Bike for spark media outdoor activity

Benson Mwania

Machakos, Kenya

19% repaid

Entrepreneur

Name

Benson Mwania

Member since

March 2015

On-time repayments

264 installments  •  33%

About Me

I grew up knowing that I am a winner, even if things and present circumstances don't justify me. I justify myself. I am a writer, a playwright and a poet, with several articles still pending publication. I started this back in form two, and it has become part of my hobby, work and soon will be my profession.

School fees have been tricky to raise, both for myself and siblings. I have to stop advancing and help my younger brother to reach my level so that we can be even. I got a sponsorship, which enabled me complete my secondary education, but later society took over with friends and made me get my public relations diploma. In a few days, with the same tenacity and determination of a weed, I will advance and sharpen my skills. I have been a scout since 13, and I have learnt a lot: photography, design, and currently video shooting and editing.

People around value education, grades and later a good job, just like my first thought which society cultivates and waters it daily. But I want a different culture, where children grow up to create jobs and avenues for expression without being tied in the original thought, a liberal society where people are advancing in thought and positive actions.

My hobbies are playing basketball and poetry: it is in writing where I find my expression, solve my problems, and motivate others. I like my life more than anything else.

My Business

My primary business is public relation articles, photography, printing exams, designing event programmes and articles.

People have different rites in our society: marriage, birthdays, funerals and anniversaries. People want to be well-known and their businesses. They take care of their images and plan to improve them. That is my sufficient reason to bridge the gap. I provide answers and create wants in order to let them grow. I feel that I have the passion for my job, skills and influence to realize the goals which are to provide a creative plane and not a competitive one.

It costs 7,000 KSH a month to run the enterprise, rent, traveling and printing papers, and I get 15,000 in revenue depending on the season. The profits are rewarding; each penny is a winning bet and a goal achieved.

Currently I am renovating our rental houses, which are a source of livelihood to our family of six, source of school fees and food. I am planning to buy my own Epson printer to aid my publication work and service delivery.

Loan Proposal

i would like to purchase a motor bike for commuter,
out of this loan and savings i will be in a position to buy it.
my estimate is $800 .
i believe the bike will save the much i spend everyday on transport that is a total of $60 per month and also ease the much i transport public address system to events.
since this is an asset the much i used to spend on transport will be used to reinforce my business and saving.

Show original English  

About Me

It's another privilege to be on this platform, am happy for the far in realization of base dreams and goals I set forth a year ago being realized this day.
My name is Benson, i visualized spark media two years ago.
Today it is a reality. Out of your support and help I have been through the hardships and victories.
Out of zidisha initiative I have advanced my education, completed my driving course and video editing classes.
Being my own boss is a thing I desired, and now I feel confident to instruct and advice interested young people to try it.
Am preparing for family and I feel able. To grow both in investment and life
i began my enterprise out of motivation i had fro the book the law of success by napoleon hill.
it was not that easy to translate an inspiration to a practical tangiable structure but out of the drive i feel that i never wasted my time and efforts conceptualizing.
it has been to my life a point of doing more than what my enterprise does to me and the people.
on sundays i conduct sunday school classes and in the afternoon train young scouts.
its a way of giving back. paying forward.

My Business

Spark media deals with photography, video coverage editing and general printing services.
I have also introduced Internet services to supplement and meet my customer needs.
The business makes $250 per month and the cost of running the enterprise is $100 .
The profits are half ploughed back and the rest goes to savings and personal development.
the returns vary due to different demands of my clients and as my startup is hiking every side of my financial life
i chose my business because i love photography.i have no hardship doing what makes me feel confident.
i have much hope and a great future both for my life and the life of my spark agency.
much focus on saving and purchase of capital goods with a substancial liquidity ratio.
i also save on renovating family residental houses which is a side investment and security to my startup.

Loan Proposal

i would like to purchase a motor bike for commuter,
out of this loan and savings i will be in a position to buy it.
my estimate is $800 .
i believe the bike will save the much i spend everyday on transport that is a total of $60 per month and also ease the much i transport public address system to events.
since this is an asset the much i used to spend on transport will be used to reinforce my business and saving.

Feedback

3

None

None

  • nicole    Oct 20, 2017

    My second loan to Benson - still recommended!!!

