For my provisions shop (food and other supplies)

Sarah Djaba

Tema, Ghana

84% paid forward

Entrepreneur

Name

Sarah Djaba

Member since

February 2021

On-time repayments

46 installments  •  85%

About Me

My name is Sarah Djaba. 44 years old and a trader. I am a Ghanaian living in Tema, Greater Accra Region. I deal in assorted goods like food, drinks, toiletries, beverages and many others.
I need the loan to help me expand my business due to the fact that the demand for the goods is high and my capital is low to the demand.

My Business

I operate a retail grocery store with assorted goods like beverages, canned foods, diary foods, drinks, toiletries, bread and many others. It has been in existence for some years now and it is helping the community in which I live. It is a small scale retail store licensed, accredited, and also have met all necessary tax requirements to operate.

Project Proposal

I would like to buy a deep freezer for my shop to help sell frozen food items. The loan will also help me buy a few more groceries to sell to add up to the few I have left. My anticipation is into the Christmas festive season where people buy more for the families and friends. I need to stock the shop to meet customers needs. Therefore, I will very grateful again if my lenders will accept my proposal and give me the loan which they also do for me.
Thanks Zidisha team.

Feedback

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Project Info

Project Type

Pay It Forward

Disbursed amount

$656.56

Date disbursed

Nov 29, 2021

Cost to entrepreneur

Service fee: $76.22

Backers

LJ

United States

Josphat Karani

Mombasa, Kenya

JH

Joseph Hwang

Houston, United States

Kofi Opoku

Accra, Ghana

Angles Mulenga

Mongu, Zambia

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  • Sarah Djaba    Jun 6, 2022

    I would like to pay my remaining loan balance in two installments to enable me recover my losses. I have been down a little due to family pressures. I am recovering now and business could take off any moment.

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  • Sarah Djaba    Apr 23, 2022

    I am facing a little financial issues last month and this month which is having an effect on my loan repayment schedule. I believe things will improve by month ending to be able to revert to normal plan..

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  • Sarah Djaba    Apr 16, 2022

    Business has still not picked up as promised. Therefore I am making arrangements to settle my loan in full by the end of April. This has happened due to some family issue beyond my control. So please give up to the end of April to complete my repayment. Thanks

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  • Sarah Djaba    Feb 23, 2022

    Business is still slow. I would like to do a little adjustment to my loan repayment for at least 5 weeks to help me restructure my business to move forward. This adjustment is necessary for me to stay in business.

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  • Sarah Djaba    Feb 15, 2022

    Market has been very slow during this quarter of the year and due to that sales also is a bit slow. I believe it will pickup very soon in the course of the year. I am trying everything possible to bring my business back to normal. By that I can revert to the normal repayment schedule.

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  • Sarah Djaba    Jan 28, 2022

    Sales is still picking up due to the slow down in business beginning this year. I believe it will pick up very very soon so I can revert to my initial pegging. We hope for a better market coming the following month.

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  • Sarah Djaba    Jan 14, 2022

    Business is now picking up after the Christmas festive season. Sales has drop for a while now and am just trying to break even. I believe sales will pick up in due time as am looking forward.

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  • Sarah Djaba    Jan 3, 2022

    This is to the fact that there is a slight drop in customers buying.

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  • Sarah Djaba    Nov 29, 2021

    I have received the loan. I'm grateful.
    Thank you my lenders.

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  • Sarah Djaba    Nov 28, 2021

    I am grateful for funding my loan my lenders and zidisha team. This will help me buy a few more stock in addition to what I have already. Part of the money will be used in purchasing a small deep freezer to stock my frozen foods. This will help in this festive season of Christmas.

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  • Josphat Karani    Nov 26, 2021

    wishing you the best

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  • Sarah Djaba    Nov 23, 2021

    I would like to say that, the loan my lenders gave me through zidisha team of experts has really helped me in my grocery business a lot. I have been able to do a little work on my shop. I am able to stock my shop with variety of food items and other products to meet the needs of my customers. As a result, I have a lot more to sell to make appreciable profit which has helped raise my family's standard of living. I'm grateful to you my lenders and zidisha team.

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  • Sarah Djaba    Nov 10, 2021

    With my current loan, I have made a tremendous improvement in my business by increasing my profit margin to about 5%. By my projections into the Christmas holidays, sales will increase which I need to stock more goods to meet my clients. My family is excited for the transformation in our lives. We will be able to have a good festive celebration season this year. Thanks to my lenders and Zidisha team for bringing joy to my family.

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  • Sarah Djaba    Sep 22, 2021

    I want say that with my current loan approval, am able to buy more goods with variety which meet the demands of my community. I have also made a little expansion on my shop for storage.
    I'm most grateful to you my lenders and zidisha team.

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  • Sarah Djaba    Aug 23, 2021

    I have received my loan and I am grateful to my lenders for funding my project.
    Thank you

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  • Sarah Djaba    Aug 21, 2021

    I am so grateful to you my lenders for fully funding my loan. This will help me take more stock and also renovate my shop for more storage.
    Thank you for making my project possible.

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  • Jan V    Aug 20, 2021

    Hi Sarah, I hope you get the money you need for your shop, all the best.
    Cheers Jan from Canada

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  • Sarah Djaba    Aug 15, 2021

    Thanks Joshi
    I'm grateful for your support and best wishes.

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  • Joshi    Aug 14, 2021

    Hello Sarah,
    Hope you get the loan and restock/renovate your shop. Keep up the regular updates. Wish you all the best.

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  • Sarah Djaba    Aug 6, 2021

    I would like to say that my previous loan has helped me a lot to take more stocks to expand my business. That is buy more and sell more. I have been able to supply my customers with more variety of food items and other goods. By that, I have attracted more customers to buy from me. I am able to settle other expenses like rent and electricity for my shop.

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