Cellestine
Kakamega, Kenya
36% repaid
Name
Cellestine
Member since
January 2014
On-time repayments
384 installments • 93%
‘My Name Is Cellestine shisia. I am a Trained pharmaceutical technologist and a self-taught fashion designer specialised in jewellery beauty and related fields.
I generally have a passion for Entrepreneurship especially that which is geared to creating
youth Employment. i have created a good base of customers within and outside the county.
I wish to use this platform to get funds to expand my project and increasing the number of
youth in self-employment because my dream is to employ as many young people and also empower elder women to be self sufficient. I have been able to use the profits to support several girls education and still intend to continue supporting them as they are still in school.
My plan to start my own pharmacy /chemist has finally materialised since I now have my own registered licence. with the extra profit I have been able to start putting things togetherbfor my own chemist.
I have been running 2 businesses; they are both Offline a beauty shop and bead work in kakamega county.
Since i got married i relocated to Mbita which is in south Nyanza part of Kenya on the shores of the lake Victoria. I had to go slow on my previous business and am now concentrating on running a pharmacy.
Having done a diploma in pharmaceutical technology and fully certified by the pharmacy and poisons board i have decided yo venture into pharmacy business.
Pharmacy business in Kenya is a lucrative business with extremely good returns. The start up capital is a bit high but with a small stock it can resyock itself to become a very big business in a short span of time.
I have been able to register my business as MICEN HERITAGE which cost around 10 dollars and registered the chemist with pharmacy and poisons board which cost 150 dollars.
Shelving and painting of the premise is done. I believe if i get to stock during this festive season the business will do well.
The returns expected at the beginning might be small but it will rise in 6 months slow by slow.
Good communication skills, neat and clean premises and fair prices will be my strong points inoreder to attract customers.
The premise location is very strategic . Its along a busy path at the market place.
As the premise grows i intend to employ one person at the beginning and increase the number as the need arises.
My dream is to own a wholesale pharmacy with a line of pharmacies in south nyanza region which will provide employment to a number of locals.
With the knowledge i acquired in class and experience during my internships i believe i will provide the best services that a pharmacy business requires to grow into a wholesale and i will emerge the BEST among the best with the help of God.
