Become a coop banking agent

Alex

Mbotela, Kenya

100% repaid

Entrepreneur

Name

Alex

Member since

August 2017

On-time repayments

131 installments  •  84%

About Me

Good morning all members of Zidisha organization, My name is Alex Ndiema, a Kenyan Citizen by birth, 35 years old and a father of two children, we live in mbotela estate, Makadara sub-county, Nairobi County, Kenya. My permanent home address is; Trans-nzoia County, Saboti Sub-county, Machewa location, Bondeni village.
I went to Mt. Elgon Primary School and sat for my KCPE Examination in the year 1997, I passed well but was unable to Join Secondary School due to fee problem. I was forced to stay at home the whole year (1999). During that time I did some business (Photography, I remember borrowing a camera from friends on commission basis till I bought my own; Yashica, up to date I have that Camera for remembrance). I joined St. Marys Secondary School in the year 2000 and did my KCSE exam in the year 2003. I did well but was bot lucky to join university, I did some Computer packages in the year 2005, there after got a casual Job in industrial area; Sumaria Industries Limited where I worked for 5 good years.

My Business

In year 2007 I married and got a child, the cash I was getting was not enough to cater for my daily needs. I decided to venture into business with the little that I had saved, I starting from mandazi business, shop keeping, Cyber cafe with two computers and a printer (hp 3-in-one; scan, copy & print) The business had little or no competitor, so I grew up very fast, I had a lot of customers but few computers, it was not late to re-organize myself since I got introduced to Zidisha by a friend (Abigael), from there Zidisha took charge of my finances as far as business expense and assets are concerned. Right now I have a full Cybercafe, an equipped Photo Studio, an Mpesa and lastly but list, I have started doing supplies. Glory be to God and much thanks to Zidisha and my lenders.

Loan Proposal

Once I receive the money, first I will go and apply for a cooperative agent machine, this will enable me to operate as a coop agent (coop mtaani business) this will increase the income of the business and as a result I will raise the salary of my employees and by doing that I will uplift their living standards.
The remaining balance I will boost my Mpesa Buiness and buy more stock for the Cybercafe.

Feedback

1

None

None

  • Helen Horseman    Nov 3, 2017

    Thank you for full repayment of your loan Alex, 100% on time.
    Best wishes for your business going forward.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$977.00

