Upgrade PC for online writing business

Tom Gard

Nairobi, Kenya

100% repaid



Tom Gard

Member since

January 2014

On-time repayments

97 installments  •  39%

About Me

My name is Tom Gard. I hail from Bware Village in Migori County. I am a freelance writer by profession. I offer my online writing service through http://tomgardwritersbureau.kbo.co.ke. Apart from writing as a business, i also offer training to upcoming freelance writers. I have so far been able to train 25 young school leavers who are now actively involved in writing as a business. These are people who now write independently.

I have largely been involved in providing writing service to both individuals and companies with online businesses, something that i have been doing for the past seven (7) years.

I have so far received two Zidisha loans, which i have repaid successfully. The loans have enabled me to improve on both quality and quantity of my writing service and i am very much thankful to all Zidisha lenders who have funded my past loan applications.

My Business

My writing business brings in enough revenue that i will be able to use in servicing advanced loan. In addition to business earnings, i also receive a significant amount of money from the writing training service that i offer. This goes a long way in boosting my revenue. I am therefore in a good position to service advanced loan(s).

I used the fisrt Zidisha loan to buy a used PC, which has done me good. Not only have i been able to write more; i have been able to meet deadlines as set by my clients. I now wish to have a second loan that i will use to buy a another used PC and a printer.

I am a highly committed individual with a strong belief in everything that i do. This is evident in how i ventured into freelance writing as a business before naturing it into a fully-fledged business that now brings in revenue.

Loan Proposal

The purpose of this loan is to expand my existing writing business. I will be in a position to add some little amount to upgrade my existing PC in order to serve my clients better.

It is my commitment to repay the loan in a timely manner so as to qualify for larger amounts of loan. I intend to expand my business gradually to a point where i will be able to provide employment to a good number of people. My plan is to establish a writing company that will meet writing need of companies, corporations and firms.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Mar 17, 2014

Repayment status

On Time

Projected term

6 weeks

Cost to entrepreneur

Lender interest: $49.96 at 6.92% annual rate over 1 month = $0.40

Service fee: $0.21




Austin, United States


Fort Lauderdale, United States


Auckland, New Zealand


Atlantis!!!! x), Mauritania


Sarasota, Fl, United States

Matching Fund

Sterling, United States

Ask Tom a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.