Printing science textbooks

Nicholas

Sunyani, Brong Ahafo Region, Ghana

2% repaid

Entrepreneur

Name

Nicholas

Member since

July 2017

On-time repayments

130 installments  •  58%

About Me

Nicholas Saddari is my name. I am a product of the University of Cape Coast, cape coast Ghana where I studied bachelor of education (BEd) Science from 2008-2012. I am the author of Man Sada Series Science books for Junior High Schools in Ghana. I started writing in 2011 while in school. I am also teacher my profession and I teach at Chiraa Senior High School, Ghana where I also earn my salary. I have been teaching since 2016. I am currently pursuing MSc Sustainable Energy Management from the University of Energy and Natural Resources, Fiapre Ghana where I will graduate this year. I am also an assembly member for sunyani municipal assembly for the past two and half years and still serving till 2019 where another elections will be held.

My Business

Man Sada Series is a publication which is into science books. this is a Junior High School integrated science books which is used as a supplementary text books. they are sold directly to schools and others to book shops for individual to also purchased. I also earn income from my teaching through the salary I receive. the salary is sometimes used to support the book business when the need arises.

Loan Proposal

60g of 30 bond papers will be bought to print my books. this will be bought with GH6000 while the remaining 2454 will be used to reimburse my school fees (PhD). this will help increase my profit margin between 7-8% which will help pay for the loan. this will also help to increase sales as we are still in the peak season in the books business in Ghana. i will also use this opportunity to thank my lenders and zidisha for the trust in lending to me.

Feedback

1

None

None

  • Dixie Davis    Dec 5, 2018

    He's working hard with the money he's received so far. He completed his master's degree and has started towards his Ph.D.! And he's trying to educate young people in science!

