Business

Sarah Djaba

Tema, Ghana

100% repaid

Entrepreneur

Name

Sarah Djaba

Location

Tema, Ghana

On-time repayments

31 weekly installments  •  100%

About Me

My name is Sarah Djaba. 44 years old and a trader. I am a Ghanaian living in Tema, Greater Accra Region. I deal in assorted goods like food, drinks, toiletries, beverages and many others.
I need the loan to help me expand my business due to the fact that the demand for the goods is high and my capital is low to the demand.

My Business

I operate a retail grocery store with assorted goods like beverages, canned foods, diary foods, drinks, toiletries, bread and many others. It has been in existence for some years now and it is helping the community in which I live. It is a small scale retail store licensed, accredited, and also have met all necessary tax requirements to operate.

Loan Proposal

My business is about dealing in food items and other groceries. I am able to restock my shop every week from the sales I make but not enough. So when given the loan, I will use it to buy water and drinks.

Income Source

It is true that many businesses are facing economic climate and down turn in sales activity. Ghana is no exception, but look at the business I do, I retail food items, drinks, water, beverages, etc. These items go faster because they are daily consumption goods. So I can repay my loan from the profit I make from sales every week when given the loan.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$31.99

Date disbursed

Mar 23, 2021

Repayment status

On Time

Projected term

1 week

Cost to entrepreneur

Service fee: $1.42

Credit risk payment: $3.62

Lenders

Alessandro

Verona, Italy

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  • Sarah Djaba    Jan 14, 2022

    Business is now picking up after the Christmas festive season. Sales has drop for a while now and am just trying to break even. I believe sales will pick up in due time as am looking forward.

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  • Sarah Djaba    Jan 3, 2022

    This is to the fact that there is a slight drop in customers buying.

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  • Sarah Djaba    Nov 29, 2021

    I have received the loan. I'm grateful.
    Thank you my lenders.

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  • Sarah Djaba    Nov 28, 2021

    I am grateful for funding my loan my lenders and zidisha team. This will help me buy a few more stock in addition to what I have already. Part of the money will be used in purchasing a small deep freezer to stock my frozen foods. This will help in this festive season of Christmas.

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  • Josphat Karani    Nov 26, 2021

    wishing you the best

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  • Sarah Djaba    Nov 23, 2021

    I would like to say that, the loan my lenders gave me through zidisha team of experts has really helped me in my grocery business a lot. I have been able to do a little work on my shop. I am able to stock my shop with variety of food items and other products to meet the needs of my customers. As a result, I have a lot more to sell to make appreciable profit which has helped raise my family's standard of living. I'm grateful to you my lenders and zidisha team.

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  • Sarah Djaba    Nov 10, 2021

    With my current loan, I have made a tremendous improvement in my business by increasing my profit margin to about 5%. By my projections into the Christmas holidays, sales will increase which I need to stock more goods to meet my clients. My family is excited for the transformation in our lives. We will be able to have a good festive celebration season this year. Thanks to my lenders and Zidisha team for bringing joy to my family.

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  • Sarah Djaba    Sep 22, 2021

    I want say that with my current loan approval, am able to buy more goods with variety which meet the demands of my community. I have also made a little expansion on my shop for storage.
    I'm most grateful to you my lenders and zidisha team.

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  • Sarah Djaba    Aug 23, 2021

    I have received my loan and I am grateful to my lenders for funding my project.
    Thank you

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  • Sarah Djaba    Aug 21, 2021

    I am so grateful to you my lenders for fully funding my loan. This will help me take more stock and also renovate my shop for more storage.
    Thank you for making my project possible.

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  • Jan V    Aug 20, 2021

    Hi Sarah, I hope you get the money you need for your shop, all the best.
    Cheers Jan from Canada

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  • Sarah Djaba    Aug 15, 2021

    Thanks Joshi
    I'm grateful for your support and best wishes.

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  • Joshi    Aug 14, 2021

    Hello Sarah,
    Hope you get the loan and restock/renovate your shop. Keep up the regular updates. Wish you all the best.

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  • Sarah Djaba    Aug 6, 2021

    I would like to say that my previous loan has helped me a lot to take more stocks to expand my business. That is buy more and sell more. I have been able to supply my customers with more variety of food items and other goods. By that, I have attracted more customers to buy from me. I am able to settle other expenses like rent and electricity for my shop.

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  • Sarah Djaba    Jul 31, 2021

    Thank you my lenders and zidisha team for all the great support you are offering me. I have made tremendous progress in my business. I can say now with confidence that I am doing well despite the challenges. I have been able to move steadily to expand my business for greater avenues. With zidisha, I can say I'm moving far.
    I have also been steady in my loan repayment up to date and for that matter with much expectation and enthusiasm, waiting for my next loan for bigger heights.
    I'm really grateful. Thanks again my lenders.

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  • Sarah Djaba    Jul 19, 2021

    Hello to my lenders and Zidisha team. I have received my loan already and I'm almost through with my repayment. This has helped a lot to do more with my shop.
    Thanks

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  • Sarah Djaba    May 29, 2021

    I am so grateful to you my lenders and Zidisha team for your support for my business. This will help me expand my stock intake and inventory with respect to food items I sell in my grocery shop.
    Thanks again.

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  • Sarah Djaba    May 20, 2021

    Thanks to my lenders and Zidisha team for my last loan payment I completed. In fact, it has helped me to enhance my business. I was able to stepped up my stock line by buying more. I will be grateful if I am given my next applied loan to help expand my business more.

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  • Sarah Djaba    May 19, 2021

    Sarah Djaba Apr 10, 2021

    Thanks to my lenders and Zidisha team for the loan. It has really helped me with my shop and family.
    I have paid back the loan I received as promised and I am looking forward to receiving my next load when I apply for it.
    I am grateful.

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  • Sarah Djaba    Apr 19, 2021

    Many thanks to my lenders and Zidisha team for the loan. I have received it and I am grateful.

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