Building rental houses

Samuel Okoth

Nakuru, Kenya

38% repaid

Entrepreneur

Name

Samuel Okoth

Member since

March 2016

On-time repayments

265 installments  •  83%

About Me

Samuel Okoth Oliech is my name. I was born in Yala within the jurisdiction of Siaya County in the Republic of Kenya. I am married to Anastacia Atieno and God has blessed us with three children, two boys and a girl. They are lively and lovely children, the first born is Gabriel, then Phoebe who is the only daughter followed by Reagan the last born as of now. As their parents, we aspire to bring them up in the fear and admonition of the Lord, for we are saved and sanctified by the precious blood of the Lamb. We do acknowledge the big role we have to do to see that they are provided with education, shelter, food and clothing, besides being brought up in a completely different environment, lifestyle and unprofitable cultural beliefs which were part of our lifestyle when we grew up.
Back to my personal life, I am a third born in a family of six children, five boys and one girl. I completed my basic education in the year 1991, and thereafter joined Alambo Lakeside College for my secondary education for a period of two years after which I dropped out of school due to lack of school fees. My parents could not afford to pay for my school fees because of poverty. As a result of this, I had to drop out of school and find ways to help my Mum in sustaining and bringing up my younger siblings. I started and engaged myself in farming vegetables to help sustain myself and assist my mum with the household budget. In the year 1998, my cousin wired my way to a free sponsorship program funded by World Bank in conjunction with the Kenyan government for the needy and the less fortunate in the society. So, I miraculously joined Kenya Industrial Training Institute for an automotive engineering course which I successfully completed two years later. Since then, I have been the sole bread winner not only to our extended family but also to my mother-in-law who is also a widow and to my sister who also lost her husband in 2007 leaving her behind with four children under her care.

My Business

Following continual financial constraints on my part, and the financial obligations I have to meet every month, we engaged each other as a family on how to overcome this challenge of accumulating debts by the end of every month. The only way was to supplement my income. We decided to open a small business to start with. After this meeting, we were so determined and optimistic that by the end of every month, we were putting aside a considerable amount of money by denying ourselves many basic necessities for us to achieve our goal. This culture of savings went on for six months, and finally our vision of starting a retail shop came to fruition in April 2012. I can testify that our business took off very fast and today it is viable and with a high potential growth. True to its inception goals and objectives, today we use the proceeds to help pay for school fees for our three children, paying rent, and supporting our mothers who are all widows with no one to rely upon except their God. On receiving my first loan, I upgraded my stock, and brought in more new consumable brands which were out of my reach financially. I want to thank you in advance, Zidisha. May God bless you mightily as you put my financial request into your humble consideration.

Loan Proposal

Many thanks to my lenders for your moral and financial support towards my previous investments. this has been a very big boost to my life, family and business. currently i am looking foward to another loan to continue with bulding of rental houses. this is going to be my next move after completing my residential house.i am planning to buy building materials of about 2000 usd, together with my savings of about 150usd i will be able to finish three rooms. this will provide me with extra income of about 200usd per month.

Show original English  

About Me

Samuel Okoth Oliech are my names, I was born in Yala within the jurisdiction of Siaya county in the republic of Kenya. I am married to Anastacia Atieno whom God has blessed us with three children, two boys and a girl. They are lively and lovely children, the first born is Gabriel, then Phoebe who is the only daughter followed by Reagan the last born as for now. As their parents, we aspire to bring them up in the fear and admonition of the Lord, for we are saved and sanctified by the precious blood of the Lamb. We do acknowledge the big role we have to do to see that they are provided with education, shelter, food and clothing, besides being brought up in a completely different environment, lifestyle and unprofitable cultural beliefs which were part of our lifestyle when we grew up.
Back to my personal life, I am a third born in a family of six children, five boys and one girl. I completed my basic education in the year 1991, and thereafter joined Alambo Lakeside College for my secondary education for a period of two years of which I dropped out of school due to lack of school fees. My parents would not afford to pay for my school fees because of poverty and as a result of this, I had to drop out of school and find ways how I could help my Mum into sustaining and bringing up my younger siblings, so I started and engaged myself in farming vegetables to help sustain myself and times assist my mum with the household budget. . In the year 1998, my cousin wired my way to a free sponsorship program funded by World Bank in conjunction with the Kenyan government to needy and the less fortunate in the society. So I miraculously joined Kenya Industrial Training Institute for an automotive engineering course which I successfully completed two years later. . Since then, I have been the sole bread winner not only to our extended family but also to my mother-in-law who is also a widow and my sister whom also lost her husband in 2007 leaving her behind with four children under her care.