    Log in to reply • Share


Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$1,750.00

Date disbursed

Jan 8, 2019

Repayment status

Late

Projected term

18 months

Lenders

A

Anninymouse

Southampton, United Kingdom

K

Katpjotr

Sint-Maria-Oudenhove, Belgium

Brian

Midhurst, Canada

valentin

Stockholm, Sweden

investor

Candiac, Canada

Elinor

Maple Lake, MN, United States

C

chkuo

Taipei, Taiwan

T

tatts2000

melbourne, Australia

Umair Mahmood

Raleigh, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

G

Gastao

Covilhã, Portugal

D

drjofleming

UK, United Kingdom

A

andyfletcher

I want my "My loans" page back, Qatar

Johnny

shanghai, China

lietu

Tallinn, Estonia

D

dancesflo

sao carlos, Brazil

S

soren

Göteborg, Sweden

ErikN

Stockholm, Sweden

Judith

London, United Kingdom

AndreaBravi

London, UK, Canada

Alessandro

Verona, Italy

I

Interfree

Dubai, United Arab Emirates

T

traderjohn

Baltimore, United States

mike123riley

Palo Alto, United States

L

ldron7

Utah, United States

Martin

Manama, Bahrain

A

anonymus

Moon, United States

T

Tallago3

Munich, Germany

johnandmoliehi

Canton, New York, United States

MienDeGraeve

Ouagadougou, Burkina Faso

T

ToddK

Indianapolis, IN, USA, United States

Svenip

Vienna, Austria

MakeSense

-, St. Kitts and Nevis

BJ

Brandon Joz

North Carolina, United States

D

dterryn

Brussels, Belgium

4

42Theo

London, United Kingdom

gr8ful

Syracuse, United States

A

AlexCheng

Seattle, United States

S

Senryu91

caldogno, Italy

TK

Tim Koppel

WOLLONGONG, Australia

HansLindgren

Uppsala, Sweden

B

briansedz

Canton, Ohio, United States

S

SelvaMarcus

Green Cove Springs, United States

CharlieBfl

Vaduz, Liechtenstein

G D Export

Kolkata, India

J

jjonas

berlin, Germany

B

Bavarian

Bavaria, Germany

F

fisaire

Ithaca, United States

A

anonymous123

United States

tasos

hove, United Kingdom

G

graememoss

Amsterdam, Netherlands

indeh

London, United Kingdom

J

Jaslogic

Castle Rock, United States

Sundstroms

Falun, Sweden

ElWal

Kirn, Germany

SeeMeeFi

Ontario, Canada

Erica

Caledon, Canada

kickerofelves

Sao Paulo, Brazil

Cloudways

Malta, Malta

Ellwood

Richelieu, France

Andreas1974

Fristad, Sweden

P

pillepalle

Osnabrück, Germany

S

SvenWaage

Stavanger, Norway

Namaste250

Pittsford, United States

L

loistf

Madrid, Spain

G

Goodwill

Oakland, United States

L

leniwiec

Poznan, Poland

ads68

Melbourne, Australia

R

Rking

Eugene, United States

P

Prysdahl

Marshall, United States

Christopher

Copenhagen, Denmark

Ingela

Falun, Sweden

L

leeirel

Edmonton, Canada

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

camilberlin

Berlin, Germany

I

ianb723

ROCHESTER, United States

Cricketca

San Jose, United States

Z

zedoud

Hamburg, Germany

calvero

Bergen, Norway

H

HomesteadSchool

Glen Spey, United States

G

Goldrivermob

Gold River, Canada

K

kjustad

Asker, Norway

neocodesoftware

vancouver, Canada

Anto82

Eraclea, Italy

M

Moonknight

Østre Gausdal, Norway

I

IonutN

Bucharest, Romania

Hedwich

Gorssel, Netherlands

Zal0m0n

Atlantis!!!! x), Mauritania

K

kingcamo1095

Mountain Home, United States

A

AndrewC

London, United Kingdom

Generaal

Antwerp, Belgium

gseletko

South Perth, Australia

S

Smith

Kespu'kwitik, Canada

L

Leonora

TÄBY, Sweden

Z

ZandC

Sacramento, United States

JOKer

Weisendorf, Germany

JonB

London, United Kingdom

H

Habroukema

Austin, United States

dmirpuri

Bangkok, Thailand

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

lizandsteve

guelph, Canada

HealthcareProvider

Baltimore, United States

NedRyerson

Munroe Falls, United States

Freewolf

Salt Lake City, United States

R

richdullaghan

Encinitas, United States

H

Haavard

Bergen, Norway

Evan Lamos

Brussels, Belgium

TomF925

www.AfricaLeap.com, United States

B

Berkeley100

Berkeley, CA, United States

D

DanielW

United States

sderickson

Berkeley, CA, United States

G

GoughGirl

Washington, Dc, United States

Arjan Geven

Vienna, Austria

D

drorm

United States

KrautFunding