Date disbursed

Oct 17, 2019

Repayment status

On Time

Projected term

5 months

Lenders

A

Anninymouse

Southampton, United Kingdom

Dianne

Maryville, United States

M

marvin24

Giessen, Germany

S

Snick

Halle, Germany

Brian

Midhurst, Canada

EricDWalters

Rochester, Mn, Usa, United States

R

Raabo

Rungsted, Denmark

CaseySampson

Vancouver, Canada

investor

Candiac, Canada

canadianlstan

Toronto, Canada

C

chkuo

Taipei, Taiwan

D

dkapplerb

Toronto, Canada

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

E

erozlum

Istanbul, Turkey

Johnny

shanghai, China

J

JBosshardt

Redmond, United States

Silver

Steiermark, Austria

S

soren

Göteborg, Sweden

ErikN

Stockholm, Sweden

evinpa

United States

J

johnbireland

Dublin, Ireland

I

Interfree

Dubai, United Arab Emirates

F

FHult

Stockholm, Sweden

L

ldron7

Utah, United States

Martin

Manama, Bahrain

D

danielske

Branford, United States

R

rcmssr

Woodbury, United States

Pere

Barcelona, Spain

AF

a f

washington, United States

johnandmoliehi

Canton, New York, United States

G

guenter

Bremen, Germany

T

ToddK

Indianapolis, IN, USA, United States

P

PeaceandLove

Morro Bay, United States

C

cjmenchaca

Austin, United States

BJ

Brandon Joz

North Carolina, United States

H

hwwijono

Jakarta, Indonesia

J

JacobZ

Bend, United States

A

AlexCheng

Seattle, United States

C

CrazyCanuck

Nepean, Canada

S

SelvaMarcus

Green Cove Springs, United States

A

AnnaT

Adelaide, Australia

J

jjonas

berlin, Germany

T

tmsaddress

Orlando, Florida, United States

B

Bavarian

Bavaria, Germany

HE

help each other

Glasgow, United Kingdom

C

chrisherron

Chicago, United States

F

fisaire

Ithaca, United States

A

anonymous123

United States

S

Snake707

Somewhere, Germany

pbosakov

Sofia, Bulgaria

dajawein

Gladstone, Australia

indeh

London, United Kingdom

DEWANDELAAR

westouter, Belgium

Mannysgirl

Surrey, Canada

andreasol

Bielefeld, Germany

SeeMeeFi

Ontario, Canada

G

GoldenPete

Christchurch, New Zealand

Erica

Caledon, Canada

B

bopsquod

Seattle, Wa, United States

A

AustA

Sydney, Australia

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

IA

Ismini and Jerry

Stamford, USA, United States

P

penguin3694

Chicago, United States

J

jzidi

Los Angeles, United States

S

Scordato

Mattituck, United States

clemenchiang

Singapore, Singapore

lorello

Vicopisano, Italy

Jouni

Finland

S

SvenWaage

Stavanger, Norway

ads68

Melbourne, Australia

Christopher

Copenhagen, Denmark

swendl

Iowa, United States

Alina

Amsterdam, Netherlands

Bhayl

Stavanger, Norway

Cadwah

Barcelona, Spain

Andreas Kiss

Vienna, Austria, Austria

O

Oscart

Edmonton, Canada

P

Peksa

Espoo, Finland

Sunnyside

Stafford, United Kingdom

M

mkellerman

Shanghai, China

Maxey

Amstelveen, Netherlands

nakamura

United States

chadgibbs

Loveliest Village, United States

F

FredBetty

San Antonio, United States

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

Gordons28

Santa Monica, United States

L

LindsayB

Sydney, Australia

MichaelOsburg

Hochheim, Germany

Muslim

Riyadh, Saudi Arabia

I

ianb723

ROCHESTER, United States

D

ddandipu

Calgary, Canada

joaoferraz

RINCHOA, Portugal

NativeTexan

Dfw Metroplex, United States

H

HomesteadSchool

Glen Spey, United States

JTShorty

Gorham, Maine, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

ShaneS

Port Pirie, Australia

G

Goldrivermob

Gold River, Canada

K

kjustad

Asker, Norway

M

miriamg

Toronto, Canada

wallymountz

Fort Lauderdale, United States

H

Harmony

Cleveland, United States

S

Serene

Philadelphia, United States

Hedwich

Gorssel, Netherlands

Zal0m0n

Atlantis!!!! x), Mauritania

A

AndrewC

London, United Kingdom

B

Bokolo

Leeds, United Kingdom

Generaal

Antwerp, Belgium

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

R

run426

DeBary, United States

O

Ohio

Ohio, United States

Lambie

Perth, Australia

soniad

Dubai, United Arab Emirates

tonnyschonewille

Maastricht, Netherlands

andreatagliatti

Manchester, United Kingdom

dmirpuri

Bangkok, Thailand

ibc123

Seattle, United States

H

harrymore

Townsville, Australia

xtrahardware

Cazenovia, United States

B

BMcDermott

Washington, DC, United States

C

Catch22

The Colony, United States

HealthcareProvider

Baltimore, United States

E

E

Marin county, United States

H

happytrailsjpd

South Bend, United States

fransk

Culemborg, Netherlands

mikeice

Kohler, United States

A

akshu71

Ottawa, Canada

G

GanSatya

United States

Walterlo

West Hollywood, United States

B

BobHope

United States

sderickson

Berkeley, CA, United States

J

janakan

Hong Kong, Hong Kong

pvilliger

Zurich, Switzerland

M

Malibu

Westwood, United States

Shemuel

New Jersey, United States

M

Mullagh

United Kingdom

ScholaNatura

Czech Republic

R

richardavsmith

United Kingdom

A

adiipienaar

South Africa

S

spivurno

United States

Paul Buchheit

Mountain View, United States

A

allie105

United States

M

Mal57

Australia

N

