Business expansion

Entrepreneur

About Me

I was born and grew up in Nyamira county, Bosamaro Location, Bigege sublocation. I went to Nymbogo primary school for my primary education and later joined Marani secondary School and Kianungu Secondary school where i did my secondary school exams. Due to unavoidable circumstances, i could not proceed to college hence i trained in basic computer training in the nearby center. I later started my own business in the field of Mobile money Market and a grocery store where i hope to earn and make my living from so that i can raise funds to better my education further and venture into more profitable business. I started my business with some little cash that i was funded from my uncle and friends who were very eager to see me prosper in life. in our culture land ownership is seen as something that everyone should own but our culture does not allow for girls/ladies to inherit land from our parents hence i could like to buy my own piece of land in future. i don't have a family yet but i ll be glad to see myself have one in future, i hope that i ll get and raise a good healthy family. i like working with computers, playing games and interacting with people online.

My Business

i ran i an MPESA[mobile money transfer] business in our local center, and also have a shop/grocery store that sells household goods and cereals, the needs of the market and various money transfer methods and companies are coming up day after day and most people are venturing into the business hence there is a lot of competition. i don't have sufficient funds as running capital for my business hence i find my self not fit enough in the market in terms of business competition. i use the little profits to add more capital into my business but with the high cost of living standards its hard to save enough for my future needs but i however save a little for my my personal needs and future.

Loan Proposal

With the great rise in the Mobile money market, a mobile money business outlet is indeed booming and attracting users from all walks of life and generations and its also attracting an ever rising number of entrepreneurs. Wit the loan that i expect from zidisha i will use the full amount [54 USD] to add more float(operating balance) to my business and also add some more cereals and household goods to my shop. Having enough funds in the operating balance of the business is essential for one to do his/her business effectively hence generate good income. By using my first loan from zidisha to improve my business by adding some float (operating balance) and also buying more cereals and goods to my business, i will be able to boost my profits and bonus payments at the end of each month hence make my life sustainable and invest amicably for the future. I, am enthusiastic that with the loan i will be hopefully offered will improve my profits by at least 15 %.

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Loan Info

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