The loan requested will be used for stocking the chemist and marketing efforts of the chemist
I would like to come up with fliers, be able to open an online page in addition to my facebook page. with this i believe i will increase my sales and the profit margin will be great. thanks to the first three loans it has been able to help my business a lot and i believe this fourth loan is going to make things even better. thanks to the previous zidisha loans i was able to increase my stock and i can say the business did well and it enabled me to repay the loan 100% on time and even start a new and bigger venture.
with this amount i intend to grow my business. i intend to stock my pharmacy so as to realize maximum profits. i believe when i stock all the fast moving drugs i will be able to sell much more.
NEW STOCK $700
TRANSPORTATION $50
SHELVING $150
LICENCE RENEWAL $150
MISCELLANEOUS EXPENSES 100
TOTAL $1150
with this stock i will be able to get 100% profit
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,137.00
Date disbursed
Apr 10, 2019
Repayment status
Late
Projected term
30 months
Other loans
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Amount repaid
$404.73
Amount remaining
$732.10
Expected completion
Oct 17, 2021
Status
Repaying late
Installment amount
$11.12
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 21, 2019 | $47.79 | Apr 21, 2019 | $47.79 |
Apr 28, 2019 | $24.14 | Apr 28, 2019 | $24.14 |
May 5, 2019 | $24.14 | Apr 28, 2019 | $0.49 |
May 5, 2019 | $23.65 | ||
May 12, 2019 | $0.99 | May 5, 2019 | $0.99 |
May 19, 2019 | $4.93 | May 12, 2019 | $4.93 |
May 26, 2019 | $4.93 | May 28, 2019 | $4.93 |
Jun 2, 2019 | $4.93 | Jun 2, 2019 | $4.93 |
Jun 9, 2019 | $4.93 | Jun 9, 2019 | $4.93 |
Jun 16, 2019 | $4.93 | Jun 16, 2019 | $4.93 |
Jun 23, 2019 | $47.79 | Jun 23, 2019 | $47.79 |
Jun 30, 2019 | $4.93 | Jun 30, 2019 | $4.93 |
Jul 7, 2019 | $4.93 | Jul 8, 2019 | $4.93 |
Jul 14, 2019 | $4.93 | Jul 15, 2019 | $4.93 |
Jul 21, 2019 | $1.97 | Jul 22, 2019 | $0.99 |
Jul 22, 2019 | $0.99 | ||
Jul 28, 2019 | $1.97 | Jul 29, 2019 | $1.97 |
Aug 4, 2019 | $1.97 | Aug 2, 2019 | $1.97 |
Aug 11, 2019 | $1.97 | Aug 10, 2019 | $1.97 |
Aug 18, 2019 | $1.97 | Aug 18, 2019 | $1.97 |
Aug 25, 2019 | $2.96 | Aug 18, 2019 | $2.96 |
Sep 1, 2019 | $4.93 | Sep 2, 2019 | $4.93 |
Sep 8, 2019 | $4.93 | Sep 9, 2019 | $4.93 |
Sep 15, 2019 | $4.93 | Sep 11, 2019 | $4.93 |
Sep 22, 2019 | $4.93 | Sep 23, 2019 | $4.93 |
Sep 29, 2019 | $4.93 | Sep 30, 2019 | $4.93 |
Oct 6, 2019 | $1.97 | Oct 7, 2019 | $1.97 |
Oct 13, 2019 | $1.97 | Oct 13, 2019 | $1.97 |
Oct 20, 2019 | $1.97 | Oct 19, 2019 | $0.99 |
Oct 21, 2019 | $0.99 | ||
