Kenya

Cement, iron sheets, windows and roofing to build my family a home


This Loan
1% Repaid


Disbursed Amount: $1,078.15
Date Disbursed: Apr 11, 2017
Repayment Status: On Time
Repayment Frequency: Weekly Projected Term: 60 months
Cost of Loan: $53.60
Show Cost Details

Cost of this loan

Service Fee: 5% of $1,078.15 = $53.60


Story
About Me

I was born in 1976, a seventh born of the late Joseph Raya and Rachel Umazi. I started my nursery education at Jomo Keyata Nursery School Mazeras in 1980 to 1982 when I joined Mazeras Primary from 1983 to 1990. After doing my kcpe exam, my father had no money to take me to high school. I started selling fish but it was not doing well. I joined Mariakani Polytechnic for electrical and electronics courses in 1993 to 1994. After that, I went to attachment at Mombasa doing motor rewinding and electrical installation. After that, I worked at Ashton Apparel doing electrical maintenance. The salary of KSh 3500 per month was not enough, so I decided to open my workshop which is doing well. We grow coconut trees and that is doing well. My first born wants to be a journalist; the second one wants to be a pilot. After work, I like listening to old Congo music, helping my wife cooking, and teaching my children how to cook delicious food.

My Business

I repair electronics and electrical appliances such as: TVs, DVD players, radios, iron boxes, fans, etc. I also sell them secondhand. I also am doing house electrical installation. I sell secondhand appliances because they have affordable prices for my customers. I chose this kind of business because it doesn't need huge capital and has a good profit. I get a minimum profit of KSh 30,000 and a maximum profit of KSh 60,000 a month. I use this money for food, medical, and school fees for my children. I also increase stock.

Loan Proposal

I will pay the contractor $400 for making the foundation for my house. I will buy 20 bags of cement at $6.5 each for the foundation. I will buy another 20 bags of cement at $ 6.5 each for building the house. I will buy 40 pieces of iron sheets at $10 each. I will buy 5 windows at $3.5 each. I will buy woods for roofing at $100. Thank you.



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About Me

I was born in 1976 a seventh born of the late joseph Raya and Rachel umazi. I started my nursery education at jomo keyata nursery school mazeras in 1980 to 1982 when I joined mazeras primary from 1983 to 1990 after doing my kcpe exam my father had no money to take me to high school. I started seling fish but it was not doing well. I joined mariakani polytechnic for electrical and electronics courses in 1993 to 1994 after that I went to attachment at Mombasa doing motor rewinding and electrical installation. After that I worked at Ashton apparel doing electrical maintenance. The salary of ksh 3500 per month was not enough so I decided to open my workshop which is doing well . We grow coconut trees and is doing well. My first born wants to be a journalist the second one wants to be a pilot. After work i listening to old Congo music helping my wife cooking,teaching my children how to cook delicious food.

My Business

I repair electronics and electrical appliances such as TV's DVD players, RADIO's, IRON BOXES, FAN etc. I also sell them in second hand. I also doing house electrical installation. I sell second hand appliances because they have affordable price to my Customers. I choose this kind of business because it doesn't need huge capital and has a good profit. I get a minimum profit of ksh 30,000 and a maximum profit of ksh 60,000 a month. I use this money for food, medical school fees for my children. I also increase stork.

Loan Proposal

I will pay the contactor $400 for making foundation for my house, I will buy 20 bags of cement at $6.5 each for the foundation I will buy another 20 bags of cement at $ 6.5 each for building the house I will a buy 40 pieces of iron sheets at $10 each, I will buy 5 windows at $3.5 each, I will buy woods for roofing at$ 100. Thankyou.


Feedback
Positive   1      Neutral   0      Negative   0     

  • Dean Suminski     Mar 28, 2017

    Positive

    Congratulations on paying off your loan! Enjoy the new house.

    • Raya Theofilo     Mar 29, 2017

      Positive

      Thankyou Dean Suminski. I will try my best to fulfill my dream.


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Cement, iron sheets, windows and roofing to build my family a home

Raya Theofilo
Mazeras, Kenya

1% Repaid