Expansion of Photo Business

Jeremiah

Mpeketoni, Kenya

100% repaid

Entrepreneur

Name

Jeremiah

Member since

October 2015

On-time repayments

145 installments  •  77%

About Me

I was born in a poor family as a first born among thirteen. I used to be a my fathers family bread winner to my family from age 12 .My father had a recuring mental disorders which made him spend most time in rehabilitation facilities. I dropped out of school in 1991 due to lack of school fees. Become a hawker,By the year 1995 had not seen a computer leave alone using it, however I learnt computer skills when I was learning online Bible course in 2005 this is after the introduction of cyber services in all Kenyan postage offices. Thanks to this programme that lasted few years. From when I was born I financially struggled all through out my lifetime up 2008 when I got a grant from a friend.I decided to do computer cyber and photocopies business. From there my life changed from seeking for food only to businesses towards developments.I went back to part time classes to complete my high education. By now I have several academic papers, at present I am looking forward to join part-time course to further my education , hoping to be a part time secondary school teacher. I was displaced from Mpeketoni due to Al Shabaab attacks in the year 2014. My businesses shock.I am now resettled with my family and building up my business again. I pastor a church in the interior village . In the new lands where people are yet to be financially stable due to wild animals destroying their crops and poor environments. personally I have been an adult education teacher for three years after the same programme made me complete my high school education .My children are so ambitious some want to be armed forces others teachers and not forgetting the pilot.

My Business

My businesses deals with Photos - taking and processing digital photos from cameramen,passport size photos, photocopies documents,typesetting laminating, ,internet. Due to a big number of churches,schools and young people need of photos I get people or customers to serve. I was among the first people to learn computers education here and in the process I realized very few people are aware about computers and paperwork services. The cost of working material is cheap and for the reason that I service my computers alone I have an added advantage.I use the income to further my education and that of my children's, I will be effectively be able to take care of my elderly mum which is a responsibility entrusted to me by my late dad who left in the year 2012 .I still expand my business by establishing new same business branches in other towns where there is potential for development. I buy land to build my permanent home in near future.I am a curious person full of ambitions.

Loan Proposal

I have been constructing an iron sheet wall construction which which will finally cost 80,000. I have already built the best part of it which costed Ksh 50,000 after which I stopped due to lack of money. What remains is the roofing,painting and the floor. This building will cost me 4000 less per month than what a rented building could cost. I am planning to extend my computer services businesses to that corner of the town. In this place hope after five months time it will increase my net income by 15000 per month and put me in a position that I will be able to employ one more person who will earn her living there. By the time being I will be paying my loan with the already established photo studio.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$301.00

