Stock of photocopying paper and stationary for my business

Isaac

Kitale Town, Kenya

39% repaid

Entrepreneur

Name

Isaac

Member since

January 2014

On-time repayments

269 installments  •  18%

About Me

Am the fifth in a family of eight with three sisters and Five brothers I am a man in my (31)years with a passion for exllence in life. I have a wife and a son. I grew up in kisumu county and I attended kajimbo High School. Although I had qualified to join University, my parents were unable to take me further. in my education, I live in Nakuru a metropolitan town in Nakuru county . I later joined Kitale technical training instute where I took a course in Inffomation Technology and printing services I then started a business so as to help me further my education and make profit for my business. most of my earnings from my business are for expanding the business and savings.I also pay rent and bills so as to continue with the business without interfferance from the revenue authority.I also manage to support my family with cash for example paying fees to my siblings, and my biggest wish is to see my brothers and my children leaving a better life in future, Nakuru is a high and speedy developing town where business is doing well I hope to achieve higher goals with my business in this town I love playing and watching football and a die heard of Arsenal fan

My Business

My business is a single business dealing with bookshop and stationery and , there is high demand for goods and services despite of the competing market due to availability of customers' preferences and wide rage of products, also good customer relationship. I make a cost of ksh.4000 including house rent and power bill, a sale of approximately ksh30,000 thus making a profit of Ksh10,000 or more, a month, this business faces a risk of low market due to availability of the supplementary goods and services, I have a very good relationship with customers on how to use their new products thus making them aware of what quality they are buying. by so doing I have so many customers both young and old. my products are also modern thus fitting the competition.my products are also cheap compared to the other competitors thus attracting more and more customers.my products have warrant thus the customers have no doubt with my product because they are guaranteed of durability of what they buy. Am going to use the loan by adding more stock in my shop. The loan will boost my business at a very high rate.Am going to add more stock of books, and stationeries, photocopying machine and any other thing that goes hand in hand with my business. This will lead to attraction of more customers because I will make sure I have everything that a customer wants and with that it will make a good beginning of the year 2015. The loan will make me comfortable in meeting some expenses like license and othe legal requirements. Kindly support me in this because I have a dream of being so much ahead and successful by the end of this year. I will be very grateful to you and your team

Loan Proposal

If I receive the loan I need to add more stocks of photocopying papers and stationaries, for instance
A ream of photocopy paper now buys at $ 3.5 at a wholesale price and sells at $4 to$ 4.5 that is approximately making a profit of about $1 per ream. When i sell like two boxes that is 10 reams I will be able to make a profit about $ 10 approximately. sure for these i will add my savings and buy a bundle of new teams and other allied materials which will enable me earn an average profit to help me repay back the loan and grow my business as well. I will appreciate your assistance

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$166.00

Date disbursed

Apr 22, 2015

Repayment status

Late

Projected term

59 months

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Ask Isaac a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Isaac    May 6, 2019

    I am financially unstable to continue with the payments as it is right now but hope to be on firm in future

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  • Isaac    May 6, 2016

    I want to reduce this payments for now until am in the right order of health, I will increase in as soon as I get back to business

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  • Matt B    Apr 5, 2016

    Hi Isaac - I hope you are feeling better and things are starting to go well for you again now.

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  • Isaac    Mar 15, 2016

    I'm really sorry for the delay I have caused you Zidisha. This is due to my illness which nearly killed but I thank God am a live let me start by duing the repayment at this low rate as I recover I have completely run out of funds due to the large bills I incurred into the hospital but am very optimistic that in due course I shall be on time repayment thank you members and my Leanders for your understanding

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  • Isaac    Dec 15, 2015

    Recently added stock business is doing well

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  • Isaac    Nov 17, 2015

    The economy is not. Promising at all in our country things are not working well but we are optimistic that as time moves this will change,

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  • Isaac    Oct 28, 2015

    We are doing pretty well and business is growing drastically it can never pass my knowledge that this far. Zidisha has brought me

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  • Isaac    Sep 6, 2015

    I have had some financial challenges this week due to reopening of the school I have made several school fees payment, which has affected my schedule payment today but I promise to increase it soonest so as to remain in the right records of your books thankyou for your understanding, Zidisha team

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  • Isaac    Aug 28, 2015

    It can never pass my knowledge that you Zidisha has drastically changed my business life since I knew you I have been able to do well in my small businesses which is gradually growing in to a better one than before it has even changed other peoples lives for I have been able to employ three members staff I thankyou for the support you gave me

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    • Matt B    Aug 28, 2015

      Isaac - thanks for the update. It's really nice to know that together we are really making a difference to people's lives.

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  • Isaac    Aug 28, 2015

    It can never pass my knowledge that you Zidisha has drastically changed my business life since I knew you I have been able to do well in my small businesses which is gradually growing in to a better one than before it has even changed other peoples lives for I have been able to employ three members staff I thankyou for the support you gave me

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  • Isaac    Aug 18, 2015

    This was a great venture for Zidisha team to help vulnerable small businesses people to better there business life, I thank you alot for making my business growth

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  • Isaac    Aug 4, 2015

    I thank you zidisha team, without you what would I have done, my business is doing well and I hope to adjust my repayment schedule, soon thank you alot

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  • Isaac    Jul 6, 2015

    The business has not been doing pretty well, but we are making all possible avenues to make it much better, so that I can make further increment in my loan repayment. Thank you very much zidisha team for you assistance

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  • Isaac    May 31, 2015

    Initially I was naive of taking loans from any lending institutions but I thank zidisha for the courage I have got from them this organization has made me grow business wise and has given me more courage to face other challenges, and what I have experienced is that there is no other better organization especially those that lends money more accessible and friendly like Zidisha I thank this entire team and the team of Leander for their tireless help they have given to many people like me, God bless you, my business is not doing that well as now. The economy in our country is not that good but we will never give up, in this business we will continue doing well with you zidisha thank you very much

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  • Isaac    May 10, 2015

    I will not be able to make my full repayment installment today, but I. Promise to raise it on the next installment thanks in advance my lenders

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  • Isaac    May 4, 2015

    I will soon share with you the photos of my purchases and business progress

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  • Isaac    May 4, 2015

    Dear lenders, let me take this opportunity to thank u all for the money which I received of my second project Which helped me a great deal, I was able to buy the stock of papers for my business which has Been doing well Now, your assistance has saved me from futher borrowing from my business associates, I am very optimistic that my service delivery will yield, as we are able to serve more clients and increase in my income, thus, repaying back will not be much task to me, with the help of lenders and the entire zidisha team let me share my achivements with you thank u and may God bless you all .

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  • Isaac    Apr 22, 2015

    Am glad to let zidisha organization and my lenders know that I have received the disbursement of my full amount requested and I take this opportunity to thank you once again for the help you have rendered me. Tomorrow very early I will do the purchases and let you know, you have become part of my life am very grateful for your help. May God bless you and and your nice idea to continue giving help to many many people in the world, thank you all.

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  • Isaac    Apr 22, 2015

    Once again I don't just know how to thank you my lenders, down my heart receive my warm and heartfelt appreciation of what you have done for me, how else can I thank you!,
    thanks alot my lenders
    immediately I will add my stocks of printing papers and make sure I. Do as much as I can to satisfy my clients, once more my huge gratitude to you all

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  • Isaac    Apr 15, 2015

    The preview of the shop currently

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