My Business

First and foremost, it is my pleasure to convey my gratitude to zidisha team for this wonderful initiative. It has really been a blessing to many and to me in particular, since the time I joined in April 2016, I can count so many blessings attached to it, from my retail shop, buying a motorbike and purchasing a sewing machine, I can testify that I am a beneficiary of this life changing organization. Proceeds from these businesses have helped me purchase a piece of property which I have started developing & I very optimistic that with zidisha's continued lending I'll relocate to my own piece of land in the near future.

Loan Proposal

Many thanks to my lenders for your moral and financial support towards my previous investments. this has been a very big boost to my life, family and business. currently i am looking foward to another loan to continue with bulding of rental houses. this is going to be my next move after completing my residential house.i am planning to buy building materials of about 2000 usd, together with my savings of about 150usd i will be able to finish three rooms. this will provide me with extra income of about 200usd per month.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,126.00

Date disbursed

Oct 8, 2019

Repayment status

Late

Projected term

23 months

Lenders

G

GalantnostS

Hong Kong, Hong Kong

M

mikedufty

Perth, Australia

M

marvin24

Giessen, Germany

J

Jason

New Jersey, United States

Brian

Midhurst, Canada

R

Raabo

Rungsted, Denmark

HI

Highly Improbable

Saskatoon, Canada

investor

Candiac, Canada

mbunifu

San Jose, United States

AltruisticSelfishnes

Chicago, United States

lietu

Tallinn, Estonia

MaxEmerika

Sonoma County, California, United States

Kjartan

Oslo, Norway

L

ldron7

Utah, United States

Martin

Manama, Bahrain

T

Tallago3

Munich, Germany

P

paradoqs

boulder, United States

Lorax

Around, United States

M

mogensh

København V, Denmark

Apmay

Melbourne, Australia

C

CrazyCanuck

Nepean, Canada

JimVandegriff

Trinidad, California, United States

B

briansedz

Canton, Ohio, United States

Krtecek

Balzers, Liechtenstein

Karilynn

Mountain View, United States

B

Bavarian

Bavaria, Germany

indeh

London, United Kingdom

K

KDeath

Dublin, Ireland

B

bgj21

Cambridge, United Kingdom

Cloudways

Malta, Malta

Andreas1974

Fristad, Sweden

P

pillepalle

Osnabrück, Germany

Paul and Rachel

London, United Kingdom

A

Alumnus

Goias, Brazil

K

katykoo

New York, NY, United States

Christopher

Copenhagen, Denmark

skullyjo

Winnipeg, Canada

HMS_5th_Grade

Honolulu, United States

nakamura

United States

8

8chrono8

London, United Kingdom

A

Andrew22

Hopewell PA, United States

J

Johannes

Pirmasens, Germany

T

Taupe

Balzers, Liechtenstein

G

Goldrivermob

Gold River, Canada

K

kilanta

Jyväskylä, Finland

JPadgett

Chandler, United States

J

jasontoheal

