Name
Samuel Okoth
Member since
March 2016
On-time repayments
265 installments • 83%
Samuel Okoth Oliech is my name. I was born in Yala within the jurisdiction of Siaya County in the Republic of Kenya. I am married to Anastacia Atieno and God has blessed us with three children, two boys and a girl. They are lively and lovely children, the first born is Gabriel, then Phoebe who is the only daughter followed by Reagan the last born as of now. As their parents, we aspire to bring them up in the fear and admonition of the Lord, for we are saved and sanctified by the precious blood of the Lamb. We do acknowledge the big role we have to do to see that they are provided with education, shelter, food and clothing, besides being brought up in a completely different environment, lifestyle and unprofitable cultural beliefs which were part of our lifestyle when we grew up.
Back to my personal life, I am a third born in a family of six children, five boys and one girl. I completed my basic education in the year 1991, and thereafter joined Alambo Lakeside College for my secondary education for a period of two years after which I dropped out of school due to lack of school fees. My parents could not afford to pay for my school fees because of poverty. As a result of this, I had to drop out of school and find ways to help my Mum in sustaining and bringing up my younger siblings. I started and engaged myself in farming vegetables to help sustain myself and assist my mum with the household budget. In the year 1998, my cousin wired my way to a free sponsorship program funded by World Bank in conjunction with the Kenyan government for the needy and the less fortunate in the society. So, I miraculously joined Kenya Industrial Training Institute for an automotive engineering course which I successfully completed two years later. Since then, I have been the sole bread winner not only to our extended family but also to my mother-in-law who is also a widow and to my sister who also lost her husband in 2007 leaving her behind with four children under her care.
Following continual financial constraints on my part, and the financial obligations I have to meet every month, we engaged each other as a family on how to overcome this challenge of accumulating debts by the end of every month. The only way was to supplement my income. We decided to open a small business to start with. After this meeting, we were so determined and optimistic that by the end of every month, we were putting aside a considerable amount of money by denying ourselves many basic necessities for us to achieve our goal. This culture of savings went on for six months, and finally our vision of starting a retail shop came to fruition in April 2012. I can testify that our business took off very fast and today it is viable and with a high potential growth. True to its inception goals and objectives, today we use the proceeds to help pay for school fees for our three children, paying rent, and supporting our mothers who are all widows with no one to rely upon except their God. On receiving my first loan, I upgraded my stock, and brought in more new consumable brands which were out of my reach financially. I want to thank you in advance, Zidisha. May God bless you mightily as you put my financial request into your humble consideration.
Many thanks to my lenders for your moral and financial support towards my previous investments. this has been a very big boost to my life, family and business. currently i am looking foward to another loan to continue with bulding of rental houses. this is going to be my next move after completing my residential house.i am planning to buy building materials of about 2000 usd, together with my savings of about 150usd i will be able to finish three rooms. this will provide me with extra income of about 200usd per month.
Samuel Okoth Oliech are my names, I was born in Yala within the jurisdiction of Siaya county in the republic of Kenya. I am married to Anastacia Atieno whom God has blessed us with three children, two boys and a girl. They are lively and lovely children, the first born is Gabriel, then Phoebe who is the only daughter followed by Reagan the last born as for now. As their parents, we aspire to bring them up in the fear and admonition of the Lord, for we are saved and sanctified by the precious blood of the Lamb. We do acknowledge the big role we have to do to see that they are provided with education, shelter, food and clothing, besides being brought up in a completely different environment, lifestyle and unprofitable cultural beliefs which were part of our lifestyle when we grew up.
Back to my personal life, I am a third born in a family of six children, five boys and one girl. I completed my basic education in the year 1991, and thereafter joined Alambo Lakeside College for my secondary education for a period of two years of which I dropped out of school due to lack of school fees. My parents would not afford to pay for my school fees because of poverty and as a result of this, I had to drop out of school and find ways how I could help my Mum into sustaining and bringing up my younger siblings, so I started and engaged myself in farming vegetables to help sustain myself and times assist my mum with the household budget. . In the year 1998, my cousin wired my way to a free sponsorship program funded by World Bank in conjunction with the Kenyan government to needy and the less fortunate in the society. So I miraculously joined Kenya Industrial Training Institute for an automotive engineering course which I successfully completed two years later. . Since then, I have been the sole bread winner not only to our extended family but also to my mother-in-law who is also a widow and my sister whom also lost her husband in 2007 leaving her behind with four children under her care.
First and foremost, it is my pleasure to convey my gratitude to zidisha team for this wonderful initiative. It has really been a blessing to many and to me in particular, since the time I joined in April 2016, I can count so many blessings attached to it, from my retail shop, buying a motorbike and purchasing a sewing machine, I can testify that I am a beneficiary of this life changing organization. Proceeds from these businesses have helped me purchase a piece of property which I have started developing & I very optimistic that with zidisha's continued lending I'll relocate to my own piece of land in the near future.
