Business expansion

Entrepreneur

About Me

I am married with three child I live in Nairobi Utawala and went to school at St Peter Mumias where passed my O- level Exams very well but I did not join the University because of lack of resources and I decided to start a business of retail shop in the year 2004 and with this business I have been able to take care of my family and pay for my Children School fees. I use the profit from my business to expand my business and build permanent building for my business so that it is more secure. Zidisha Lenders have been a bless since year 2012 and my business have grown from strength to strength and am able to support a happy family and support my community and the country.

My Business

I have Business of retail shop where I sell Green grocery and wholesale , food such as maize meal, rice,cooking fats,detergents.milk, breads and many more. from this business a make average income of Kes 680,000 per month before paying for my expenses. I also own m-pesa business offering mobile phone banking services to the locals and this gives me Ksh 20,000 per month. I face challenge in this business such as high cost of products and fuel. I kindly request Zidisha lenders to partner and finance my business to be able to buy a small van to carry my merchandises from the wholesale market to my shop. The Delivery van will save my business on transport expense and increase my revenue by 20 %. . The Delivery Van will cost about Ksh 600,000 for a good second Van.

Loan Proposal

Dear lenders thanks for supporting my business all long . It is because of you that my business is growing from strength to strength and wish to apply for a another loan to boost my business. I will use the money from the loan to buy more stock for my business and the rest of the cash I will use to complete the construction of my business premises so that I may stock more goods for my customers . My business is growing bigger and bigger through your support and I hope you will be will to support me more and we partner together in my business. Thanks and God bless your as you bid for my loan

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