Date disbursed

Jun 28, 2016

Repayment status

On Time

Projected term

7 months

Lenders

investor

Candiac, Canada

K

Krokslatt

Mölndal, Sweden

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

Johnny

shanghai, China

JLadieu

Bellingham, United States

A

anonymus

Moon, United States

MienDeGraeve

Ouagadougou, Burkina Faso

T

ToddK

Indianapolis, IN, USA, United States

quozl

Dublin, Ireland

DaveinPerth

Perth, Australia

Gnomie

Brunswick, United States

B

blahblah

Nuernberg, Germany

J

jdhowa2

Louisville, KY, United States

J

jjonas

berlin, Germany

EmilAsker

Lomma, Sweden

F

fisaire

Ithaca, United States

indeh

London, United Kingdom

Cloudways

Malta, Malta

ads68

Melbourne, Australia

Bhayl

Stavanger, Norway

M

mkellerman

Shanghai, China

sarna

Toronto, Canada

chadgibbs

Loveliest Village, United States

fairspirit

Utrecht, Netherlands

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

isabelv

Barcelona, Spain, Sweden

Zal0m0n

Atlantis!!!! x), Mauritania

gseletko

South Perth, Australia

S

seikatsu

Palo Alto, CA, United States

tonnyschonewille

Maastricht, Netherlands

xtrahardware

Cazenovia, United States

E

E

Marin county, United States

Evan Lamos

Brussels, Belgium

G

gbelote

United States

D

drorm

United States

S

spivurno

United States

Paul Buchheit

Mountain View, United States

J

jay12

Germany

K

Karpet

Faroe Islands

J

jbhernan

United States

TyWee

Manila, Philippines

B

bscent

Hong Kong

J

JEllerby

United Kingdom

J

jdelaporte

United States

K

Keith

Luxembourg

R

Ruj-ura

Thailand

J

jamdal

Australia

S

Stephan

Netherlands

Family Mueller

Petershagen, Germany

MW

Matt Willis

United States

Matt B

Stratford Upon Avon, United Kingdom

JT

John Tabacchi

United States

T

thedan33

Czech Republic

Lisa Hendry

Cheltenham, UK, United Kingdom

CNV

United States

P

Paul

Netherlands

JF

Jason Foti

United States

A

Andrei

United Kingdom

Jeff Martin

Twin Lake, Michigan, United States

Mattie Shaw

Seattle, United States

Taylor

United States

R

Ryan

United States

Aylsham Rotary

Aylsham, Norfolk, Uk, United Kingdom

Paul Smithson

Leeds, United Kingdom

JS

Jason Strauss

United States

P

Peggy

United States

A

Ari

United Kingdom

A

Anonymous

United States

A

Anonymous

United States

Ask Jeremiah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Jeremiah    Oct 30, 2018

    My business is just down .customers.

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  • Justine    Jul 27, 2018

    hi lender, have talked to Mr Jeremiah about the payments and he said he was having financial problem due to the business drop down but all in all he will make payment soon
    as this holiday season comes
    thank you

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  • Jeremiah    Jun 2, 2018

    We have floods in our area which affects business flow.

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  • Jeremiah    May 19, 2018

    I am glad I received the loan . I will now buy the A 3 copier machines.
    Thank so much my single lender.

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  • Jeremiah    May 18, 2018

    Thanks so much to all of you amazing people.

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  • Jeremiah    Apr 28, 2018

    Hi to all my dear lenders, I am glad to have great people like . You really helped me with the previous loan. during that period I was servicing the loan my country passed through a very unpredictable political period where we almost lost control, our economy was unstable but for me I was able to endure for I had all the materials for my business. Therefore i was helped by all who contributed to my loan ,I am very thankful that my business in growing,

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  • Jeremiah    Apr 19, 2018

    I have adjusted the pressing issues now I am a little stable.

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  • Jeremiah    Apr 18, 2018

    Kenya is now stable after a prolonged political uncertainty. we hope our business will soon be better

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  • Jeremiah    Jun 1, 2017

    Its a very rainy season now ,many of my clients are busy in the farms leading to less income.

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  • Jeremiah    May 15, 2017

    God bless you bro Utdream.

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  • Jeremiah    May 13, 2017

    I wish someone can advise me on what to do in such a case, where a lone hungs just 3 percent to the target?

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  • Jeremiah    Apr 28, 2017

    Halo to my great lenders .I am blessed to have people like you. With the last loan I was able to continue my business during a very difficult season here where there was no rain at all leading to business going slow due to law income within my my customers. However with this loan I strengthened my resiliency and maintained all through. Now I am constructing some semi permanent structure where I can call a home for the first time in my life as I step by step prepare materials to build a permanent home in near future. Glad that I have your support.

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  • Jeremiah    Apr 23, 2017

    I wish to adjust for the reason that I have got a contract to print campaign papers where I expected to get a better income.

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  • Jeremiah    Apr 14, 2017

    I got some material which needs to be given an urgency in payment. I have no option but to construct somewhere to be a home before the forthcoming elections for I am not very safe to in market place during this peace sensitive moments.

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  • Jeremiah    Apr 8, 2017

    I have dealt with other pressuring urgent issues and therefore wish to complete the payments before its very late.

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  • Jeremiah    Apr 4, 2017

    Sorry I thought I had played for that week. Of course the draught has affected all areas of our lives here. We missed rain for more than two seasons now. Things are not going as per our expectations how we are resilient. Thanks for bearing with me.

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  • Mary    Apr 3, 2017

    Hi Jeremiah, Please contact Zidisha to adjust your loan payment to a smaller payment. Lenders would rather see small payments made on time rather than skipped payments. Has the drought been affecting your business? Regards, Mary

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  • Jeremiah    Dec 25, 2016

    Due to activities of end year and a month full of celebrations like Christmas and new year I need to change and get back to normal after January.

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  • Matt B    Nov 30, 2016

    I hope everything goes well. Best wishes.

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  • Jeremiah    Nov 29, 2016

    Thanks so much .This morning I received the money. I wish that I will repay on time.

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