Geraldton, Australia

M

MACH1351CJ

HOMMELVIK, Norway

1staidgirl

Surrey, Canada

N

Navigator

Alavus, Finland

M

Moonknight

Østre Gausdal, Norway

K

Krish

Dubai, United Arab Emirates

PulsoJewelry

Los Angeles, United States

Bill2073

Florida, United States

C

Colmena

Chicago, United States

B

b_plok

Granada, Spain

GarmdGriek

Oslo, Norway

paulclinton

malaga, Spain

K

kingcamo1095

Mountain Home, United States

VicC2

Richmond, United States

S

saraef

Nottingham, United Kingdom

A

AndrewC

London, United Kingdom

G

gradient

KFAR SABA, Israel

I

idakaren

bonlez, Belgium

gseletko

South Perth, Australia

S

Smith

Kespu'kwitik, Canada

S

Sreval

Manly, Australia

A

Adiuvo

United Kingdom

JonB

London, United Kingdom

M

Mieli

Kotka, Finland

M

mjohnson

Austin, United States

N

nglogic

Warszawa, Poland

90803

Long Beach, United States

ibc123

Seattle, United States

M

mallika

Laguna Niguel, United States

E

E

Marin county, United States

H

happytrailsjpd

South Bend, United States

A

andy.gayton

San Francisco, United States

M

markus61

cologne, Germany

MrMichigander

Marquette, United States

mikeice

Kohler, United States

M

mueba

Frankfurt, Germany

S

SanderBeckers

Brussel, Belgium

D

dj9812

United States

sderickson

Berkeley, CA, United States

D

dajja

Stockholm, Sweden

Z

zvrk2014

Brookline, MA, United States

E

EjLehar

Galesburg, United States

R

robcarslake

London, United Kingdom

T

tomcat14

Brussels, Belgium

J

jmwinga

Denver, United States

R

Rootdet

Fairfax, United States

camden01

Connecticut, United States

A

adiipienaar

South Africa

jonnyhj

Stockholm, Sweden

W

wyogirl

United States

N

nswanberg

United States

F

FSO

Canada

M

merk85

United States

C

condo86

United States

mepster

San Francisco, Ca, United States

J

jsbisa

New Orleans, Louisiana, United States

A

angelapeat01

United States

O

OzMonkey

Australia

S

Sophia20450

United States

S

Staffan

Mölndal, Sweden

W

wesbh89

United States

J

JonAlec

United States

T

tehmle

United States

Grant Xavier Storer

Seattle, Wa, United States

fang

United States

S

shivasj

United States

K

Keith

Luxembourg

M

Medagan

San Franciso, United States

A

aajmp

United States

Jamal Hamou

Cascadia, Canada

S

smanda

United States

J

JamieRobertson

United Kingdom

adrianz

United States

S

StefanB

Stockholm, Sweden

J

jeffreyrmeier

United States

T

Tony1

Australia

E

ErinL

United States

reluck

Marseille, France, France

A

andreab

United States

D

djlayton4

United States

Mike and Jacqui

United Kingdom

HL

Holly Laird

Austin, United States

S

Stephan

Netherlands

S

Sven

Netherlands

Dave Bogard

New York, United States

R

Robert

Berlin, Germany

MW

Matt Willis

United States

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

DN

Don Nichols

United States

Jake Badger

Roskilde, Denmark

PP

