215 installments • 83%
I am Emmanuel Jua aged 29years. I grew up in Embu which is on the slopes of mt kenya. I schooled in the neighbouring county in high school and managed to get a grade to take me to tertiary education. enrolled in chuka university for a degree in commerce. having an entrepreneur mindset and from the push of need I took a loan with zidisha in 2015 and a few borrowing from friends and was able to start a cyber while in my 2nd year of study. since then I've regularly borrowed from zidisha with a good repayment schedule and credit score and was able to grow the cyber. it assisted me alot to earn day to day living in the university. I was able to graduate in 2017 and from then I was able to employ some two other people. I'm grateful to zidisha this far and I look forward to a more mutual beneficial business relationships.
I run a cyber cafe located within the university whereby I have two printers. a kyocera taskalfa and an Epson coloured printer. I have two desktops and now wish to expand by adding five more desktops to broaden my customer base. this will see me grow the day to day profit and this will be a plus to me and also to the community since I will have brought services closer to them
when given the loan i will use it to increase my equipment to increase service delivery thus increasing customer satisfaction thus increasing income .by doing this i will manage to pay my loan and increase my equipments which will make me advance to another level.
Feb 17, 2015
Cost to entrepreneur
Lender interest: $100.38 at 6.99% annual rate over 1 month = $0.91
Service fee: $0.49