Many thanks to my lenders for your moral and financial support towards my previous investments. this has been a very big boost to my life, family and business. currently i am looking foward to another loan to continue with bulding of rental houses. this is going to be my next move after completing my residential house.i am planning to buy building materials of about 2000 usd, together with my savings of about 150usd i will be able to finish three rooms. this will provide me with extra income of about 200usd per month.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,126.00
Date disbursed
Oct 8, 2019
Repayment status
Late
Projected term
23 months
Other loans
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Amount repaid
$422.66
Amount remaining
$704.18
Expected completion
Sep 5, 2021
Status
Repaying late
Installment amount
$53.71
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 20, 2019 | $10.84 | Nov 13, 2019 | $10.84 |
Oct 27, 2019 | $0.00 | ||
Nov 3, 2019 | $0.00 | ||
Nov 10, 2019 | $0.00 | ||
Nov 17, 2019 | $10.84 | Nov 18, 2019 | $10.84 |
Nov 24, 2019 | $10.84 | Nov 26, 2019 | $10.84 |
Dec 1, 2019 | $10.84 | Dec 1, 2019 | $10.84 |
Dec 8, 2019 | $10.84 | Dec 10, 2019 | $10.84 |
Dec 15, 2019 | $10.84 | Dec 17, 2019 | $10.84 |
Dec 22, 2019 | $21.68 | Dec 25, 2019 | $10.84 |
Dec 31, 2019 | $10.84 | ||
Dec 29, 2019 | $0.00 | ||
Jan 5, 2020 | $10.84 | Jan 25, 2020 | $10.84 |
Jan 12, 2020 | $10.84 | Jan 25, 2020 | $10.84 |
Jan 19, 2020 | $10.84 | Jan 25, 2020 | $10.84 |
Jan 26, 2020 | $10.84 | Jan 25, 2020 | $10.84 |
Feb 2, 2020 | $0.00 | ||
Feb 9, 2020 | $0.00 | ||
Feb 16, 2020 | $0.00 | ||
Feb 23, 2020 | $10.84 | Mar 3, 2020 | $10.84 |
Mar 1, 2020 | $0.00 | ||
Mar 8, 2020 | $10.84 | Mar 9, 2020 | $10.84 |
Mar 15, 2020 | $10.84 | Mar 17, 2020 | $10.84 |
Mar 22, 2020 | $10.84 | Mar 24, 2020 | $10.84 |
Mar 29, 2020 | $10.84 | Mar 31, 2020 | $10.84 |
Apr 5, 2020 | $10.84 | Apr 7, 2020 | $10.84 |
Apr 12, 2020 | $1.97 | Apr 15, 2020 | $1.97 |
Apr 19, 2020 | $0.49 | Apr 20, 2020 | $0.49 |
Apr 26, 2020 | $0.49 | Apr 27, 2020 | $0.49 |
May 3, 2020 | $0.49 | Apr 30, 2020 | $0.49 |
May 10, 2020 | $0.49 | May 10, 2020 | $0.49 |
May 17, 2020 | $0.49 | May 18, 2020 | $0.49 |
May 24, 2020 | $0.49 | May 22, 2020 | $0.49 |
May 31, 2020 | $0.50 | Jun 2, 2020 | $0.50 |
Jun 7, 2020 | $0.50 | Jun 5, 2020 | $0.50 |
Jun 14, 2020 | $0.50 | Jun 13, 2020 | $0.50 |
Jun 21, 2020 | $0.50 | Jun 21, 2020 | $0.50 |
Jun 28, 2020 | $0.50 | Jun 26, 2020 | $0.50 |
Jul 5, 2020 | $0.50 | Jul 3, 2020 | $0.50 |
Jul 12, 2020 | $0.50 | Jul 12, 2020 | $0.50 |
Jul 19, 2020 | $0.50 | Jul 20, 2020 | $0.50 |
Jul 26, 2020 | $0.50 | Jul 27, 2020 | $0.50 |
Aug 2, 2020 | $0.50 | Aug 2, 2020 | $0.50 |
Aug 9, 2020 | $0.50 | Aug 10, 2020 | $0.50 |