Pasi Paajanen

Helsinki, Finland

Dayton

Vancouver, Canada

DF

Daniel Fehr-Krahn

Winnipeg, Canada

Deb Fox

Melbourne, Australia

Craig

Memphis, TN, United States

CN

Cyprien Noel

United States

Kristin Rhodes

Kansas City, Kansas, United States

moursund

Beaver Nation, United States

KP

Kelly Partyke

United States

Kevin

San Francisco, United States

KL

Ket Lin

United States

C

cota

United States

John Prendiville

Portland, United States

Jorgen V

Mol, Belgium

Cristina Huesch

Canberra, Australia, Australia

TH

tom hd

United Kingdom

AH

Adam Hill

United States

Carla

Amsterdam, Netherlands

R

Rembrandt

United Kingdom

M

Margaret

United States

Mark Grey

Redding, CT, United States

AH

ajay hampapur

United States

E

eriklonnroth

United Kingdom

Abdullah

United States

Akirahugo

Dortmund, Germany

wissam

Jeddah, Saudi Arabia

WM

William Madden

Berlin, Germany

R

rzb

Germany

Carl D Patterson

United Kingdom

Paul Smithson

Leeds, United Kingdom

Surya Setiyaputra

Sydney, Australia

A

Andrei

United States

Arnaud M

Sydney, Australia

AK

Achim Königs

Bonn, Germany

P

Peter

Bratislava, Slovakia

Cliff

United States

UK

Uday Kolluri

New York, Singapore

Rory McLaughlin

Dallas, United States

JO

Johan O

Borlänge, Sweden

Dan Michael

Oslo, Norway

Thomas

Sweden, Sweden

V

Virginia

United States

V

Vidar

Oslo, Norway

S

Stephanie

Zurich, Switzerland

I

isaac

United Kingdom

RC

Rudi Chen

United States

P

PeterP

United Kingdom

E Mac D

Luxembourg

E

EABF

Netherlands

Jes-c

United States

T

Tom

Switzerland

J Laufs

Germany

JA

Jan Andresen

Hamburg, Germany

LZ

Li Zhang

United Kingdom

Sinan Taifour

Munich, Germany, Germany

Stuart

London, United Kingdom

Ed

Howells, United States

L

Lucy

Australia

The Zinc Team

San Francisco, United States

Ryan Agnew

Australia

A

Anne

Germany

Sayuri

United Kingdom

Ask Samuel Okoth a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$422.66

Amount remaining

$704.18

Expected completion

Sep 5, 2021

Status

Repaying late

Installment amount

$53.71

Repayment History

Expected Payments Actual Payments
Oct 20, 2019 $10.84 Nov 13, 2019 $10.84
Oct 27, 2019 $0.00
Nov 3, 2019 $0.00
Nov 10, 2019 $0.00
Nov 17, 2019 $10.84 Nov 18, 2019 $10.84
Nov 24, 2019 $10.84 Nov 26, 2019 $10.84
Dec 1, 2019 $10.84 Dec 1, 2019 $10.84
Dec 8, 2019 $10.84 Dec 10, 2019 $10.84
Dec 15, 2019 $10.84 Dec 17, 2019 $10.84
Dec 22, 2019 $21.68 Dec 25, 2019 $10.84
Dec 31, 2019 $10.84
Dec 29, 2019 $0.00
Jan 5, 2020 $10.84 Jan 25, 2020 $10.84
Jan 12, 2020 $10.84 Jan 25, 2020 $10.84
Jan 19, 2020 $10.84 Jan 25, 2020 $10.84
Jan 26, 2020 $10.84 Jan 25, 2020 $10.84
Feb 2, 2020 $0.00
Feb 9, 2020 $0.00
Feb 16, 2020 $0.00
Feb 23, 2020 $10.84 Mar 3, 2020 $10.84
Mar 1, 2020 $0.00
Mar 8, 2020 $10.84 Mar 9, 2020 $10.84
Mar 15, 2020 $10.84 Mar 17, 2020 $10.84
Mar 22, 2020 $10.84 Mar 24, 2020 $10.84
