Cement, iron sheets, windows and roofing to build my family a home
Raya
Mazeras, Kenya
100% repaid
Entrepreneur
Name
Raya
Member since
May 2016
On-time repayments
155 installments • 77%
About Me
I was born in 1976, a seventh born of the late Joseph Raya and Rachel Umazi. I started my nursery education at Jomo Keyata Nursery School Mazeras in 1980 to 1982 when I joined Mazeras Primary from 1983 to 1990. After doing my kcpe exam, my father had no money to take me to high school. I started selling fish but it was not doing well. I joined Mariakani Polytechnic for electrical and electronics courses in 1993 to 1994. After that, I went to attachment at Mombasa doing motor rewinding and electrical installation. After that, I worked at Ashton Apparel doing electrical maintenance. The salary of KSh 3500 per month was not enough, so I decided to open my workshop which is doing well. We grow coconut trees and that is doing well. My first born wants to be a journalist; the second one wants to be a pilot. After work, I like listening to old Congo music, helping my wife cooking, and teaching my children how to cook delicious food.
My Business
I repair electronics and electrical appliances such as: TVs, DVD players, radios, iron boxes, fans, etc. I also sell them secondhand. I also am doing house electrical installation. I sell secondhand appliances because they have affordable prices for my customers. I chose this kind of business because it doesn't need huge capital and has a good profit. I get a minimum profit of KSh 30,000 and a maximum profit of KSh 60,000 a month. I use this money for food, medical, and school fees for my children. I also increase stock.
Loan Proposal
I will pay the contractor $400 for making the foundation for my house. I will buy 20 bags of cement at $6.5 each for the foundation. I will buy another 20 bags of cement at $ 6.5 each for building the house. I will buy 40 pieces of iron sheets at $10 each. I will buy 5 windows at $3.5 each. I will buy woods for roofing at $100. Thank you.
About Me
I was born in 1976 a seventh born of the late joseph Raya and Rachel umazi. I started my nursery education at jomo keyata nursery school mazeras in 1980 to 1982 when I joined mazeras primary from 1983 to 1990 after doing my kcpe exam my father had no money to take me to high school. I started seling fish but it was not doing well. I joined mariakani polytechnic for electrical and electronics courses in 1993 to 1994 after that I went to attachment at Mombasa doing motor rewinding and electrical installation. After that I worked at Ashton apparel doing electrical maintenance. The salary of ksh 3500 per month was not enough so I decided to open my workshop which is doing well . We grow coconut trees and is doing well. My first born wants to be a journalist the second one wants to be a pilot. After work i listening to old Congo music helping my wife cooking,teaching my children how to cook delicious food.
My Business
I repair electronics and electrical appliances such as TV's DVD players, RADIO's, IRON BOXES, FAN etc. I also sell them in second hand. I also doing house electrical installation. I sell second hand appliances because they have affordable price to my Customers. I choose this kind of business because it doesn't need huge capital and has a good profit. I get a minimum profit of ksh 30,000 and a maximum profit of ksh 60,000 a month. I use this money for food, medical school fees for my children. I also increase stork.