nswanberg

United States

M

Michi

Switzerland

J

jenda

Czech Republic

A

abbasm

United States

M

merk85

United States

bb4dogs

United States

K

Kber9156

North Parramatta, Australia

trincowski

Vilar, Vila do Conde, Portugal

L

leftyoctober

Minneapolis, United States

D

davecas

United States

A

ajayhk

San Jose, United States

J

jbhernan

United States

mepster

San Francisco, Ca, United States

VK

Vasily Kudrin

Moscow, Russia

C

cojoakerr

United Kingdom

chriseyre

Fremont, Ca, United States

P

Panda6689

United States

TyWee

Manila, Philippines

B

bscent

Hong Kong

A

AlphaAres

Azerbaijan

belvi

Hoogeveen, Netherlands

J

JonAlec

United States

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

T

Tim47

United States

K

KiraDee

United States

S

satheajay

United States

C

ColoradoSkier

Denver, United States

SV

sven vdk

Twickenham, United Kingdom

T

Tony1

Australia

Mike and Jacqui

United Kingdom

HL

Holly Laird

Austin, United States

S

Stephan

Netherlands

JL

Joao Leal

United Kingdom

TF

Timothy Fitz

United States

KM

Kirsty M

United Kingdom

Haim Si

Mexico, Mexico

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Family Mueller

Petershagen, Germany

Robert

Sweden

R

Robert

Berlin, Germany

MZ

Matt Zirwas

United States

Greg Howard

Reno, Nv, United States

RB

Renee B

United States

Cathy

Melbourne, Australia

DR

Derek R

Australia

MW

Matt Willis

United States

WH

Walter Hill

United States

W

Wade

United States

Jake Badger

Roskilde, Denmark

PC

Patrick Clavette

Hartford, Wisconsin, United States

jtreyes

United States

K

K

United States

Lou Kaucic

Sanbornton, NH, United States

E

erica

antwerpen, Belgium

CN

Cyprien Noel

United States

T

thedan33

Czech Republic

Kristin Rhodes

Kansas City, Kansas, United States

moursund

Beaver Nation, United States

Kevin

San Francisco, United States

MI

Matt Insler

United States

JC

JD Conley

United States

KD

Kent Don

United States

EB

Erica Brescia

United States

Jennifer Weber

Canandaigua, Ny, United States

AF

Alysn Ford

United States

Mouhamed

United States

C

cota

United States

John Prendiville

Portland, United States

YM

Yelka Mikolji

United States

ME

Manaal Eisa

Washington DC, United States

Cristina Huesch

Canberra, Australia, Australia

TH

tom hd

United Kingdom

MR

Michiel Rauws

San Francisco, Netherlands

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

F

Frits

Rotterdam, Netherlands

PR

Paul Rausch

United States

G

Gianni

Venice, Italy

AK

Anita K

Maryland, United States

Mark Grey

Redding, CT, United States

N

Nick

United States

E

eriklonnroth

United Kingdom

A

Allie

Australia

wissam

Jeddah, Saudi Arabia

B

BM

London, United Kingdom, United Kingdom

I

Irene

Switzerland

Steven Hill

Barcelona, United Kingdom

Douglas St Quintin

Sydney, Australia

A

Andrei

United States

Dan Brinkman

Lynden, WA, United States

Ed

Howells, United States

Vratik Krocik

Prague, Czech Republic

J

Netherlands

Ask Alex a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Janice    Aug 30, 2020

    Alex has promised to update his account soon. Thanks team.

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  • Janice    Jul 29, 2020

    I have communicated to Alex and for sure he is still committed to his loan repayment soon his business stabilizes.

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  • Alex    Jul 13, 2020

    Good morning my good lenders, I am okay despite the challenges of life, as per now the business is not doing well, I am experiencing some difficulties, the much I earn right now I try and share with my two employees but is not yet enough, kindly consider my request and promise to deliver as soon as things work out well. Good day.

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  • Alex    Jun 12, 2020

    Good morning my good lenders and the Zidisha organisation at large, first I would like to apologize for not remitting my weekly installment as required and I feel so ashamed to put the blame on the current pandemic out break of Corona Virus which has led to partial lock down in some parts of our country. I happen to have been affected in one way or another which has led to a drop in my business, furthermore, the suppliers that I made on January to my client (Hospital Hill High School) has not yet been paid. I really apologize for all this and promise to try my best and whenever things come back to normal, I will be able to clear my dues as required. Thanks for your understanding and may God bless you all.

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  • Lilian    Jun 11, 2020

    Halo lenders, I have spoken to Alex who has promised to reschedule payment to an amount he can pay comfortable

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  • Alex    Apr 26, 2020

    The business income has reduced due to a partial lock down in Nairobi, which has been extended for another 21 days. The profits that I am getting right now is used to pay my employees.