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$631.57

Date disbursed

Nov 1, 2017

Repayment status

Late

Projected term

33 months

Cost to entrepreneur

Service fee: $26.63

Lenders

J

Jon

United States

karestan

Toronto, Canada

W

Witlof

Tsukuba, Japan

nicole

Worcester, Ma, United States

ErikN

Stockholm, Sweden

johnandmoliehi

Canton, New York, United States

Tavin

Ottawa, Canada

J

josh50

United States

S

SvenWaage

Stavanger, Norway

G

Goodwill

Oakland, United States

Ingela

Falun, Sweden

JFais

Atlanta, United States

lizandsteve

guelph, Canada

mepster

San Francisco, Ca, United States

Tobsoc

Hannover, Germany

B

bscent

Hong Kong

F

fvaneijk

Netherlands

TheGoodData

London, United Kingdom

UN

Uwe Neumann

Frankfurt Germany, Denmark

Gab

Singapore

Dave Bogard

New York, United States

TR

Tom Roucoux

Studham, Bedfordshire, United Kingdom

A

Aurelija

United Kingdom

W

Wade

United States

SK

Stefan Kruell

Muenster, Germany

RM

Roxane Milot

Gatineau, Québec, Canada

N

Nick

United States

wissam

Jeddah, Saudi Arabia

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

Christopher Hey

Sudbury, Canada

M

Maggie

Australia

AO

Ahana Ogle

United Kingdom

DM

Dimitri Malarme

Brussels, Belgium, Belgium

Elise E

United States

Carlo Cruz

Cincinnati, OH, United States

K

Katka

St Albans, United Kingdom

GC

Greger Cronquist

Göteborg, Sweden

KirstenAlana

Los Angeles, United States

JA

Jan Andresen

Hamburg, Germany

J

jennie

Guatemala

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

JA

Joshua Axtell

United States

MP

Max Power

United States

Christie Young

Boston, Ma, United States

K

Kyle

Durban, United Kingdom

RS

Rick Smith

Cuenca, Equador

M

Mark

Toulouse, France, France

MS

Mona S

United States

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

Z

Zidishartm

Rotterdam, Netherlands

S

seahillpark

United States

M

Mack

Harbor, Oregon, United States

Debbie Merritt

Zebulon, North Carolina, United States

Donnal Walter

Little Rock, AR, United States

M

Max

Canada

A

anna

Sacramento, California, United States

JU

jeremy upsal

United States

Brandon Wright

Salt Lake City, Ut, United States

LD

Linda Dee

United States

IR

Iza Rudnicka

United Kingdom

A

As

United States

Cam Smith

United States

David Nash

Sydney, Australia, Australia

R

RMIM

United States

A

Aaron

United States

KA

Khaled Asmri

Saudi Arabia

Mike

Indianapolis, United States

Chris

Nganmarriyanga, Australia

DW

Dan Winetsky

United States

Martha Fleury

Bethesda, MD, United States

WC

Walter Clarke

Phoenix, United States

P

Patrick

Shoreline, Washington, United States

L

Liam

New Zealand

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Benson a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$123.03

