15 weekly installments • 67%
My name is Esther Jere and am 32 years of age.I come eastern province of Zambia and Ng'oni by tribe.I have a small business i ran and this business is my source of livelihood.When of Zidisha loan i got interested to apply for a loan to help me move my business forward during this difficulty period and year of 2020.
I have a shop and provide saloon service such as plating hair styles, nail painting and nail cutting for ladies.I also sale hair wig, lotions and perfumes.Mainly this is my source of income.I choose this kind of business because i the passion of beautifying a woman to look beautiful.
With this new loan am applying for I want to build a 3 bedroom house and also start vegetable farming because the land I bought has enough space to allow do that. The funds I need I want to buy the following building materials for the construction of a house.
2. pockets of Cement
3. Quarry Dust
4. Pay labour
5. buy fertilizer in the growing of vegetables
My business is doing very well , the salon is generating good income and the provision restaurant opened recently. Despite minor set back in the course running a business I have already strategize how I will be repaying the loan on time as I have been always doing from the previous loans. Thank you very much
Jan 2, 2021: Salon business
Feb 5, 2021
Cost of loan
Service fee: 5% of $373.77 = $18.44
Credit risk payment: $55.42
Optional expediting fee: $36.93