Hamburg, Germany

R

roozbeh

United States

cc5alive

Los Angeles, United States

Justin

Connecticut, United States

A

adiipienaar

South Africa

M

meric

Australia

M

Marko

Helsinki, Finland

D

DandS

United States

poorinvest

Sandefjord, Norway

A

ahgillett

United Kingdom

B

bugdaniel

Switzerland

K

Karpet

Faroe Islands

bb4dogs

United States

joshuacollinson

Vienna, Austria

Insomnus

Cheltenham, United Kingdom

larry

Sweden

J

jbhernan

United States

mepster

San Francisco, Ca, United States

chriseyre

Fremont, Ca, United States

TyWee

Manila, Philippines

B

bscent

Hong Kong

V

vbud

United States

D

DStateDDB

United States

F

factotums

United States

I

idris

United States

Suman

Gold Coast, Australia

ThomasJosef

Berlin, Germany

N

Nicole

Pittsburgh, United States

A

AlexH

United Kingdom

J

Joggele

Austria, Austria

Pascal Coyles

Ghent, Belgium

J

jocor

Germany

Bryan

Houston, United States

K

KiraDee

United States

Jamal Hamou

Cascadia, Canada

Otto Barten

Amsterdam, Netherlands

C

ColoradoSkier

Denver, United States

P

Prometheus

Duisburg, Germany

N

Nicolaas

Doha, Qatar

SV

sven vdk

Twickenham, United Kingdom

D

ddm08

United States

G

GEMMGMT

United States

P

pnrjulius

United States

SuperMario28

Cudahy, United States

KieranB

Ireland

Kyle Hoback

Omaha, United States

M

mbarbier

United States

S

Stephan

Netherlands

JL

Joao Leal

United Kingdom

SK

Sebastian Krohn

Amsterdam, Netherlands

KM

Kirsty M

United Kingdom

Alberto Cereser

Copenhagen, Denmark

Eduardo

Sorocaba, Brazil

S

Sven

Netherlands

DR

Daniel R

Berlin, Germany

E

Erich

Zurich, Switzerland

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Family Mueller

Petershagen, Germany

Fred

Germany

MD

Miles Dodge

CORVALLIS, United States

SMOICE

Berlin, Germany

MW

Matt Willis

United States

W

Wade

United States

PC

Patrick Clavette

Hartford, Wisconsin, United States

H

Hakon

Drammen, Norway

Wendy

Los Angeles, United States

Craig

Memphis, TN, United States

E

erica

antwerpen, Belgium

RM

Roxane Milot

Gatineau, Québec, Canada

Julia

United States

KD

Kent Don

United States

TB

Taylor Brown

United States

BS

Bruno Silva

United States

EB

Erica Brescia

United States

AF

Alysn Ford

United States

NH

N Holt

United States

JD

Jeff DePree

United States

John Prendiville

Portland, United States

ME

Manaal Eisa

Washington DC, United States

RH

Rebecca Hahn

Halle, Germany

CNV

United States

TH

tom hd

United Kingdom

BB

Ben Bellows

United States

Corina King

Calgary, Canada

Pedro R-C

Cambridge, United States

R

Rembrandt

United Kingdom

M

Mart

United Kingdom

J

Juan

Netherlands

KM

Keir M

London, United Kingdom

N

Nick

Greater London, United Kingdom

AH

ajay hampapur

United States

N

Nick

United States

Aran Dunlop

United States

Akirahugo

Dortmund, Germany

wissam

Jeddah, Saudi Arabia

TF

Tom Fawcett

United States

Paul Smithson

Leeds, United Kingdom

Amanda Orson

Stamford, Ct, United States

A

Andrei

United States

A

Adam

United Kingdom

AK

Achim Königs

Bonn, Germany

P

Peter

Bratislava, Slovakia

JM

Jo McDonnell

United Kingdom

Cliff

United States

NR

Nina Roth

United Kingdom

R

Ryan

United States

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

CC

Chris Cutter

United States

Strong

Netherlands

JC

Justin cohan

United States

S

stevensau

United States

K

Katka

St Albans, United Kingdom

KE

Karen Epolito

Syracuse, NY, United States

PR

Priscilla Rathbone

Seattle, Washington, United States

P

Phips

Switzerland

I

isaac

United Kingdom

DK

Danny Kelly

United States

RC

Rudi Chen

United States

KK

karl kerksiek

United States

Carla

United States

Rondolfson

Münster, Germany

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

BR

Bob Reus

Netherlands

CR

Christopher R

Denver, CO, United States

Jes-c

United States

RG

Ravi Gadad

United States

CW

Callum Watson

United Kingdom

JA

Jan Andresen

Hamburg, Germany

AS

Aida Smith

United States

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