Loan Proposal
I will pay the contactor $400 for making foundation for my house, I will buy 20 bags of cement at $6.5 each for the foundation I will buy another 20 bags of cement at $ 6.5 each for building the house I will a buy 40 pieces of iron sheets at $10 each, I will buy 5 windows at $3.5 each, I will buy woods for roofing at$ 100. Thankyou.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$1,078.00
Date disbursed
Apr 11, 2017
Repayment status
On Time
Projected term
10 months
Other loans
Lenders
Østre Gausdal, Norway
United States
Switzerland
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
United States, Canada
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Summary
Amount repaid
$1,078.15
Amount remaining
$0.00
Date repaid
Oct 1, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 21, 2017 | $0.99 | Apr 21, 2017 | $0.99 |
| Apr 28, 2017 | $0.99 | Apr 28, 2017 | $0.99 |
| May 5, 2017 | $0.99 | May 4, 2017 | $0.99 |
| May 12, 2017 | $0.99 | May 12, 2017 | $0.99 |
| May 19, 2017 | $0.99 | May 12, 2017 | $0.99 |
| May 26, 2017 | $0.99 | May 18, 2017 | $0.99 |
| Jun 2, 2017 | $0.99 | May 18, 2017 | $0.99 |
| Jun 9, 2017 | $0.99 | May 18, 2017 | $0.99 |
| Jun 16, 2017 | $0.99 | May 25, 2017 | $0.99 |
| Jun 23, 2017 | $0.99 | May 25, 2017 | $0.99 |
| Jun 30, 2017 | $0.99 | May 25, 2017 | $0.99 |
| Jul 7, 2017 | $0.99 | Jun 9, 2017 | $0.99 |
| Jul 14, 2017 | $0.99 | Jun 9, 2017 | $0.99 |
| Jul 21, 2017 | $0.99 | Jun 9, 2017 | $0.99 |
| Jul 28, 2017 | $0.99 | Jun 22, 2017 | $0.99 |
| Aug 4, 2017 | $0.99 | Aug 4, 2017 | $0.99 |
| Aug 11, 2017 | $0.99 | Aug 4, 2017 | $0.99 |
| Aug 18, 2017 | $0.99 | Aug 4, 2017 | $0.99 |
| Aug 25, 2017 | $0.99 | Aug 4, 2017 | $0.99 |
| Sep 1, 2017 | $0.99 | Aug 4, 2017 | $0.99 |
| Sep 8, 2017 | $0.99 | Sep 8, 2017 | $0.99 |
| Sep 15, 2017 | $0.99 | Sep 8, 2017 | $0.99 |
| Sep 22, 2017 | $0.99 | Sep 8, 2017 | $0.99 |
| Sep 29, 2017 | $9.94 | Sep 19, 2017 | $9.94 |
| Oct 6, 2017 | $9.94 | Sep 19, 2017 | $9.94 |
| Oct 13, 2017 | $9.94 | Sep 19, 2017 | $9.94 |
| Oct 20, 2017 | $49.68 | Sep 21, 2017 | $49.68 |
| Oct 27, 2017 | $49.68 | Sep 21, 2017 | $49.68 |
| Nov 3, 2017 | $49.68 | Sep 21, 2017 | $49.68 |
| Nov 10, 2017 | $49.68 | Sep 21, 2017 | $49.68 |
| Nov 17, 2017 | $49.68 | Sep 21, 2017 | $49.68 |
| Nov 24, 2017 | $49.68 | Sep 21, 2017 | $49.68 |
| Dec 1, 2017 | $49.68 | Sep 21, 2017 | $49.68 |
| Dec 8, 2017 | $49.68 | Sep 21, 2017 | $49.68 |
| Dec 15, 2017 | $49.68 | Sep 22, 2017 | $49.68 |
| Dec 22, 2017 | $49.68 | Sep 22, 2017 | $49.68 |
| Dec 29, 2017 | $49.68 | Sep 22, 2017 | $49.68 |
| Jan 5, 2018 | $49.68 | Sep 22, 2017 | $49.68 |
| Jan 12, 2018 | $49.68 | Sep 22, 2017 | $49.68 |
| Jan 19, 2018 | $49.68 | Sep 22, 2017 | $49.68 |
| Jan 26, 2018 | $49.68 | Sep 22, 2017 | $19.87 |
| Oct 1, 2017 | $29.81 | ||
| Feb 2, 2018 | $49.68 | Oct 1, 2017 | $49.68 |
| Feb 9, 2018 | $49.68 | Oct 1, 2017 | $49.68 |
| Feb 16, 2018 | $49.68 | Oct 1, 2017 | $49.68 |
| Feb 23, 2018 | $49.68 | Oct 1, 2017 | $49.68 |
| Mar 2, 2018 | $49.68 | Oct 1, 2017 | $49.68 |
| Mar 9, 2018 | $31.90 | Oct 1, 2017 | $31.90 |
Dean Suminski Mar 28, 2017
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