Entrepreneur
Name
Emmy
Member since
June 2013
On-time repayments
339 installments • 84%
About Me
I am Emmy, married with two children. I live in Burgei village, rongai in Nakuru. I am a secretary by profession where i work in a secondary school.
I hold Diploma in Business Management, Certificate in Secretarial and Computer studies.
Despite the monthly salary I earn it could not cater for my needs therefore I engaged in farming where i majorly deal with dairy cows.
Indeed the project has really assisted my family but much has not been exploited due to lack of enough funds to widen the scope.
My Business
I have 3 dairy cows with some heifers. Each cow I milk approximately 8/9 litres in the morning thus giving the total of 24 litres @27shs (though the prices keep on fluctuating.) I therefore earn Ksh648 on the lower side x30days=19440.
After deductions of the expenses incurred for treatment, and feeds the profit is about Ksh. 10,000.
Diseases e.g East coast Fever which is common in our place is a serious drawback of this business despite the cost of treatment which is costly sometimes it leads to the death of a cow. Also fluctuation of price of milk is a very serious challenge since one cannot plan ahead or budget for the income expected.
Thirdly, drought normally affects the dairy cattle since there production becomes low hence need for enough storage of food to cub the problem.
Since the project has not been exploited well due to funds i therefore request for funds in order to do it to the fullest by using a zero grazing method which is normally very productive.
I will therefore use the funds to construct the structure for the 3 dairy cows and employ someone to assist me in achieving my set goal which I believe it will be highly achieved.
Loan Proposal
To this far I thank God that he has enabled me to complete the two previous loan. I believe that my vision of venturing fully into Livestock farming will be accomplished.
Three weeks ago I Managed to buy 1 acre of land worth 4,591.63 USD
of which I will use it to grow fodder for my dairy cows. Though challenging I will have to work hard to achieve this project. Thanks so much for Zidisha team and those who lend me money which has surely placed me in a position where I can repay my loan comfortably.
The Loan which I will get will now place me in position to work on my 1acre bought farm to do as stated above to boost the productivity of milk. Within 6 months I will be in a position to cut the fodder which I believe it will have reached its maturity. The balance of the amount will be used to hire someone who will assist me to work on this shamba for more production.
I will surely let you know every step of my progress. Thanks
Feedback
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$527.00
Date disbursed
Sep 11, 2014
Repayment status
On Time
Projected term
8 months
Other loans
Lenders
Green Cove Springs, United States
Brussels, Belgium
Vietnam
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Summary
Amount repaid
$571.70
Amount remaining
$0.00
Date repaid
May 14, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 18, 2014 | $16.26 | Sep 16, 2014 | $16.26 |
| Sep 25, 2014 | $16.26 | Sep 16, 2014 | $16.26 |
| Oct 2, 2014 | $16.26 | Sep 16, 2014 | $16.26 |
| Oct 9, 2014 | $16.26 | Sep 16, 2014 | $16.26 |
| Oct 16, 2014 | $16.26 | Sep 16, 2014 | $16.26 |
| Oct 23, 2014 | $16.26 | Sep 16, 2014 | $16.26 |
| Oct 30, 2014 | $16.26 | Sep 16, 2014 | $16.26 |
| Nov 6, 2014 | $16.26 | Sep 16, 2014 | $1.09 |
| Nov 4, 2014 | $15.17 | ||
| Nov 13, 2014 | $16.26 | Nov 4, 2014 | $16.26 |
| Nov 20, 2014 | $16.26 | Nov 4, 2014 | $16.26 |
| Nov 27, 2014 | $16.26 | Nov 4, 2014 | $0.57 |
| Nov 26, 2014 | $15.69 | ||
| Dec 4, 2014 | $16.26 | Nov 26, 2014 | $2.70 |
| Dec 4, 2014 | $13.56 | ||
| Dec 11, 2014 | $16.26 | Dec 4, 2014 | $16.26 |
| Dec 18, 2014 | $16.26 | Dec 4, 2014 | $4.66 |
| Dec 17, 2014 | $11.61 | ||
| Dec 25, 2014 | $16.26 | Dec 17, 2014 | $6.21 |
| Dec 24, 2014 | $10.06 | ||
| Jan 1, 2015 | $16.26 | Dec 24, 2014 | $6.03 |
| Jan 1, 2015 | $10.23 | ||
| Jan 8, 2015 | $15.03 | Jan 1, 2015 | $15.03 |
| Jan 15, 2015 | $0.00 | ||
| Jan 22, 2015 | $9.20 | Jan 1, 2015 | $0.02 |
| Jan 22, 2015 | $9.17 | ||
| Jan 29, 2015 | $17.24 | Jan 22, 2015 | $0.02 |
| Jan 29, 2015 | $17.22 | ||
| Feb 5, 2015 | $17.24 | Jan 29, 2015 | $17.24 |
| Feb 12, 2015 | $17.24 | Jan 29, 2015 | $5.77 |
| Feb 11, 2015 | $11.47 | ||
| Feb 19, 2015 | $17.24 | Feb 11, 2015 | $17.24 |
| Feb 26, 2015 | $17.24 | Feb 11, 2015 | $5.77 |
| Feb 21, 2015 | $11.47 | ||
| Mar 5, 2015 | $17.24 | Feb 21, 2015 | $11.52 |
| Mar 7, 2015 | $5.72 | ||
| Mar 12, 2015 | $17.24 | Mar 7, 2015 | $17.24 |
| Mar 19, 2015 | $17.24 | Mar 7, 2015 | $11.52 |
| Mar 20, 2015 | $5.72 | ||
| Mar 26, 2015 | $17.24 | Mar 20, 2015 | $17.24 |
| Apr 2, 2015 | $17.24 | Mar 20, 2015 | $13.82 |
| Apr 1, 2015 | $3.43 | ||
| Apr 9, 2015 | $17.24 | Apr 1, 2015 | $17.24 |
| Apr 16, 2015 | $17.24 | Apr 1, 2015 | $17.24 |
| Apr 23, 2015 | $17.24 | Apr 1, 2015 | $13.82 |
| Apr 27, 2015 | $3.43 | ||
| Apr 30, 2015 | $17.24 | Apr 27, 2015 | $17.24 |
| May 7, 2015 | $17.24 | Apr 27, 2015 | $17.24 |
| May 14, 2015 | $28.62 | Apr 27, 2015 | $0.02 |
| May 14, 2015 | $28.60 | ||
Anonymous Jan 1, 2024
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