TO

Thomas O'Neil

United States

SA

Shar Alamdari

Los Angeles, United States

Ed

Howells, United States

Ren

Minneapolis/StPaul, United States

Benjamin Kniaz

Boston, United States

WS

Warren Shen

United States

Gerrit

Palm Harbor, FL, United States

KJ

Kevin J Baird

Cleveland, OH, United States

JA

Joshua Axtell

United States

Richard Benyon

United States

NM

Nitya Marepally

San Ramon, CA, United States

Day Family

Melbourne, Australia

MM

MB McKenna

United States

A

Ari

United Kingdom

R

Ryan

Albuquerque, NM, United States

R

Ralf

Germany

BP

Bill Piper

United States

Ellen

Michigan, United States

S

Stephanie

Los Angeles, United States

K

Kyle

Durban, United Kingdom

HH

Heather Hill

United States

D

Dalton

San Francisco, United States

TK

Thomas Kramer

Canal Winchester, United States

Diane U

Olympia, Wa, Usa, United States

Jean Wren Chan

United States

GS

Gary Sinard

Franklin, TN, United States

Paul Thompson

York, United Kingdom

M

Mack

Harbor, Oregon, United States

JF

J Fister

United States

David Nash

Sydney, Australia, Australia

R

RMIM

United States

A

Aaron

United States

Mike

Indianapolis, United States

WC

Walter Clarke

Phoenix, United States

JH

Joseph Hwang

Houston, United States

L

Liam

New Zealand

CA

Carles Alcolea

Barcelona, Spain

Malibu River

Tokyo, Japan

E

Eric

Canada

Tyler Metcalf

Utah, United States

SS

Sandi Smith

Pimpama. Queensland, Australia

Keith Chan

Toronto, Canada

S

Sarah

Arlington, United States

ZS

Zach Silveira

Asheville, Nc, United States

S

S

Canberra, Australia

Nethanel Kohen

NYC, United States

Daveycee

The Hague, Netherlands

daniel

maryborough, Australia

HB

Hugo Boss

United Kingdom

A

Anonymous

United States

Chris

Zurich, Switzerland

Ronald

Dättwil, Switzerland

NS

Natalie Stone

United States

H

Haley

United States

JL

James Little

United Kingdom

RD

Roel De Meester

Antwerpen, Belgium

Chris

Fairfax County Virginia, United States

AJ

AJay Jacobs

United States

sbdoc

Reno, United States

Claire Lewis

Wales Uk, United Kingdom

E

EJOBIV

United States

AA

Andrew and Kim

Nashville, TN, United States

FP

Fred Pratt

United States

J

JB

Germany

M

Miles

United States

MH

Matt Hodges

United Kingdom

CH

Christian Holck

United Kingdom

Genuine Interest

Singapore, Singapore

Brian Thomson

Lyndoch, South Australia, Australia

G

Georg

Germany

WV

Wouter van Buizen

Amsterdam, Netherlands

K

kc

United States

I

Ivan

New York, United States

Dieter Meeuwis

Deurne (Antwerpen), Belgium

AR

Axel Ratzer

Neuss, Germany

KA

Kimmy and Chad

Los Angeles, United States

Kyra

Bussum, Netherlands

EA

Eric Ayers

Atlanta, United States

Adrian

Liverpool, United Kingdom

M

Mika

Switzerland

Dustin Lape

Lynchburg, United States

Peter Collins

Darmstadt, Germany

CE

Christopher Engleright

Stafford, United States

DD

Dixie Davis

Kyle, United States

Philippe Nadouce

London, United Kingdom

Andrew

United States

B

Bram

Germany

Nathan

Columbus, United States

GB

Glenn Butler

United States

AL

Anna Lusero

United States

S

Suzanne

United Kingdom

RS

Ralph Smyth

United Kingdom

Daniel Carvalho

Lusaka, Zambia

A

Anne

Germany

GF

Gammon Family

United States

CT

Calin Tif

United States

NB

Nikolaus Bührer

Karlsruhe, Germany

Angela Chu

Toronto, Canada

M

mhuuden

Netherlands

A

Anonymous

United Kingdom

Ask Nicholas a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • TomF925    Jan 2, 2020

    I recommend you contact Zidisha and refi at lower rate. Talk to Zidisha.

    Log in to reply • Share
  • Kusi    Dec 24, 2019

    Slow payment due to poor business.

    Log in to reply • Share
  • Kusi    Nov 18, 2019

    Promise to make payments.

    Log in to reply • Share
  • Kusi    Oct 16, 2019

    This man is having an issue in terms of finances. He said he will pay.

    Log in to reply • Share
  • Kusi    Sep 12, 2019

    He told me his busniess alomost collapsed.

    Log in to reply • Share
  • Kusi    Aug 10, 2019

    Business is slow he said.