Amount remaining

$508.54

Expected completion

Aug 3, 2020

Status

Repaying late

Installment amount

$7.88

Repayment History

Expected Payments Actual Payments
Nov 13, 2017 $19.69 Oct 20, 2017 $19.69
Nov 20, 2017 $19.69 Oct 20, 2017 $6.49
Nov 13, 2017 $11.32
Nov 18, 2017 $1.88
Nov 27, 2017 $1.48 Nov 18, 2017 $1.48
Dec 4, 2017 $7.88 Nov 18, 2017 $6.49
Nov 22, 2017 $1.39
Dec 11, 2017 $7.88 Nov 22, 2017 $7.88
Dec 18, 2017 $7.88 Nov 22, 2017 $0.58
Dec 12, 2017 $3.94
Dec 14, 2017 $3.36
Dec 25, 2017 $7.88 Dec 14, 2017 $6.49
May 7, 2018 $1.39
Jan 1, 2018 $7.88 May 7, 2018 $7.88
Jan 8, 2018 $7.88 May 7, 2018 $0.58
May 8, 2018 $4.92
May 9, 2018 $2.37
Jan 15, 2018 $5.39 May 9, 2018 $2.55
May 21, 2018 $2.36
May 31, 2018 $0.17
Jun 4, 2018 $0.20
Jun 16, 2018 $0.11
Jan 22, 2018 $0.00
Jan 29, 2018 $0.00
Feb 5, 2018 $0.00
Feb 12, 2018 $0.00
Feb 19, 2018 $0.00
Feb 26, 2018 $0.00
Mar 5, 2018 $0.00
Mar 12, 2018 $0.00
Mar 19, 2018 $0.00
Mar 26, 2018 $0.00
Apr 2, 2018 $0.00
Apr 9, 2018 $0.00
Apr 16, 2018 $0.00
Apr 23, 2018 $0.00
Apr 30, 2018 $0.00
May 7, 2018 $0.00
May 14, 2018 $0.00
May 21, 2018 $0.00
May 28, 2018 $0.00
Jun 4, 2018 $0.00
Jun 11, 2018 $0.00
Jun 18, 2018 $0.00
Jun 25, 2018 $0.00
Jul 2, 2018 $0.00
Jul 9, 2018 $0.00
Jul 16, 2018 $0.00
Jul 23, 2018 $0.00
Jul 30, 2018 $0.00
Aug 6, 2018 $0.00
Aug 13, 2018 $0.00
Aug 20, 2018 $0.00
Aug 27, 2018 $0.00
Sep 3, 2018 $0.00
Sep 10, 2018 $0.00
Sep 17, 2018 $0.00
Sep 24, 2018 $0.00
Oct 1, 2018 $0.00
Oct 8, 2018 $0.00
Oct 15, 2018 $0.00
Oct 22, 2018 $0.00
Oct 29, 2018 $4.92 Jan 24, 2019 $4.92
Nov 5, 2018 $4.92 Feb 4, 2019 $4.92
Nov 12, 2018 $7.88 Feb 12, 2019 $7.88
Nov 19, 2018 $5.91 Feb 12, 2019 $1.97
May 3, 2019 $3.94
Nov 26, 2018 $0.00
Dec 3, 2018 $0.00
Dec 10, 2018 $0.00
Dec 17, 2018 $0.00
Dec 24, 2018 $0.00
Dec 31, 2018 $0.00
Jan 7, 2019 $0.00
Jan 14, 2019 $0.00
Jan 21, 2019 $0.00
Jan 28, 2019 $0.00
Feb 4, 2019 $0.00
Feb 11, 2019 $0.00
Feb 18, 2019 $0.00
Feb 25, 2019 $0.00
Mar 4, 2019 $0.00
Mar 11, 2019 $0.00
Mar 18, 2019 $0.00
Mar 25, 2019 $0.00
Apr 1, 2019 $0.00
Apr 8, 2019 $0.00
Apr 15, 2019 $0.00
Apr 22, 2019 $0.00
Apr 29, 2019 $0.00
May 6, 2019 $3.94 May 8, 2019 $1.97
May 14, 2019 $1.97
May 13, 2019 $7.88 May 15, 2019 $1.97
May 20, 2019 $7.88
May 27, 2019 $7.88
Jun 3, 2019 $7.88
Jun 10, 2019 $7.88
Jun 17, 2019 $7.88
Jun 24, 2019 $7.88
Jul 1, 2019 $7.88
Jul 8, 2019 $7.88
Jul 15, 2019 $7.88
Jul 22, 2019 $7.88
Jul 29, 2019 $7.88
Aug 5, 2019 $7.88
Aug 12, 2019 $7.88
Aug 19, 2019 $7.88
Aug 26, 2019 $7.88
Sep 2, 2019 $7.88
Sep 9, 2019 $7.88
Sep 16, 2019 $7.88
Sep 23, 2019 $7.88
Sep 30, 2019 $7.88
Oct 7, 2019 $7.88
Oct 14, 2019 $7.88
Oct 21, 2019 $7.88
Oct 28, 2019 $7.88
Nov 4, 2019 $7.88
Nov 11, 2019 $7.88
Nov 18, 2019 $7.88
Nov 25, 2019 $7.88
Dec 2, 2019 $7.88
Dec 9, 2019 $7.88
Dec 16, 2019 $7.88
Dec 23, 2019 $7.88
Dec 30, 2019 $7.88
Jan 6, 2020 $7.88
Jan 13, 2020 $7.88
Jan 20, 2020 $7.88
Jan 27, 2020 $7.88
Feb 3, 2020 $7.88
Feb 10, 2020 $7.88
Feb 17, 2020 $7.88
Feb 24, 2020 $7.88
Mar 2, 2020 $7.88
Mar 9, 2020 $7.88
Mar 16, 2020 $7.88
Mar 23, 2020 $7.88
Mar 30, 2020 $7.88
Apr 6, 2020 $7.88
Apr 13, 2020 $7.88
Apr 20, 2020 $7.88
Apr 27, 2020 $7.88
May 4, 2020 $7.88
May 11, 2020 $7.88
May 18, 2020 $7.88
May 25, 2020 $7.88
Jun 1, 2020 $7.88
Jun 8, 2020 $7.88
Jun 15, 2020 $7.88
Jun 22, 2020 $7.88
Jun 29, 2020 $7.88
Jul 6, 2020 $7.88
Jul 13, 2020 $7.88
Jul 20, 2020 $7.88
Jul 27, 2020 $7.88
Aug 3, 2020 $6.46

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