Gachara
Tayari, Kenya
9% repaid
Name
Gachara
Member since
March 2014
On-time repayments
168 installments • 8%
I am Gachara francis. I am an opharn but i live with my uncle. I am honest, harworking and ambitious person. I finished my secondary education in 2009. I would like to share my story with you.
My parents were farmers and had about five acres of land in a place called Mau summit at Molo. We used to plant maize ans potatoes and when we harvest we could sell part of it to get money for school fees and some for food. We were a family of six, three brothers, my father and mother and i. We lived happily and i used to go to school very early in the morning so that one day i would become a teacher and help our community. I loved my friends, we could work together, we could to the shamba and join hands in a communal effort and cultivate during planting and harvesting. The crops were giving us bount harvest. We could harvest 20 to 25 bags of theshed maize.
In 2007, post election violence erupted in our region. One night our house was attacked when we were asleep. I was very afraid and so was every one else. I was wakened up by screaming in our neighborhood. I ran in confusion for refuge but it was too late. Our house was surrounded. I remember praying to God to save us. It was very dark and i ran and fell in a hole and was hit and fainted. When i regain consciousness, the house was on fire, the farm was also set ablaze and there was smoke everywhere. All crops got but including those that were in the granary. It was very painful experience. The assailants had moved on to the other centres to attack. I looked for my parents and brothers but i did not find them. I later found my father in injured. He was gone. My friend heard me crying and aproached, since we could not leave him lying there, he helped me bury him. I did not manage to save anything. My documents, clothes, had perished in the fire. We hid in the bushes until morning. That is when i tried to ask for my brothers and mother but i did not find them. I slowly came to terms that they perished inside the house. My friend and i moved to a camp for internally displaced camps to get relief food.
It took two years to collect myself because i had lost hope. I wondered why i had to be alive while i lost our whole family. I was traumatized to the point that i did not want to go back to the place i once called home. But because i was lucky to be alive, i thought there was a good reason for that and God had good plans for me. The peace prevailed and i knew i could do farming to improve mylife. I got a sponsor who offered pay my school fees and finish my secondary education and my upkeeps. He also assisted to do farming by providing some donation in form of money when i completed my secondary education. I started cultivating on our family land with only an acre since some good samaritans gave me seeds to plant. My friend helped me prepare the land. The crops grew well and my first harvest i was able to get food and sold some to but basic items like cooking utensil, clothes buy i had to worked extra hard to buy bulding materials and build a house to stay. I finally made it and started living again. I planned to put all my energy in farming and i believed one day i will become successful at commercial farming. Farming has been the backborne of my life and having gone through tough experience i am determined to get high yields and end food insecurity in our country.
I am a farmer by profession. I have commited my time energy and money to commercial farming. I plant mainly maize and sell it while in the shamba because it is very profitable than waiting to harvest when it is dry. I saw i incur extra cost when i harvest when it is dry because i have to pay labourers, transport, machine for threshing. And sometimes when there is to much maize in the market, it sells at a low price. On the other hand when i sell the maize while it in the shamba, i am able to avoid those costs. I am farming an acre of land and i want to plant all the five acres. I hope you will help me do that. I have a friend of my who introduced me to zidisha. He told me to the requirement for zidisha is to repay my loan in time and amount i will pledge. I am capable of that and i want zidisha help because it is offering a nice loan package unlike bank. Zidisha has raised my hope and i am looking forward to become a member.
I plan to plant maize on the other four acres of land. I am at this time using only one acre but if i can plant in all the other acres, i will get high yield. I have brokers who buy maize corns while they are green on the farm and it is very profitable business. When i plant on the other land i project to get around Ksh. 60000. It will be a dream come true. I hope you will fund me and i will pay back the loan in time. Thank you so much for your time and consideration.
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Mar 12, 2014
Repayment status
Late
Projected term
39 months
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