Oct 27, 2019 | $1.97 | Oct 21, 2019 | $0.99 |
Oct 28, 2019 | $0.99 | ||
Nov 3, 2019 | $1.97 | Oct 28, 2019 | $0.99 |
Nov 3, 2019 | $0.99 | ||
Nov 10, 2019 | $0.99 | Nov 3, 2019 | $0.99 |
Nov 17, 2019 | $1.97 | Nov 18, 2019 | $1.97 |
Nov 24, 2019 | $1.97 | Nov 18, 2019 | $1.97 |
Dec 1, 2019 | $1.97 | Dec 2, 2019 | $1.97 |
Dec 8, 2019 | $1.97 | Dec 2, 2019 | $1.97 |
Dec 15, 2019 | $1.97 | Dec 2, 2019 | $1.97 |
Dec 22, 2019 | $3.94 | Dec 2, 2019 | $3.94 |
Dec 29, 2019 | $1.97 | Dec 30, 2019 | $0.99 |
Dec 30, 2019 | $0.99 | ||
Jan 5, 2020 | $1.97 | Jan 6, 2020 | $1.97 |
Jan 12, 2020 | $1.97 | Jan 13, 2020 | $1.97 |
Jan 19, 2020 | $1.97 | Jan 20, 2020 | $1.97 |
Jan 26, 2020 | $1.97 | Jan 20, 2020 | $1.97 |
Feb 2, 2020 | $1.97 | Feb 4, 2020 | $1.97 |
Feb 9, 2020 | $1.97 | Feb 4, 2020 | $1.97 |
Feb 16, 2020 | $1.97 | Feb 4, 2020 | $0.99 |
Feb 5, 2020 | $0.99 | ||
Feb 23, 2020 | $1.97 | Feb 24, 2020 | $0.99 |
Feb 24, 2020 | $0.99 | ||
Mar 1, 2020 | $0.99 | Mar 9, 2020 | $0.99 |
Mar 8, 2020 | $0.00 | ||
Mar 15, 2020 | $1.97 | Mar 15, 2020 | $0.99 |
Mar 15, 2020 | $0.99 | ||
Mar 22, 2020 | $1.97 | Mar 24, 2020 | $0.99 |
Mar 24, 2020 | $0.99 | ||
Mar 29, 2020 | $1.97 | Mar 30, 2020 | $0.99 |
Mar 30, 2020 | $0.99 | ||
Apr 5, 2020 | $1.97 | Apr 7, 2020 | $1.97 |
Apr 12, 2020 | $1.97 | Apr 7, 2020 | $1.97 |
Apr 19, 2020 | $0.99 | Apr 7, 2020 | $0.99 |
Apr 26, 2020 | $0.99 | Apr 27, 2020 | $0.99 |
May 3, 2020 | $0.99 | May 1, 2020 | $0.99 |
May 10, 2020 | $0.99 | May 1, 2020 | $0.99 |
May 17, 2020 | $0.99 | May 1, 2020 | $0.99 |
May 24, 2020 | $0.99 | May 1, 2020 | $0.99 |
May 31, 2020 | $0.99 | May 1, 2020 | $0.99 |
Jun 7, 2020 | $1.98 | Jun 9, 2020 | $0.99 |
Jun 9, 2020 | $0.99 | ||
Jun 9, 2020 | $0.01 | ||
Jun 14, 2020 | $1.98 | Jun 9, 2020 | $0.09 |
Jun 14, 2020 | $0.99 | ||
Jun 14, 2020 | $0.91 | ||
Jun 21, 2020 | $1.98 | Jun 14, 2020 | $0.07 |
Jun 14, 2020 | $0.10 | ||
Jun 22, 2020 | $0.99 | ||
Jun 22, 2020 | $0.83 | ||
Jun 28, 2020 | $1.98 | Jun 22, 2020 | $0.16 |
Jun 27, 2020 | $0.99 | ||
Jun 27, 2020 | $0.84 | ||
Jul 5, 2020 | $1.98 | Jun 27, 2020 | $0.14 |
Jul 6, 2020 | $1.84 | ||
Jul 12, 2020 | $1.11 | Jul 6, 2020 | $1.11 |
Jul 19, 2020 | $1.98 | Jul 20, 2020 | $1.98 |
Jul 26, 2020 | $1.98 | Jul 27, 2020 | $0.99 |
Jul 27, 2020 | $0.99 | ||
Jul 27, 2020 | $0.01 | ||
Aug 2, 2020 | $1.98 | Aug 3, 2020 | $1.98 |
Aug 9, 2020 | $1.98 | Aug 3, 2020 | $1.98 |
Aug 16, 2020 | $1.98 | Aug 3, 2020 | $0.97 |
Aug 17, 2020 | $0.99 | ||
Aug 17, 2020 | $0.03 | ||
Aug 23, 2020 | $1.05 | Aug 17, 2020 | $0.96 |
Aug 17, 2020 | $0.10 | ||
Aug 30, 2020 | $0.50 | Aug 31, 2020 | $0.50 |
Sep 6, 2020 | $0.50 | Sep 7, 2020 | $0.50 |
Sep 13, 2020 | $0.50 | Sep 7, 2020 | $0.48 |
Sep 13, 2020 | $0.02 | ||
