Michael
Nairobi, Kenya
100% repaid
Name
Michael
Member since
November 2014
On-time repayments
156 installments • 52%
My childhood education was quite an ordinary one consisting of pre-primary, primary and high school education which I managed fairly easily without any incidents attaining high grades that got me into a good university which I cleared in the year 2012. An important goal that I have achieved is gaining the confidence of clients and establishing a market for my services. This came through hours and hours reading and research, participating in workshops and enrolling in competitions, doing volunteer jobs and lastly forming a small working team . I came to start my business through help of family and friends and their connections but all this would not have come to be were it not for the passion that I have for ICT. I have always been fascinated how fast it grows and I want to also contribute something to that Currently I am an IT professional specialising in software development and design. I focus on freelance contracts and other viable projects both local and on-line. Creating innovative solutions that will help not only myself but the community at large is my primary goal. I am yet to have a family but one day it will be there. I like travelling, watching sports and gaming
My business offers IT solutions to both individuals, other businesses and corporate institutions. The solutions we offer ranges from consulting, project management to software design and development. I chose this kind of business due to its global reach and scalability and challenges that come with it that push me to be the best I can to maintain relevance in the market. The current workforce consists of five young lads but we mostly work from our own premises for convenience purposes. We therefore use a lot of Skype, emails and other communication tools as well as tools such as Team Viewer for communication, remote control and presentations. As it is, this business model heavily relies on internet connectivity hence internet charges contribute the most to operational costs. Other costs contributors include but are not limited to stationery, support equipment, on-line content charges etc. The main source of revenue for the business is remuneration earned from completed projects. Other sources are doing maintenance jobs on some of the completed projects and also making improvements to the same. Profits are used to keep the business running as well as home improvements.
Having already established a fruitful IT solutions business venture, staying relevant in the ever changing IT world and maintaining a competitive edge are necessary for its survival. That being the case, I would like to purchase a better all-in-one printer for my print media and upgrade my server hosting plan as well as purchasing website templates. Having cleared my previous loan with 100% On-Time Repayments, I would be really grateful if my loan request was funded.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$198.00
Date disbursed
May 21, 2015
Repayment status
On Time
Projected term
10 months
Other loans
Amount repaid
$208.16
Amount remaining
$0.00
Date repaid
Mar 1, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
May 31, 2015 | $4.42 | Jun 6, 2015 | $4.42 |
Jun 7, 2015 | $4.42 | Jun 14, 2015 | $4.42 |
Jun 14, 2015 | $4.42 | Jun 19, 2015 | $4.42 |
Jun 21, 2015 | $4.42 | Jun 20, 2015 | $4.42 |
Jun 28, 2015 | $4.42 | Jul 3, 2015 | $4.42 |
Jul 5, 2015 | $4.42 | Jul 3, 2015 | $4.42 |
Jul 12, 2015 | $4.42 | Jul 3, 2015 | $4.42 |
Jul 19, 2015 | $4.42 | Jul 30, 2015 | $4.42 |
Jul 26, 2015 | $4.42 | Jul 30, 2015 | $4.42 |
Aug 2, 2015 | $4.42 | Aug 4, 2015 | $4.42 |
Aug 9, 2015 | $4.42 | Aug 15, 2015 | $4.42 |
Aug 16, 2015 | $4.42 | Aug 24, 2015 | $4.42 |
Aug 23, 2015 | $4.42 | Aug 28, 2015 | $4.42 |
Aug 30, 2015 | $4.42 | Aug 29, 2015 | $4.42 |
Sep 6, 2015 | $4.42 | Sep 17, 2015 | $4.42 |
Sep 13, 2015 | $4.42 | Sep 17, 2015 | $4.42 |
Sep 20, 2015 | $4.42 | Sep 18, 2015 | $4.42 |
Sep 27, 2015 | $4.42 | Oct 5, 2015 | $4.42 |
Oct 4, 2015 | $4.42 | Oct 5, 2015 | $4.42 |
Oct 11, 2015 | $4.42 | Oct 11, 2015 | $4.42 |
Oct 18, 2015 | $4.42 | Oct 20, 2015 | $4.42 |
Oct 25, 2015 | $4.42 | Oct 29, 2015 | $4.42 |
Nov 1, 2015 | $4.42 | Oct 29, 2015 | $4.42 |
Nov 8, 2015 | $4.42 | Nov 19, 2015 | $4.42 |
Nov 15, 2015 | $4.42 | Nov 19, 2015 | $4.42 |
Nov 22, 2015 | $4.42 | Nov 24, 2015 | $4.42 |
Nov 29, 2015 | $4.42 | Nov 24, 2015 | $4.42 |
Dec 6, 2015 | $4.42 | Dec 10, 2015 | $4.42 |
Dec 13, 2015 | $4.42 | Dec 10, 2015 | $4.42 |
Dec 20, 2015 | $4.42 | Dec 10, 2015 | $4.42 |
Dec 27, 2015 | $4.42 | Feb 15, 2016 | $4.42 |
Jan 3, 2016 | $4.42 | Feb 15, 2016 | $4.42 |
Jan 10, 2016 | $4.42 | Feb 15, 2016 | $4.42 |
Jan 17, 2016 | $4.42 | Feb 15, 2016 | $4.42 |
Jan 24, 2016 | $4.42 | Feb 15, 2016 | $4.42 |
Jan 31, 2016 | $4.42 | Feb 15, 2016 | $4.42 |
Feb 7, 2016 | $4.42 | Feb 15, 2016 | $4.42 |
Feb 14, 2016 | $4.42 | Feb 15, 2016 | $4.42 |
Feb 21, 2016 | $4.42 | Feb 23, 2016 | $4.42 |
Feb 28, 2016 | $4.42 | Feb 23, 2016 | $4.42 |
Mar 6, 2016 | $4.42 | Mar 1, 2016 | $4.42 |
Mar 13, 2016 | $4.42 | Mar 1, 2016 | $4.42 |
Mar 20, 2016 | $4.42 | Mar 1, 2016 | $4.42 |
Mar 27, 2016 | $4.42 | Mar 1, 2016 | $4.42 |
Apr 3, 2016 | $4.42 | Mar 1, 2016 | $4.42 |
Apr 10, 2016 | $4.42 | Mar 1, 2016 | $4.42 |
Apr 17, 2016 | $4.73 | Mar 1, 2016 | $4.73 |
Ask Michael a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.