Building a house and vegetable garden

Esther Jere

Lusaka, Zambia

7% repaid

Entrepreneur

Name

Esther Jere

Location

Lusaka, Zambia

On-time repayments

15 weekly installments  •  67%

About Me

My name is Esther Jere and am 32 years of age.I come eastern province of Zambia and Ng'oni by tribe.I have a small business i ran and this business is my source of livelihood.When of Zidisha loan i got interested to apply for a loan to help me move my business forward during this difficulty period and year of 2020.

My Business

I have a shop and provide saloon service such as plating hair styles, nail painting and nail cutting for ladies.I also sale hair wig, lotions and perfumes.Mainly this is my source of income.I choose this kind of business because i the passion of beautifying a woman to look beautiful.

Loan Proposal

With this new loan am applying for I want to build a 3 bedroom house and also start vegetable farming because the land I bought has enough space to allow do that. The funds I need I want to buy the following building materials for the construction of a house.
1.Building blocks'
2. pockets of Cement
3. Quarry Dust
4. Pay labour
5. buy fertilizer in the growing of vegetables

Income Source

My business is doing very well , the salon is generating good income and the provision restaurant opened recently. Despite minor set back in the course running a business I have already strategize how I will be repaying the loan on time as I have been always doing from the previous loans. Thank you very much

My Videos

Jan 2, 2021: Salon business

Feedback

2

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Loan Info

Disbursed amount

$373.77

Date disbursed

Feb 5, 2021

Repayment status

Late

Projected term

4 months

Cost of loan

Service fee: 5% of $373.77 = $18.44

Credit risk payment: $55.42

Optional expediting fee: $36.93

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