Mar 29, 2020 $10.84 Mar 31, 2020 $10.84
Apr 5, 2020 $10.84 Apr 7, 2020 $10.84
Apr 12, 2020 $1.97 Apr 15, 2020 $1.97
Apr 19, 2020 $0.49 Apr 20, 2020 $0.49
Apr 26, 2020 $0.49 Apr 27, 2020 $0.49
May 3, 2020 $0.49 Apr 30, 2020 $0.49
May 10, 2020 $0.49 May 10, 2020 $0.49
May 17, 2020 $0.49 May 18, 2020 $0.49
May 24, 2020 $0.49 May 22, 2020 $0.49
May 31, 2020 $0.50 Jun 2, 2020 $0.50
Jun 7, 2020 $0.50 Jun 5, 2020 $0.50
Jun 14, 2020 $0.50 Jun 13, 2020 $0.50
Jun 21, 2020 $0.50 Jun 21, 2020 $0.50
Jun 28, 2020 $0.50 Jun 26, 2020 $0.50
Jul 5, 2020 $0.50 Jul 3, 2020 $0.50
Jul 12, 2020 $0.50 Jul 12, 2020 $0.50
Jul 19, 2020 $0.50 Jul 20, 2020 $0.50
Jul 26, 2020 $0.50 Jul 27, 2020 $0.50
Aug 2, 2020 $0.50 Aug 2, 2020 $0.50
Aug 9, 2020 $0.50 Aug 10, 2020 $0.50
Aug 16, 2020 $0.50 Aug 18, 2020 $0.50
Aug 23, 2020 $0.50 Aug 24, 2020 $0.50
Aug 30, 2020 $0.50 Aug 31, 2020 $0.50
Sep 6, 2020 $0.50 Sep 9, 2020 $0.50
Sep 13, 2020 $0.50 Sep 14, 2020 $0.50
Sep 20, 2020 $5.92 Sep 18, 2020 $0.50
Sep 25, 2020 $4.93
Sep 29, 2020 $0.49
Sep 27, 2020 $0.00
Oct 4, 2020 $0.50 Oct 2, 2020 $0.50
Oct 11, 2020 $0.50 Oct 9, 2020 $0.50
Oct 18, 2020 $0.50 Oct 22, 2020 $0.50
Oct 25, 2020 $0.50 Oct 27, 2020 $0.50
Nov 1, 2020 $0.50 Oct 30, 2020 $0.50
Nov 8, 2020 $0.50 Nov 8, 2020 $0.50
Nov 15, 2020 $0.00
Nov 22, 2020 $0.00
Nov 29, 2020 $0.50 Nov 29, 2020 $0.50
Dec 6, 2020 $0.50 Dec 8, 2020 $0.50
Dec 13, 2020 $0.50 Dec 15, 2020 $0.50
Dec 20, 2020 $0.50 Dec 22, 2020 $0.50
Dec 27, 2020 $0.50 Dec 28, 2020 $0.50
Jan 3, 2021 $2.47 Jan 5, 2021 $0.50
Jan 29, 2021 $1.97
Jan 10, 2021 $0.00
Jan 17, 2021 $0.00
Jan 24, 2021 $11.12 Feb 23, 2021 $11.12
Jan 31, 2021 $0.00
Feb 7, 2021 $0.00
Feb 14, 2021 $0.00
Feb 21, 2021 $11.12 Apr 14, 2021 $1.97
Apr 16, 2021 $1.97
Apr 30, 2021 $1.97
May 3, 2021 $5.20
Feb 28, 2021 $11.12 May 3, 2021 $5.91
May 14, 2021 $5.20
Mar 7, 2021 $11.12 May 14, 2021 $5.91
May 21, 2021 $5.20
Mar 14, 2021 $11.12 May 21, 2021 $5.91
May 28, 2021 $4.93
Jun 9, 2021 $0.28
Mar 21, 2021 $11.12 Jun 9, 2021 $0.22
Jul 11, 2021 $4.93
Aug 26, 2021 $1.97
Sep 5, 2021 $4.00
Mar 28, 2021 $53.71 Sep 5, 2021 $0.93
Sep 17, 2021 $4.93
Oct 18, 2021 $4.93
Dec 5, 2021 $9.85
Dec 13, 2021 $9.85
Dec 19, 2021 $9.85
Dec 26, 2021 $9.85
Jan 6, 2022 $3.51
Apr 4, 2021 $53.71 Jan 6, 2022 $6.35
Jan 9, 2022 $9.85
Jan 23, 2022 $9.85
Feb 4, 2022 $9.85
Feb 21, 2022 $9.85
Mar 18, 2022 $7.94
Apr 11, 2021 $53.71 Mar 18, 2022 $1.91
Jul 6, 2022 $9.85
Jul 25, 2022 $9.85
Apr 20, 2023 $4.93
Apr 18, 2021 $53.71
Apr 25, 2021 $11.12
May 2, 2021 $11.12
May 9, 2021 $11.12
May 16, 2021 $11.12
May 23, 2021 $11.12
May 30, 2021 $53.71
Jun 6, 2021 $53.71
Jun 13, 2021 $53.71
Jun 20, 2021 $53.71
Jun 27, 2021 $53.71
Jul 4, 2021 $53.71
Jul 11, 2021 $11.12
Jul 18, 2021 $11.12
Jul 25, 2021 $11.12
Aug 1, 2021 $11.12
Aug 8, 2021 $11.12
Aug 15, 2021 $53.71
Aug 22, 2021 $53.71
Aug 29, 2021 $53.71
Sep 5, 2021 $28.80

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