Sep 20, 2020 | $0.50 | Sep 13, 2020 | $0.48 |
Sep 21, 2020 | $0.02 | ||
Sep 27, 2020 | $0.50 | Sep 21, 2020 | $0.50 |
Oct 4, 2020 | $0.46 | Sep 21, 2020 | $0.46 |
Oct 11, 2020 | $0.50 | Oct 11, 2020 | $0.50 |
Oct 18, 2020 | $0.50 | Oct 11, 2020 | $0.48 |
Oct 19, 2020 | $0.02 | ||
Oct 25, 2020 | $0.50 | Oct 19, 2020 | $0.50 |
Nov 1, 2020 | $0.50 | Oct 19, 2020 | $0.46 |
Nov 1, 2020 | $0.04 | ||
Nov 8, 2020 | $0.50 | Nov 1, 2020 | $0.50 |
Nov 15, 2020 | $0.44 | Nov 1, 2020 | $0.44 |
Nov 22, 2020 | $1.00 | Nov 23, 2020 | $0.99 |
Nov 23, 2020 | $0.01 | ||
Nov 29, 2020 | $1.00 | Nov 23, 2020 | $0.98 |
Nov 24, 2020 | $0.02 | ||
Dec 6, 2020 | $1.00 | Nov 24, 2020 | $0.97 |
Nov 24, 2020 | $0.03 | ||
Dec 13, 2020 | $1.00 | Nov 24, 2020 | $0.96 |
Nov 25, 2020 | $0.04 | ||
Dec 20, 2020 | $1.00 | Nov 25, 2020 | $0.95 |
Nov 26, 2020 | $0.05 | ||
Dec 27, 2020 | $0.94 | Nov 26, 2020 | $0.94 |
Jan 3, 2021 | $1.49 | Jan 3, 2021 | $1.49 |
Jan 10, 2021 | $1.49 | Jan 3, 2021 | $1.49 |
Jan 17, 2021 | $1.49 | Jan 3, 2021 | $1.49 |
Jan 24, 2021 | $1.49 | Jan 3, 2021 | $0.07 |
Jan 20, 2021 | $0.99 | ||
Jan 26, 2021 | $0.43 | ||
Jan 31, 2021 | $1.49 | Jan 26, 2021 | $1.49 |
Feb 7, 2021 | $1.03 | Jan 26, 2021 | $1.03 |
Feb 14, 2021 | $11.12 | Feb 15, 2021 | $11.12 |
Feb 21, 2021 | $0.71 | Feb 15, 2021 | $0.71 |
Feb 28, 2021 | $11.12 | Mar 1, 2021 | $11.12 |
Mar 7, 2021 | $0.02 | Mar 1, 2021 | $0.02 |
Mar 14, 2021 | $4.93 | Mar 14, 2021 | $4.93 |
Mar 21, 2021 | $11.12 | Mar 22, 2021 | $11.12 |
Mar 28, 2021 | $0.71 | Mar 22, 2021 | $0.71 |
Apr 4, 2021 | $2.96 | Apr 4, 2021 | $2.96 |
Apr 11, 2021 | $11.12 | Apr 13, 2021 | $2.46 |
Apr 14, 2021 | $8.65 | ||
Apr 18, 2021 | $1.20 | Apr 14, 2021 | $1.20 |
Apr 25, 2021 | $11.12 | Apr 27, 2021 | $1.97 |
Apr 28, 2021 | $9.14 | ||
May 2, 2021 | $11.12 | Apr 28, 2021 | $0.71 |
May 6, 2021 | $4.93 | ||
May 13, 2021 | $0.99 | ||
May 18, 2021 | $2.96 | ||
May 24, 2021 | $0.99 | ||
Jun 30, 2021 | $0.55 | ||
May 9, 2021 | $11.12 | Jun 30, 2021 | $0.43 |
Jun 18, 2022 | $0.99 | ||
Jun 18, 2022 | $0.99 | ||
Jun 24, 2022 | $0.99 | ||
May 16, 2021 | $11.12 | ||
May 23, 2021 | $11.12 | ||
May 30, 2021 | $11.12 | ||
Jun 6, 2021 | $11.12 | ||
Jun 13, 2021 | $11.12 | ||
Jun 20, 2021 | $47.79 | ||
Jun 27, 2021 | $47.79 | ||
Jul 4, 2021 | $11.12 | ||
Jul 11, 2021 | $11.12 | ||
Jul 18, 2021 | $11.12 | ||
Jul 25, 2021 | $11.12 | ||
Aug 1, 2021 | $11.12 | ||
Aug 8, 2021 | $47.79 | ||
Aug 15, 2021 | $47.79 | ||
Aug 22, 2021 | $47.79 | ||
Aug 29, 2021 | $47.79 | ||
Sep 5, 2021 | $47.79 | ||
Sep 12, 2021 | $47.79 | ||
Sep 19, 2021 | $47.79 | ||
Sep 26, 2021 | $47.79 | ||
Oct 3, 2021 | $47.79 | ||
Oct 10, 2021 | $47.79 | ||
Oct 17, 2021 | $39.70 |
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