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  • Alex    Apr 5, 2020

    Good morning everyone, once again I take this opportunity to say thanks to our almighty God who has allowed us to see another day, I am doing good hopping that all of you are okay.
    Secondly I appreciate all the Zidisha members and a big thank you to my lenders for funding my project.
    I am going to top up my Mpesa and cooperative agent floats and also do some repairs to my furniture in the Cyber café. May God bless you all for generously supporting my business.

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  • Alex    Mar 22, 2020

    The previous loan that I took was for my business expansion. It really helped me a lot since I pumped the cash into my Mpesa and Cooperative agent in form of float and cash rotation. This enabled my business to run smoothly without the hiccups of running short of cash or float to serve my customers. as a result I missed no transaction and resulted in high commission and my customers were guaranteed of service and were 100% sure when they come to my shop. To my employees, it boosted their morale since there was enough capital and they new very well that what ever they were doing will earn them salary at the end of the month.

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  • Alex    Mar 21, 2020

    Good evening everyone, I am able to pay the above stated amount, this is because the last installment is too small.
    Good night.

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  • Alex    Jan 2, 2020

    Good afternoon lenders and all the Zidisha organization. We have started another new year 2020, On my side I have experienced a drop down in business. Kindly allow me to pay the above stated amount till next month, February 2020. I am quite sure everything will be okay.

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  • Alex    Nov 23, 2019

    Good morning my lenders and the Zidisha Organization, I hope this message finds you well, I am good despite the ups and downs of life and business. Currently the business needs a lot of investments as we approach the end of the year, the Mpesa and Coop needs a lot of cash and float, this is why I have proposed to to deduct my weekly payment installments to that amount. After that period I will be in a position to resume my normal installments. Thanks in advance for your understanding and time.

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  • Alex    Oct 17, 2019

    Good morning my good lenders and Zidisha Organization, I am pleased to let you know that I received Ksh 64,463.00 on 17th October, 2019. As I said earlier, I am going to process a cooperative Agent Machine so that I can operate as a coop agent. Thank you so much once more.

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  • Alex    Oct 13, 2019

    I take this opportunity to thank all my lenders and the zidisha organization at large. I am so glad and for a while I can see everything moving in the right direction. My dream of having a co-op agent in my premise has at long last been achieved. May God bless zidisha organization abundantly, and may it live forever.

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  • Jochen    Oct 12, 2019

    Good luck!

    Jochen

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  • Alex    Oct 8, 2019

    Good evening lenders, I take opportunity to once again let you know about me and my business. I now do supplies, Cybercafe and Mpesa. all the business is doing well except the supplies. It has some good profit but it takes long to get payments. That is the only challenge that I am facing now. With time I know I will be able to wait since the last supplies earned me some good interest which I have invested in the Mpesa business. I now have enough float and cash to run the mpesa business.

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  • Alex    Oct 1, 2019

    Good morning my good lenders, finally I got paid by my client (the school that I supplied with stationary) I can now pay my loan comfortably . Thanks a lot and do have a good day.

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  • Alex    Sep 8, 2019

    Good evening lenders, I still have a problem with my new business; 'supplies" they have not made any payment since last term. I am still hoping for the best.

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  • Alex    Aug 11, 2019

    Good evening my good lenders and the Zidisha Organization at large, I am doing well despite the ups and downs of life and business. I still facing some challenges in my business but hoping that things will soon change and work out positively. The supplies I made have not been acted on and they have closed down the school. I am full of hope that the will pay me before the school opens up since they will need to be supplied with more items.

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  • Alex    Jul 12, 2019

    Good morning lenders, I would like to adjust my weekly installments due to the reason that I haven't received any payment for the supply I did previously. Once I am paid I will resume with my normal installment.
    Have a good day.

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  • Alex    Jun 12, 2019

    I great you all. As much as I am expanding my business, there are some limitations here and there, I have supplies a certain school as I posted earlier, the payments have delayed and they are still demanding more supplies i.e Hard Brush, Squeezers Toilet balls etc all this I have no alternative but to slash down my daily income and make the necessary move. I am quite sure once they release my cheque, I will be in a position to catch up with my dues and maintain my on time payment. Thanks your understanding. Have a blessed day.

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