Boost my grocery business

Elisha

Eldoret, Kenya

100% repaid

Entrepreneur

Name

Elisha

Member since

June 2014

On-time repayments

89 installments  •  57%

About Me

I am 49 years old married to one wife with 3 children,the eldest daughter is in the final year high school .The second born and last one are boys and are in primary school.
I am a pastor in Citadel of praise church in Eldoret Kenya and also am a business man together with my wife .
I live in a slum estate known as Kamukunji in old Uganda road stage 4 next to Gituro quarry ,you turn to the lest side and their is our plot .The owner is Mr. David N. Wainaina plot number is 16/528/001
I am a high school drop out that is form 4 level in kenya.
I started this grocery business to bust our income to make us able to pay all our bills and use the rest to purchase food and house hold goods.
My hobbies is listening to gospel music and reading the bible and travelling and my free time I go around the estate preaching to people and witnessing to the people about Jesus Christ as the Lord and savior

My Business

My business is grocery in Kamukunji estate of Eldoret .
I started the business two years ago ,my source of the earning from church and also the profit I make from the business.
The goods I sell to my customers are green vegetables ,beans,pears ,rice ,groundnuts,tomatoes,dry fish and all kinds of cereals in my shop .
My customers prefer my business because I am always there to serve them and they never find us closed .
The business is profitable because there is high demand for the products that we are selling to them.The estate is over crowded or densely populated .The risk my business faces is scarcity of products due to long drought and also political instability and ethnicity.
My typical monthly cost of running the business is US$ 120 while Gross profit or income before these expenses is usually approximately US$ 275 .

Loan Proposal

I am Elisha Anditi 49 years old married to one wife with 3 children,the eldest daughter is in the final year high school .The second born and last one are boys and are in primary school. I am a pastor in Citadel of praise church in Eldoret Kenya and also am a business man together with my wife . I live in a slum estate known as Kamukunji in old Uganda road stage 4 next to Gituro quarry ,you turn to the lest side and their is our plot .The owner is Mr. David N. Wainaina plot number is 16/528/001 I am a high school drop out that is form 4 level in kenya. I started this grocery business to bust our income to make us able to pay all our bills and use the rest to purchase food and house hold goods. My business is grocery in Kamukunji estate of Eldoret . I started the business two years ago ,my source of the earning from church and also the profit I make from the business. The goods I sell to my customers are green vegetables ,beans,pears ,rice ,groundnuts,tomatoes,dry fish and all kinds of cereals in my shop . My customers prefer my business because I am always there to serve them and they never find us closed . The business is profitable because there is high demand for the products that we are selling to them.The estate is over crowded or densely populated .The risk my business faces is scarcity of products due to long drought and also political instability and ethnicity. My typical monthly cost of running the business is US$ 160 while Gross profit or income before these expenses is usually approximately US$ 305 .

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$149.00

Date disbursed

Sep 30, 2014

Repayment status

On Time

Projected term

2 months

Lenders

ElWal

Kirn, Germany

Sarasota

Sarasota, Fl, United States

dlpringle

Denver, United States

M

mguenter

Switzerland

M

MigwiK

Brecht, Belgium

J

JessicaAna

Maputo, United States

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  • Elisha    Apr 2, 2016

    Am very sorry for being late in payment of the installments, I had a problem in my business but I promise to clear all the areas next week early.
    Thank in advance for being patient for me ,God bless you all.

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  • Elisha    Dec 19, 2015

    The Elnino rainfall type has really caused a lot of havoc in this region of ours for that reason customers have gone away from this place and of course sales has gone down completely and therefore I can not be able to pay the whole amount that I was paying before

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  • Elisha    Dec 11, 2015

    Please last Sunday I paid 200 and I have not missed even a single day therefore I don't know what is wr5ong with your system

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  • andyfletcher    Sep 22, 2015

    Hello Elisha,
    I hope your father is feeling better. Do you have any news of Faith Wambui? She has not made any repayments for a long time.

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  • Elisha    Aug 19, 2015

    I have a sick person in the Hospital therefore most of my income is going for treatment bill and that is my old Father .Please I will resume my normal payment scheduled after ward .
    Thanks in advance for your assistance.

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  • Elisha    Jul 21, 2015

    The rain is too much in this region therefore the sales is too low for now .
    Am asking to pay 500 for a while then I will resume my normal scheduled of repayment.
    Thank you min advance for helping me .
    Yours Elisha Anditi

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  • Elisha    Jul 10, 2015

    I received 88,325/=Kshs only yesterday evening.
    I will soon buy a motor bike for distribution of for my fruits .
    Thank you so much Zidishga Lenders for Lending me again .God bless you so much .
    Long live Zidisha.

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  • Elisha    Jul 7, 2015

    Ma God bless you all lenders for giving another loan ,thanks very much for funding fully and being of great help

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  • Elisha    Jul 3, 2015

    Am so happy with you lenders ,You are doing great work all over the world by lending the up coming entrepreneurs like m,e .
    Thanks in advance for funding me again.

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  • Elisha    Jul 2, 2015

    i take these opportunity to thank all lenders for giving me an opportunity borrow my last loan was good it realy helped me boost my business.May God bless you.I also look forward to your help as I apply another loan

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  • Elisha    Jun 27, 2015

    I and my Business is doing so well ,It has increased by double by this time and I just expect to apply for a another loan to Boost it further.
    God Bless you Zidisha lenders.
    Yours Elisha Anditi

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  • andyfletcher    Jun 23, 2015

    Hello Elisha,
    Thank you for your work as VM for Eunice Kiptoo so far. Do you have any update from her on her repayments? Thank you.

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  • Elisha    Jun 16, 2015

    The business is doing so well that is why I have increased my payment.
    i hope to complete all my installment soon and apply for another which will enable me add more stock to my business.

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  • Elisha    Jun 5, 2015

    All is well dear lenders God bless you for being of help

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  • Elisha    May 21, 2015

    The Zidisha has made me grow and grow big in the business world unlike before when I could seek funds from the bank and fail because of the collateral But ,Zidisha is giving just on trust
    GOD BLESS ZIDISHA

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  • Elisha    Mar 11, 2015

    Dear zidisha I just wanted to let you know that I had some funeral for my brothers child and I had to spend alot ,kindly allow me to pay ksh.,400 for the next two weeks then I will go back to normal schedule

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  • Henry    Feb 27, 2015

    CONGRATULATION ELISHA IN YOUR BUSINESS GOD WITH US AMEN.

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  • Elisha    Dec 16, 2014

    WHEN DOING MY LOAN APPLICATION I HAD SUGGESTED KSH.1400 WHICH IS MORE CONVENIENT TO ME ,BUT UNFORTUNATELY WHEN I RECEIVED MY LOAN I FOUND IT READING KSH 2200. I CAN DO PAY THAT AMOUNT IN SOME WEEKS ESPECIALLY WHEN THE THE SALES ARE HIGH BUT TO AVOID DEFAULTING BETTER SMALLER INSTALLMENT,THEN IF SALES ARE HIGH STILL I CAN PAY MORE.

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  • Elisha    Dec 3, 2014

    Thank you so much zidisha lenders for the great concern you have for me and my business as things stand I will be definitely be funded fully before it takes long for this is the pick of this kind of business.
    God bless zidisha.long live zidisha.

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  • Elisha    Dec 1, 2014

    Dear zidisha team , Since we have just begun the month of December,I would like to appeal to zidisha lenders to do so before it is long gong because as I stated before in my loan application that this month is the best with the kind of this business am doing in this region.
    Thank you so much for assisting me to secure it within this first week of December.
    God the lenders

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