    Log in to reply • Share
  • Nicholas    Jun 23, 2019

    Business has been slow

    Log in to reply • Share
  • Nicholas    May 17, 2019

    Printing of new books just began

    Log in to reply • Share
  • Nicholas    Apr 11, 2019

    there has been some changes in sale

    Log in to reply • Share
  • Ren    Feb 6, 2019

    Good luck, Nicholas! It seems as this has been quite frustrating for you regarding your disbursement. I truly hope it is all working out by now.
    Best,
    Karen

    Log in to reply • Share
  • Nicholas    Feb 3, 2019

    Production is not completed

    Log in to reply • Share
  • Nicholas    Jan 20, 2019

    I couldn't start the printing early as a result of the delay in the delay of the disbursement of my loan

    Log in to reply • Share
  • J    Dec 26, 2018

    Dear Nicholas,

    This is a place to communicate with your lenders. Please create a support ticket using the help menu (www.zidisha.org/borrower/help) to get help from a staff member.

    Kind regards,
    Joost
    Team Zidisha
    Lender Volunteer

    Log in to reply • Share
  • Nicholas    Dec 25, 2018

    Does zidisha really reads our messages?
    Our concerns are not addressed when ever we post a complaints here.
    I have not received my loan since the 6 th I was told my loan has been disbursed and I don't know what zidisha is doing about it. Moreover, I have started repayment of this loan I am yet to receive for the past 3 weeks.
    I suggest, zidisha should confirm payment before we will be asked to make payment for our loans.
    I hope this message will be read and my problem will be addressed. I know zidisha will ask me to use the Help tool which I has done severely.
    Please it's becoming more frustrating

    Log in to reply • Share
  • Nicholas    Dec 15, 2018

    1. this has become necessary because I have not received my loan up to date. I have made several complaints but still to no avail. please zidisha should make sure that the money is credited into my account.
    2. zidisha should make sure monies are credited into our accounts before asking us to make payments for that loan. it is unfair to pay for loan Not received.

    Log in to reply • Share
  • Nicholas    Dec 13, 2018

    good morning lenders and zidisha team. it is has been more than a week now since I was told that my loan has been disbursed but has not hit my account yet. notwithstanding, zidisha has given me a reminder to make payment of loan that I have not received. zidisha should hold unto the loan repayment before I receive my loan to start my business so that I can pay from the proceeds.

    Log in to reply • Share
  • Nicholas    Dec 6, 2018

    Part of the money will be use to purchase 60g bond papers for my printing and the remaining will also be use to finance my PhD education. I will also use this medium to thank my lenders for lending me this amount to expand my business and also continue my education

    Log in to reply • Share
  • SKWAW    Dec 6, 2018

    Wishing you the best, you are amazing :)

    Log in to reply • Share
    • Nicholas    Dec 11, 2018

      Thank you. But my loan which I am told has been disbursed has not hit my accounts yet but I am expected to make my first payment of the loan on Saturday which I have not received. Meaning I'll be paying for a loan I have not received. And if I don't pay on the said date,my on time payment will be reduced. I think zidisha should make sure that payment has hit the account before any payment will be made.

      Log in to reply • Share
  • Nicholas    Dec 1, 2018

    the amount was used to purchase 29 bond of 60g of papers for the printing. this has helped increased the profit margin by about 7 - 8% which was used to reimburse into the business. i have also been able to employ one additional person into the business. i have also completed my master's degree as an achievement in my life. in addition, i have also gain admission to do my Ph.D.

    Log in to reply • Share
    • Dixie Davis    Dec 5, 2018

      Wonderful!!!!! Congratulations on achieving your master's degree!!!!! What a wonderful accomplishment! Best wishes on your Ph.D.! What are you studying? I'm so happy for you!

      Log in to reply • Share
      • Nicholas    Dec 5, 2018

        I am currently studying PhD in sustainable energy management. Thank you and my doors are opened for collaboration

        Log in to reply • Share
  • Nicholas    Nov 25, 2018

    I have made my installment payment this week too.

    Log in to reply • Share


Loading...

Loading...

Loading...