirements without fail. Having a financial and administrative skills, I will be able to handle finances well and shall keep you updated about my business on a monthly basis.

Loan Proposal

Thank you so much for giving me this opportunity to apply for my third loan. When awarded this loan I will stock my restaurant more specially with cereals (maize, ground nuts, rice, millet, beans about ($200), since this time of the year the prices are low. Secondly refurnish the restaurant about ($100) to have a new year look thus to attract more customers. I will also be able to purchase new plates and cups and serving stuff. The restaurant has helped my neighbours because they do not need to go far the buy taking away food since it is available and they have trust that my stuff is fresh. I have been making a profit of about Kes.500.00 per day hoping the profit will double come next year because I have prepared myself and am very positive that I will excel. I hope someday you will pay a visit and see my progress.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$271.49

Date disbursed

Dec 26, 2014

Repayment status

On Time

Projected term

32 months

Cost to entrepreneur

Lender interest: $271.49 at 6.51% annual rate over 32 months = $47.00

Service fee: $26.68

Lenders

D

Delph007

Den Haag, Netherlands

investor

Candiac, Canada

YB Song

Seoul, Republic of Korea

Johnny

shanghai, China

zphelj

Dallas, United States

ads68

Melbourne, Australia

Eduard

Dnepr, Ukraine

Cricketca

San Jose, United States

D

DavidJSmu

North Attleboro, MA, United States

Lambie

Perth, Australia

dmirpuri

Bangkok, Thailand

xtrahardware

Cazenovia, United States

A

Alexxa

Vancouver, Canada

T

thebonseung

Republic of Korea

Paul Buchheit

Mountain View, United States

trincowski

Vilar, Vila do Conde, Portugal

Bjorn

Heggedal, Norway

Loungin

United States

KM

Kirsty M

United Kingdom

P

Philip

Bremen, Germany

N

Niels

Berlin, Germany

Cassian Opara

London / Dubai, United Arab Emirates

S

Staf

Humbeek, Belgium

S

Steve

United States

K

Kristen

United States

RB

Renee B

United States

Ask Beatrice a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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