Building own house

Raya Theofilo

Mazeras, Kenya

100% repaid

Entrepreneur

Name

Raya Theofilo

Member since

May 2016

On-time repayments

155 installments  •  77%

About Me

I was born in 1976, a seventh born of the late Joseph Raya and Rachel Umazi. I started my nursery education at Jomo Keyata Nursery School Mazeras in 1980 to 1982 when I joined Mazeras Primary from 1983 to 1990. After doing my kcpe exam, my father had no money to take me to high school. I started selling fish but it was not doing well. I joined Mariakani Polytechnic for electrical and electronics courses in 1993 to 1994. After that, I went to attachment at Mombasa doing motor rewinding and electrical installation. After that, I worked at Ashton Apparel doing electrical maintenance. The salary of KSh 3500 per month was not enough, so I decided to open my workshop which is doing well. We grow coconut trees and that is doing well. My first born wants to be a journalist; the second one wants to be a pilot. After work, I like listening to old Congo music, helping my wife cooking, and teaching my children how to cook delicious food.

My Business

I repair electronics and electrical appliances such as: TVs, DVD players, radios, iron boxes, fans, etc. I also sell them secondhand. I also am doing house electrical installation. I sell secondhand appliances because they have affordable prices for my customers. I chose this kind of business because it doesn't need huge capital and has a good profit. I get a minimum profit of KSh 30,000 and a maximum profit of KSh 60,000 a month. I use this money for food, medical, and school fees for my children. I also increase stock.

Loan Proposal

I will buy 6 lorries of building stones at 45$ each, 3 lorries of building sand at 35$ each,1 lorry of chips at 140$. It will increase love to my family because they will be sure of staying i their own house soon.

Show original English  

About Me

I was born in 1976 a seventh born of the late joseph Raya and Rachel umazi. I started my nursery education at jomo keyata nursery school mazeras in 1980 to 1982 when I joined mazeras primary from 1983 to 1990 after doing my kcpe exam my father had no money to take me to high school. I started seling fish but it was not doing well. I joined mariakani polytechnic for electrical and electronics courses in 1993 to 1994 after that I went to attachment at Mombasa doing motor rewinding and electrical installation. After that I worked at Ashton apparel doing electrical maintenance. The salary of ksh 3500 per month was not enough so I decided to open my workshop which is doing well . We grow coconut trees and is doing well. My first born wants to be a journalist the second one wants to be a pilot. After work i listening to old Congo music helping my wife cooking,teaching my children how to cook delicious food.

My Business

I repair electronics and electrical appliances such as TV's DVD players, RADIO's, IRON BOXES, FAN etc. I also sell them in second hand. I also doing house electrical installation. I sell second hand appliances because they have affordable price to my Customers. I choose this kind of business because it doesn't need huge capital and has a good profit. I get a minimum profit of ksh 30,000 and a maximum profit of ksh 60,000 a month. I use this money for food, medical school fees for my children. I also increase stork.

Loan Proposal

I will buy 6 lorries of building stones at 45$ each, 3 lorries of building sand at 35$ each,1 lorry of chips at 140$. It will increase love to my family because they will be sure of staying i their own house soon.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$498.00

