Entrepreneur
Name
Raya Theofilo
Member since
May 2016
On-time repayments
155 installments • 77%
About Me
I was born in 1976, a seventh born of the late Joseph Raya and Rachel Umazi. I started my nursery education at Jomo Keyata Nursery School Mazeras in 1980 to 1982 when I joined Mazeras Primary from 1983 to 1990. After doing my kcpe exam, my father had no money to take me to high school. I started selling fish but it was not doing well. I joined Mariakani Polytechnic for electrical and electronics courses in 1993 to 1994. After that, I went to attachment at Mombasa doing motor rewinding and electrical installation. After that, I worked at Ashton Apparel doing electrical maintenance. The salary of KSh 3500 per month was not enough, so I decided to open my workshop which is doing well. We grow coconut trees and that is doing well. My first born wants to be a journalist; the second one wants to be a pilot. After work, I like listening to old Congo music, helping my wife cooking, and teaching my children how to cook delicious food.
My Business
I repair electronics and electrical appliances such as: TVs, DVD players, radios, iron boxes, fans, etc. I also sell them secondhand. I also am doing house electrical installation. I sell secondhand appliances because they have affordable prices for my customers. I chose this kind of business because it doesn't need huge capital and has a good profit. I get a minimum profit of KSh 30,000 and a maximum profit of KSh 60,000 a month. I use this money for food, medical, and school fees for my children. I also increase stock.
Loan Proposal
I will buy 6 lorries of building stones at 45$ each, 3 lorries of building sand at 35$ each,1 lorry of chips at 140$. It will increase love to my family because they will be sure of staying i their own house soon.
About Me
I was born in 1976 a seventh born of the late joseph Raya and Rachel umazi. I started my nursery education at jomo keyata nursery school mazeras in 1980 to 1982 when I joined mazeras primary from 1983 to 1990 after doing my kcpe exam my father had no money to take me to high school. I started seling fish but it was not doing well. I joined mariakani polytechnic for electrical and electronics courses in 1993 to 1994 after that I went to attachment at Mombasa doing motor rewinding and electrical installation. After that I worked at Ashton apparel doing electrical maintenance. The salary of ksh 3500 per month was not enough so I decided to open my workshop which is doing well . We grow coconut trees and is doing well. My first born wants to be a journalist the second one wants to be a pilot. After work i listening to old Congo music helping my wife cooking,teaching my children how to cook delicious food.
My Business
I repair electronics and electrical appliances such as TV's DVD players, RADIO's, IRON BOXES, FAN etc. I also sell them in second hand. I also doing house electrical installation. I sell second hand appliances because they have affordable price to my Customers. I choose this kind of business because it doesn't need huge capital and has a good profit. I get a minimum profit of ksh 30,000 and a maximum profit of ksh 60,000 a month. I use this money for food, medical school fees for my children. I also increase stork.
Loan Proposal
I will buy 6 lorries of building stones at 45$ each, 3 lorries of building sand at 35$ each,1 lorry of chips at 140$. It will increase love to my family because they will be sure of staying i their own house soon.
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$498.00
Date disbursed
Sep 18, 2016
Repayment status
On Time
Projected term
6 months
Cost to entrepreneur
Service fee: $20.53
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Summary
Amount repaid
$498.00
Amount remaining
$0.00
Date repaid
Mar 25, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 30, 2016 | $10.08 | Sep 30, 2016 | $10.08 |
| Oct 7, 2016 | $10.08 | Oct 7, 2016 | $10.08 |
| Oct 14, 2016 | $10.08 | Oct 14, 2016 | $10.08 |
| Oct 21, 2016 | $10.08 | Oct 21, 2016 | $10.08 |
| Oct 28, 2016 | $10.08 | Oct 28, 2016 | $10.08 |
| Nov 4, 2016 | $10.08 | Nov 3, 2016 | $10.08 |
| Nov 11, 2016 | $10.08 | Nov 11, 2016 | $10.08 |
| Nov 18, 2016 | $10.08 | Nov 18, 2016 | $10.08 |
| Nov 25, 2016 | $10.08 | Nov 24, 2016 | $10.08 |
| Dec 2, 2016 | $10.08 | Dec 2, 2016 | $10.08 |
| Dec 9, 2016 | $5.04 | Dec 9, 2016 | $5.04 |
| Dec 16, 2016 | $5.04 | Dec 16, 2016 | $5.04 |
| Dec 23, 2016 | $5.04 | Dec 23, 2016 | $5.04 |
| Dec 30, 2016 | $5.04 | Dec 29, 2016 | $5.04 |
| Jan 6, 2017 | $5.04 | Jan 6, 2017 | $5.04 |
| Jan 13, 2017 | $5.04 | Jan 13, 2017 | $5.04 |
| Jan 20, 2017 | $5.04 | Jan 20, 2017 | $5.04 |
| Jan 27, 2017 | $5.04 | Jan 27, 2017 | $5.04 |
| Feb 3, 2017 | $2.02 | Feb 3, 2017 | $2.02 |
| Feb 10, 2017 | $6.05 | Feb 10, 2017 | $6.05 |
| Feb 17, 2017 | $1.01 | Feb 17, 2017 | $1.01 |
| Feb 24, 2017 | $1.01 | Feb 24, 2017 | $1.01 |
| Mar 3, 2017 | $1.01 | Mar 3, 2017 | $1.01 |
| Mar 10, 2017 | $100.83 | Mar 10, 2017 | $100.83 |
| Mar 17, 2017 | $80.66 | Mar 16, 2017 | $80.66 |
| Mar 24, 2017 | $2.02 | Mar 24, 2017 | $2.02 |
| Mar 31, 2017 | $162.24 | Mar 25, 2017 | $162.24 |
Dean Suminski Mar 28, 2017
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