Aug 16, 2020 | $0.50 | Aug 18, 2020 | $0.50 |
Aug 23, 2020 | $0.50 | Aug 24, 2020 | $0.50 |
Aug 30, 2020 | $0.50 | Aug 31, 2020 | $0.50 |
Sep 6, 2020 | $0.50 | Sep 9, 2020 | $0.50 |
Sep 13, 2020 | $0.50 | Sep 14, 2020 | $0.50 |
Sep 20, 2020 | $5.92 | Sep 18, 2020 | $0.50 |
Sep 25, 2020 | $4.93 | ||
Sep 29, 2020 | $0.49 | ||
Sep 27, 2020 | $0.00 | ||
Oct 4, 2020 | $0.50 | Oct 2, 2020 | $0.50 |
Oct 11, 2020 | $0.50 | Oct 9, 2020 | $0.50 |
Oct 18, 2020 | $0.50 | Oct 22, 2020 | $0.50 |
Oct 25, 2020 | $0.50 | Oct 27, 2020 | $0.50 |
Nov 1, 2020 | $0.50 | Oct 30, 2020 | $0.50 |
Nov 8, 2020 | $0.50 | Nov 8, 2020 | $0.50 |
Nov 15, 2020 | $0.00 | ||
Nov 22, 2020 | $0.00 | ||
Nov 29, 2020 | $0.50 | Nov 29, 2020 | $0.50 |
Dec 6, 2020 | $0.50 | Dec 8, 2020 | $0.50 |
Dec 13, 2020 | $0.50 | Dec 15, 2020 | $0.50 |
Dec 20, 2020 | $0.50 | Dec 22, 2020 | $0.50 |
Dec 27, 2020 | $0.50 | Dec 28, 2020 | $0.50 |
Jan 3, 2021 | $2.47 | Jan 5, 2021 | $0.50 |
Jan 29, 2021 | $1.97 | ||
Jan 10, 2021 | $0.00 | ||
Jan 17, 2021 | $0.00 | ||
Jan 24, 2021 | $11.12 | Feb 23, 2021 | $11.12 |
Jan 31, 2021 | $0.00 | ||
Feb 7, 2021 | $0.00 | ||
Feb 14, 2021 | $0.00 | ||
Feb 21, 2021 | $11.12 | Apr 14, 2021 | $1.97 |
Apr 16, 2021 | $1.97 | ||
Apr 30, 2021 | $1.97 | ||
May 3, 2021 | $5.20 | ||
Feb 28, 2021 | $11.12 | May 3, 2021 | $5.91 |
May 14, 2021 | $5.20 | ||
Mar 7, 2021 | $11.12 | May 14, 2021 | $5.91 |
May 21, 2021 | $5.20 | ||
Mar 14, 2021 | $11.12 | May 21, 2021 | $5.91 |
May 28, 2021 | $4.93 | ||
Jun 9, 2021 | $0.28 | ||
Mar 21, 2021 | $11.12 | Jun 9, 2021 | $0.22 |
Jul 11, 2021 | $4.93 | ||
Aug 26, 2021 | $1.97 | ||
Sep 5, 2021 | $4.00 | ||
Mar 28, 2021 | $53.71 | Sep 5, 2021 | $0.93 |
Sep 17, 2021 | $4.93 | ||
Oct 18, 2021 | $4.93 | ||
Dec 5, 2021 | $9.85 | ||
Dec 13, 2021 | $9.85 | ||
Dec 19, 2021 | $9.85 | ||
Dec 26, 2021 | $9.85 | ||
Jan 6, 2022 | $3.51 | ||
Apr 4, 2021 | $53.71 | Jan 6, 2022 | $6.35 |
Jan 9, 2022 | $9.85 | ||
Jan 23, 2022 | $9.85 | ||
Feb 4, 2022 | $9.85 | ||
Feb 21, 2022 | $9.85 | ||
Mar 18, 2022 | $7.94 | ||
Apr 11, 2021 | $53.71 | Mar 18, 2022 | $1.91 |
Jul 6, 2022 | $9.85 | ||
Jul 25, 2022 | $9.85 | ||
Apr 20, 2023 | $4.93 | ||
Apr 18, 2021 | $53.71 | ||
Apr 25, 2021 | $11.12 | ||
May 2, 2021 | $11.12 | ||
May 9, 2021 | $11.12 | ||
May 16, 2021 | $11.12 | ||
May 23, 2021 | $11.12 | ||
May 30, 2021 | $53.71 | ||
Jun 6, 2021 | $53.71 | ||
Jun 13, 2021 | $53.71 | ||
Jun 20, 2021 | $53.71 | ||
Jun 27, 2021 | $53.71 | ||
Jul 4, 2021 | $53.71 | ||
Jul 11, 2021 | $11.12 | ||
Jul 18, 2021 | $11.12 | ||
Jul 25, 2021 | $11.12 | ||
Aug 1, 2021 | $11.12 | ||
Aug 8, 2021 | $11.12 | ||
Aug 15, 2021 | $53.71 | ||
Aug 22, 2021 | $53.71 | ||
Aug 29, 2021 | $53.71 | ||
Sep 5, 2021 | $28.80 |
Dean Suminski Mar 28, 2017
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