Date disbursed

Sep 18, 2016

Repayment status

On Time

Projected term

6 months

Cost to entrepreneur

Service fee: $20.53

Lenders

W

WilsonLending

Atlanta, United States

C

Christian

Saarbruecken, Germany

MichaelS

Canberra, Australia

ErikN

Stockholm, Sweden

Ambrose

Calgary, Canada

Scott

Oregon, United States

F

FHult

Stockholm, Sweden

R

Roman

Barcelona, Spain

Zidisha

Sterling, United States

MienDeGraeve

Ouagadougou, Burkina Faso

helogr53

Abbotsford, Canada

A

AlexCheng

Seattle, United States

H

hilde

seattle, United States

B

briansedz

Canton, Ohio, United States

J

JoycaLeplae

Gent, Belgium

SeeMeeFi

Ontario, Canada

lorello

Vicopisano, Italy

RobinW

Bonn, Germany

Namaste250

Pittsford, United States

mtnsailor

Harrisonburg, United States

dhulsterwim

LIER, Belgium

P

PetrusR

balmoral, Australia

A

Andy

Berlin, United States

rhagen

New York, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

A

AndrewC

London, United Kingdom

H

HobbyCollector

Beach City, United States

U

urtica

Moscow, United States

L

Lolababalola

Ames, United States

K

Kristell

Middelburg, Netherlands

T

tophini

Alma, United States

Matching Fund

Sterling, United States

C

chrishol

United States

Paul Buchheit

Mountain View, United States

lyalljellyman

Wellington, New Zealand

B

bugdaniel

Switzerland

C

condo86

United States

S

sarah4d2

Saint Louis, United States

L

luckiestmonkey

United States

B

bscent

Hong Kong

K

Keith

Luxembourg

N

nshekher

United States

Otto Barten

Amsterdam, Netherlands

OllieOladele

London, United Kingdom

reluck

Marseille, France, France

Kyle Hoback

Omaha, United States

JL

Joao Leal

United Kingdom

SK

Sebastian Krohn

Amsterdam, Netherlands

Peter R

Fulda, Germany

M

Marco

Germany

UN

Uwe Neumann

Frankfurt Germany, Denmark

T

Tarik

Ludwigshafen, Germany

Matt B

Stratford Upon Avon, United Kingdom

JD

Jo Dane

Melbourne, Australia

Elly

Woudrichem, United Kingdom

MB

michael breen

United Kingdom

Kate Courteau

United States

Yustian Hartono

Singapore, Singapore

E

erica

antwerpen, Belgium

T

thedan33

Czech Republic

Kevin

San Francisco, United States

M

Marc

Newcastle upon Tyne, United Kingdom

EB

Erica Brescia

United States

Lisa Hendry

Cheltenham, UK, United Kingdom

JD

Jeff DePree

United States

George

Corvallis, Oregon, United States

Chris OConnor

Atlanta, United States

Solon Brown

Singapore, Singapore

Mattie Shaw

Seattle, United States

Isabella

UK, United Kingdom

AH

ajay hampapur

United States

J

Jeff

United States

E

eriklonnroth

United Kingdom

MS

Mark S Yourek

United States

EF

Eddie Flores

NYC, United States

TM

Toni Martin

United States

I

Irene

Switzerland

Arnaud M

Sydney, Australia

AG

abel ghita

Bucharest, Romania, Italy

SH

Steven Huntington

London, United Kingdom

Rory McLaughlin

Dallas, United States

Carlo Cruz

Cincinnati, OH, United States

PC

Pedro Cambra

United Kingdom

L

LK

United States

Y

YTSJ

London, United Kingdom

Max B

Saint Louis, United States

KE

Karen Epolito

Syracuse, NY, United States

K

Kerry

United Kingdom

V

Vidar

Oslo, Norway

S

Stephanie

Zurich, Switzerland

RC

Rudi Chen

United States

SB

Sue Bucholz

Sacramento, United States

BW

Betty Waweru

United States

Angela Linwood

Minneapolis, Minnesota, United States

B

Brett

Australia

RG

Ravi Gadad

United States

O

Osman

Czech Republic

Sinan Taifour

Munich, Germany, Germany

Humble Bundle Community

San Francisco, United States

SM

Sue MacFarlane

United Kingdom

VC

Victor Chong

United States

MB

Mimi Botkin

United States

D

Dalton

San Francisco, United States

MP

Marieke Peeters

Amsterdam, Netherlands

Dean Suminski

Portland, Oregon, United States

A

Anonymous

United States

CM

Colin Marks

United Kingdom

A

Anonymous

United States

PS

praful shah

United States

Ask Raya a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Raya Theofilo    May 3, 2018

    How does it looks?

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  • Raya Theofilo    May 3, 2018

    Dear lenders, I bought 45 pieces of iron sheets at 11$ each, wood for roofing at 300$, nails at 20$, paid labour charge of300$ And i was able to do the roofing of my house. The loan helped me alot. Thankyou so much lenders for your support.

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  • Raya Theofilo    Nov 22, 2017

    My business has been very low this month. I expect to increase the payment when the business is good.

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  • Raya Theofilo    Nov 16, 2017

    I have completed making walls for the house, i now want to do roofing. Thankyou zidisha lenders for your big help.

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  • Raya Theofilo    Nov 12, 2017

    Dear lenders, I received 179,313 KES. I purchased building materials and the house is still under construction. Thankyou.

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  • Raya Theofilo    Oct 21, 2017

    I will buy iron sheets, timbers, cement and labour charge to build a home for my family. We will be staying in a comfortable house and it will increase love to my family. Thankyou lenders for funding my loan.

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  • Raya Theofilo    Oct 19, 2017

    Dear lenders. I used the loan to build a home for my family. The house is not yet completed but am looking forward to complete it with the next loan. My family is now proud of me because they now see the effort i make to provide them a place to stay. Thankyou.

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  • Raya Theofilo    Sep 21, 2017

    I have received a down payment for electrical installation contract.

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  • Raya Theofilo    Sep 19, 2017

    Am through with my daughter's school fees for the third term now.

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  • Raya Theofilo    Apr 30, 2017

    Dear lenders, I purchased another 10 bags of cement,materials for making ring beam, paid labour charge for making more bricks. The funds i got could not complete the house to the roof. My family and i are very happy because we have seen the picture of our family house and we believe that with the next loan the house will be completed. As you can see, the house is supposed to be big but i decided to build just part of it and build the other parts after receiving the next loan. We all say long live ZIDISHA. With zidisha my dreams becomes true. Thankyou very much.

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  • Raya Theofilo    Apr 28, 2017

    My business is not doing well at the moment and am supposed to pay school fees for my two daughters who are in high school.

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  • Mary    Apr 17, 2017

    Looking terrific Raya!! Mary

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  • Raya Theofilo    Apr 15, 2017

    Dear lenders, I paid the contactor to make walls for the house. How does it look?

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  • Raya Theofilo    Apr 13, 2017

    Thankyou lenders for funding my loan. I will keep on updating you as i continue with the project.

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  • Raya Theofilo    Apr 13, 2017

    Dear lenders, I received 103,085 KES. I purchased 1 lorry of building sand, 30 bags of cement, paid the contactor to build foundation for the house.

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  • Raya Theofilo    Apr 7, 2017

    I will buy cement, iron sheets,and building sand to build a house for my family. It will increase love to my family. Long live to all lenders who funded my loan. Thankyou very much.

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  • Raya Theofilo    Mar 30, 2017

    I bought 1 lorry of building chips, 2 lorries of building sand, 20 bags of cement,1 lorry of dust for making bricks,2 lorries of building stones for foundation and made a machine for making bricks.

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  • Raya Theofilo    Mar 25, 2017

    I have been paid for electrical installation after completing the work.

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  • Raya Theofilo    Mar 13, 2017

    I used part of the money to pay school fees for my daughters.

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  • Raya Theofilo    Mar 10, 2017

    I have been given down payment for electrical installation.

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